Arkolith/Funds/Cypress Financial Planning LLC

Cypress Financial Planning LLC

CIK 1937021Wealth platform
Holdings as of Jun 30, 2026·disclosed Jul 9, 2026·~9-day 13F lag·13F-HR
Active Filer

Cypress Financial Planning LLC holds a focused book of 106 reported positions worth $408.2M as of Q2 2026 (disclosed Jul 9, 2026, a ~9-day 13F lag). This quarter they opened Janus Henderson Mortg Backed and trimmed Vanguard Dividend Apprec ETF. Their largest long position is Ishares Core S&P 500 ETF at 10% of the reported non-option book. They also disclosed $4.7M in put options (a bearish bet), shown separately below and excluded from the non-option book. Cloning the disclosed picks since 2024 would be +15% (+7.7%/yr). That is a simulation of the disclosed long book, not audited returns.

Cypress Financial Planning LLC is a wealth platform: this book aggregates client accounts across many advisers.

Growth of $10,000: cloning the disclosed book

If you'd copied them
+15.4%
+7.7%/yr · since Oct '24
Their reported book
+18.1%
held from quarter-end
S&P 500
+37.0%
same window
$9K$10K$11K$13K$14KOct '24Feb '25Jul '25Dec '25Apr '26Sep '26
Cypress Financial Planning LLC (copied at disclosure) S&P 500

The reported book (valued from quarter-end) returned +18.1%, a 2.7-point gap that is the cost of the ~9-day 13F disclosure lag a real follower can't avoid.

Growth of $10,000 cloning Cypress Financial Planning LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~9 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

How much sits in the biggest positions

Top-heavy: focused book

Top 5 holdings
47%
Top 10 holdings
71%
Top 20 holdings
86%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Where the money is, by sector

8% mapped to company sectors

ETFs / funds
90%
Financials
4%
No sector on file yet
2%
Information Technology
2%
Consumer Discretionary
1%
Industrials
1%

+6 sectors below the cut, 1% together

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Cypress Financial Planning LLC

Manager / fundShared namesTheir $ in those
Donor Advised Charitable Giving, Inc.8 / 80$4.4B
Swiss Re Ltd21 / 80$1.0B
Kearns & Associates LLC20 / 80$194.4M
Prosperity Advisers, LLC20 / 80$124.8M
Roth Financial Partners LLC19 / 80$301.3M
Fortune 45 LLC12 / 80$206.4M
Vista Capital Partners, Inc.37 / 80$990.3M
Avalon Advisory Group8 / 80$233.3M

Ranked by the share of each fund's own book sitting in the names it shares with Cypress Financial Planning LLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.

Holdings: largest first

Bars show each position's share of the portfolio. Click a row for its position history.

106 positions
#SecurityValueShares% PortLast moveHistory
1Ishares TR
CORE S&P500 ETF
$41.3M55.1K
10.1%
+4.8%
Added · +3K sh
2Vanguard Scottsdale FDS
INT-TERM CORP
$40.0M484.3K
9.8%
+6.4%
Added · +29K sh
3Vanguard Scottsdale FDS
INTER TERM TREAS
$38.7M655.8K
9.5%
+7.2%
Added · +44K sh
4Vanguard Scottsdale FDS
SHRT TRM CORP BD
$36.6M462.5K
9.0%
+4.1%
Added · +18K sh
5Vanguard Tax-Managed FDS
VAN FTSE DEV MKT
$34.9M490.4K
8.6%
+0.5%
Added · +2K sh
6Vanguard Index FDS
EXTEND MKT ETF
$29.7M120.7K
7.3%
+2.6%
Added · +3K sh
7Ishares TR
CORE DIV GRWTH
$20.2M267.0K
5.0%
+3.2%
Added · +8K sh
8Vanguard Index FDS
REAL ESTATE ETF
$19.0M197.5K
4.7%
+0.9%
Added · +2K sh
9Janus Detroit STR TR
HENDERSON MTG
$18.7M415.2K
4.6%
New
New position
10Ishares TR
CORE MSCI EAFE
$11.9M122.9K
2.9%
+9.0%
Added · +10K sh
11Vanguard Intl Equity Index F
FTSE EMR MKT ETF
$11.6M194.2K
2.8%
+1.8%
Added · +3K sh
12Morgan Stanley
COM NEW
$10.0M47.7K
2.4%
+26%
Added · +10K sh
13Vanguard Specialized Funds
DIV APP ETF
$8.8M37.1K
2.2%
−2.6%
Reduced · −1K sh
14State STR SPDR S&P 500 ETF T
TR UNIT
$8.4M11.2K
2.1%
+5.9%
Added · +628 sh
15Ishares Inc
CORE MSCI EMKT
$5.1M61.0K
1.2%
+6.5%
Added · +4K sh
16Capital One Finl Corp
COM
$4.6M22.7K
1.1%
Held
17Schwab Strategic TR
US LCAP VA ETF
$3.8M107.9K
0.9%
+3.8%
Added · +4K sh
18Schwab Strategic TR
US LCAP GR ETF
$3.4M101.9K
0.8%
+3.7%
Added · +4K sh
19Apple Inc
COM
$3.0M10.5K
0.7%
−5.8%
Reduced · −655 sh
20Invesco QQQ TR
UNIT SER 1
$2.5M3.4K
0.6%
New
New position
21Ishares TR
CORE S&P SCP ETF
$2.5M16.6K
0.6%
−3.1%
Reduced · −528 sh
22Vanguard Index FDS
GROWTH ETF
$2.0M23.0K
0.5%
+505%
Added · +19K sh
23Berkshire Hathaway Inc Del
CL B NEW
$1.8M3.7K
0.5%
−2.3%
Reduced · −88 sh
24Lockheed Martin Corp
COM
$1.7M3.3K
0.4%
+8.4%
Added · +258 sh
25Vanguard Index FDS
TOTAL STK MKT
$1.6M4.4K
0.4%
+117%
Added · +2K sh
26Amazon Com Inc
COM
$1.6M6.7K
0.4%
−5.3%
Reduced · −381 sh
27Dimensional ETF Trust
CORE FIXE IN ETF
$1.5M36.5K
0.4%
+10%
Added · +3K sh
28Ishares TR
NATIONAL MUN ETF
$1.5M13.8K
0.4%
+6.4%
Added · +834 sh
29Ishares TR
7-10 YR TRSY BD
$1.5M15.5K
0.4%
Held
30Dimensional ETF Trust
GLOBAL CR ETF
$1.4M25.3K
0.3%
+2.2%
Added · +554 sh
31Dimensional ETF Trust
SHOR DUR FIX ETF
$1.4M28.6K
0.3%
+0.6%
Added · +176 sh
32Pgim Rock ETF TR
S&P 500 BUFFER
$1.2M36.7K
0.3%
−3.6%
Reduced · −1K sh
33Vanguard Intl Equity Index F
FTSE EUROPE ETF
$1.1M12.8K
0.3%
~0%
Added · +1 sh
34SPDR Series Trust
ST NUVE TERM ETF
$1.1M23.0K
0.3%
+12%
Added · +2K sh
35American Centy ETF TR
US SML CP VALU
$977K7.8K
0.2%
New
New position
36SPDR Series Trust
ST STR NUVEE ETF
$962K21.0K
0.2%
+9.8%
Added · +2K sh
37Ishares TR
IBOXX INV CP ETF
$927K8.5K
0.2%
−6.6%
Reduced · −604 sh
38Pgim Rock ETF TR
S&P 500 BUFFER
$885K26.0K
0.2%
+5.3%
Added · +1K sh
39Ishares TR
MSCI EAFE ETF
$884K8.5K
0.2%
−4.3%
Reduced · −387 sh
40Ishares TR
RUS 1000 GRW ETF
$883K7.1K
0.2%
+300%
Added · +5K sh
41Vanguard Index FDS
VALUE ETF
$873K4.0K
0.2%
+1.3%
Added · +52 sh
42JPMorgan Chase & Co
COM
$856K2.6K
0.2%
+10.0%
Added · +237 sh
43Pgim Rock ETF TR
S&P 500 BUFFER
$822K23.9K
0.2%
+15%
Added · +3K sh
44Nvidia Corporation
COM
$808K4.0K
0.2%
+12%
Added · +446 sh
45American Centy ETF TR
INTL SMCP VLU
$793K7.7K
0.2%
New
New position
46Schwab Strategic TR
US LRG CAP ETF
$777K26.4K
0.2%
−3.0%
Reduced · −820 sh
47Alphabet Inc
CAP STK CL C
$766K2.2K
0.2%
Held
48Johnson Controls Internation
SHS
$750K5.1K
0.2%
Held
49Netflix Inc.
COM
$694K9.7K
0.2%
+0.8%
Added · +76 sh
50Visa Inc
COM CL A
$686K2.0K
0.2%
+15%
Added · +263 sh
Showing 50 of 106 positions
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Largest options & derivatives disclosed

Put / call positions from the 13F — totals include every disclosed option leg

Put notional (bearish)$4.7M
TypeUnderlyingNotional valueUnderlying shares
PUT · bearishINVESCO QQQ TRUST SERIES 1QQQ$2.4M3K
PUT · bearishMORGAN STANLEYMS$2.1M10K
PUT · bearishSS SPDR S&P 500 ETF TRUST-USSPY$299K400

13F filers disclose option positions at the market value of the underlying the contracts reference, not the premium paid. A put is a bearish bet (it gains if the stock falls); a call is bullish. “Underlying shares” is the share count the contracts control, not a share holding. These legs are excluded from the non-option book, weighting, concentration and sector figures above.

Filing history

As-of date vs the date the SEC received each filing

$412.9M · Q2 2026Q3 2024 · $270.5MQ2 2026 · $412.9M

Reported 13F total per quarter. Raw filing totals can include option notional.

QuarterAs ofFiledLagPositionsValueForm
Q2 2026Jun 30, 2026Jul 9, 20269d109$412.9M13F-HR
Q1 2026Mar 31, 2026Apr 15, 202615d102$362.6M13F-HR
Q4 2025Dec 31, 2025Jan 14, 202614d105$362.2M13F-HR
Q3 2025Sep 30, 2025Oct 9, 20259d89$328.1M13F-HR
Q2 2025Jun 30, 2025Jul 11, 202511d82$306.5M13F-HR
Q1 2025Mar 31, 2025Apr 9, 20259d82$280.2M13F-HR
Q4 2024Dec 31, 2024Jan 14, 202514d81$272.5M13F-HR
Q3 2024Sep 30, 2024Oct 7, 20247d79$270.5M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.