Clear Retirement Advice LLC holds a focused book of 54 reported positions worth $146.0M as of Q2 2026 (disclosed Jul 15, 2026, a ~15-day 13F lag). This quarter they trimmed Vanguard Ftse Developed ETF. Their largest long position is Schwab Short-Term US Treas at 11% of the reported non-option book. Cloning the disclosed picks since 2026 would be +5% (+8.9%/yr). That is a simulation of the disclosed long book, not audited returns.
The reported book (valued from quarter-end) returned +6.9%, a 2.2-point gap that is the cost of the ~15-day 13F disclosure lag a real follower can't avoid.
Growth of $10,000 cloning Clear Retirement Advice LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~15 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: focused book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
9% mapped to company sectors
+1 sector below the cut, under 0.5% together
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis
Other tracked managers holding the same core names as Clear Retirement Advice LLC
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| Prosperity Advisers, LLC | 12 / 54 | $105.0M |
| New World Advisors LLC | 13 / 54 | $440.3M |
| Cerity Partners Retirement Plan Advisors LLC | 6 / 54 | $177.6M |
| Ardent Capital Management, Inc. | 9 / 54 | $170.8M |
| JBGlobal.com LLC | 10 / 54 | $80.9M |
| Trust Asset Management LLC | 14 / 54 | $1.1B |
| Stuart Investment Advisors, Inc. | 5 / 54 | $170.5M |
| HT Partners LLC | 16 / 54 | $246.8M |
Ranked by the share of each fund's own book sitting in the names it shares with Clear Retirement Advice LLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.
Bars show each position's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Schwab Strategic TR SHT TM US TRES | $16.2M | 669.9K | 11.1% | ▲+12% Added · +72K sh | |
| 2 | SPDR Index SHS FDS ST STR PO EX ETF | $15.6M | 308.7K | 10.7% | ▲+9.7% Added · +27K sh | |
| 3 | Ishares TR CORE S&P TTL STK | $14.9M | 90.6K | 10.2% | ▲+8.5% Added · +7K sh | |
| 4 | Invesco Exch Traded FD TR II SHORT TERM ETF | $12.9M | 121.9K | 8.8% | ▲+8.3% Added · +9K sh | |
| 5 | Vanguard Index FDS SM CP VAL ETF | $8.4M | 34.7K | 5.8% | ▲+6.0% Added · +2K sh | |
| 6 | Ishares TR ISHS 1-5YR INVS | $8.0M | 151.8K | 5.4% | ▲+14% Added · +19K sh | |
| 7 | Vanguard Index FDS SML CP GRW ETF | $7.2M | 19.6K | 4.9% | ▲+5.3% Added · +996 sh | |
| 8 | Vanguard Intl Equity Index F FTSE EMR MKT ETF | $6.3M | 105.8K | 4.3% | ▲+9.0% Added · +9K sh | |
| 9 | Etfs Gold TR PHYSCL GOLD SHS | $5.6M | 146.5K | 3.8% | ▲+20% Added · +25K sh | |
| 10 | SPDR Series Trust ST STR P500VAL | $5.4M | 89.6K | 3.7% | ▲+12% Added · +10K sh | |
| 11 | Vanguard Index FDS TOTAL STK MKT | $5.2M | 13.9K | 3.5% | ▲+0.8% Added · +114 sh | |
| 12 | SPDR Series Trust ST STR P500GRW | $4.6M | 38.5K | 3.1% | ▲+2.4% Added · +909 sh | |
| 13 | Vanguard Tax-Managed FDS VAN FTSE DEV MKT | $3.0M | 42.1K | 2.1% | ▼−1.4% Reduced · −622 sh | |
| 14 | Vanguard Scottsdale FDS SHRT TRM CORP BD | $2.8M | 35.2K | 1.9% | ▼−0.3% Reduced · −100 sh | |
| 15 | Schwab Strategic TR INTL EQTY ETF | $2.4M | 87.3K | 1.7% | ▼−1.4% Reduced · −1K sh | |
| 16 | Schwab Strategic TR US BRD MKT ETF | $2.3M | 79.3K | 1.6% | ▼−0.8% Reduced · −647 sh | |
| 17 | Ishares Inc CORE MSCI EMKT | $2.2M | 26.2K | 1.5% | ▼−0.5% Reduced · −143 sh | |
| 18 | Ishares Gold TR ISHARES NEW | $2.1M | 27.9K | 1.4% | ▼−0.1% Reduced · −20 sh | |
| 19 | Schwab Strategic TR US LCAP VA ETF | $2.0M | 57.4K | 1.4% | ▼−1.1% Reduced · −662 sh | |
| 20 | Apple Inc COM | $1.9M | 6.5K | 1.3% | ▼−29% Reduced · −3K sh | |
| 21 | SPDR Series Trust ST STR SP600GRWO | $1.4M | 11.9K | 1.0% | ▼−0.8% Reduced · −103 sh | |
| 22 | Vanguard World FD INF TECH ETF | $1.1M | 9.0K | 0.7% | ▲+700% Added · +8K sh | |
| 23 | Ishares TR 1 3 YR TREAS BD | $996K | 12.1K | 0.7% | ▲+41% Added · +4K sh | |
| 24 | Schwab Strategic TR US LCAP GR ETF | $993K | 29.3K | 0.7% | ▼−2.6% Reduced · −771 sh | |
| 25 | SPDR Series Trust ST STR SP600SM C | $885K | 8.1K | 0.6% | ▼−2.3% Reduced · −195 sh | |
| 26 | Vanguard Index FDS VALUE ETF | $839K | 3.8K | 0.6% | ▼−0.1% Reduced · −3 sh | |
| 27 | Vanguard Scottsdale FDS VNG RUS2000VAL | $706K | 3.6K | 0.5% | —Held | |
| 28 | Visa Inc COM CL A | $687K | 2.0K | 0.5% | —Held | |
| 29 | Alphabet Inc CAP STK CL A | $678K | 1.9K | 0.5% | —Held | |
| 30 | Alphabet Inc CAP STK CL C | $654K | 1.9K | 0.4% | —Held | |
| 31 | State STR SPDR S&P 500 ETF T TR UNIT | $653K | 874 | 0.4% | —Held | |
| 32 | Schwab Strategic TR US REIT ETF | $574K | 24.2K | 0.4% | —Held | |
| 33 | Mastercard Incorporated CL A | $528K | 1.0K | 0.4% | —Held | |
| 34 | Select Sector SPDR TR ST STR INDL ETF | $440K | 2.4K | 0.3% | —Held | |
| 35 | Vanguard Index FDS GROWTH ETF | $410K | 4.8K | 0.3% | ▲+408% Added · +4K sh | |
| 36 | Select Sector SPDR TR ST STR DISCR ETF | $393K | 3.4K | 0.3% | —Held | |
| 37 | Select Sector SPDR TR ST STR TECHN ETF | $392K | 2.1K | 0.3% | ▼−3.3% Reduced · −70 sh | |
| 38 | SPDR Index SHS FDS ST PORT MARK ETF | $384K | 7.4K | 0.3% | ▼−0.6% Reduced · −45 sh | |
| 39 | Vaneck ETF Trust INTRMDT MUNI ETF | $355K | 7.6K | 0.2% | —Held | |
| 40 | Select Sector SPDR TR ST STR CARE ETF | $355K | 2.2K | 0.2% | —Held | |
| 41 | Ishares TR NATIONAL MUN ETF | $346K | 3.2K | 0.2% | —Held | |
| 42 | Invesco Exchange Traded FD T S&P500 EQL WGT | $323K | 1.5K | 0.2% | —Held | |
| 43 | Select Sector SPDR TR ST STR UTIL ETF | $302K | 6.7K | 0.2% | —Held | |
| 44 | Vanguard World FD COMM SRVC ETF | $301K | 1.6K | 0.2% | —Held | |
| 45 | Ishares TR EAFE GRWTH ETF | $290K | 2.3K | 0.2% | —Held | |
| 46 | Autozone Inc COM | $284K | 89 | 0.2% | —Held | |
| 47 | Ishares TR RUS 2000 GRW ETF | $275K | 699 | 0.2% | ▼−1.1% Reduced · −8 sh | |
| 48 | Johnson & Johnson COM | $275K | 1.1K | 0.2% | —Held | |
| 49 | Fastenal Co COM | $273K | 5.7K | 0.2% | —Held | |
| 50 | Select Sector SPDR TR ST STR STAPL ETF | $249K | 3.0K | 0.2% | —Held |
This fund page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/2112984/holdings"
Use Arkolith to show Clear Retirement Advice LLC's latest holdings, largest changes, and filing provenance.
As-of date vs the date the SEC received each filing
Reported 13F total per quarter. Raw filing totals can include option notional.
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.