Arkolith/Funds/Financial Life Advisors

Financial Life Advisors

CIK 1730813
Holdings as of Jun 30, 2026·disclosed Jul 28, 2026·~28-day 13F lag·13F-HR
Active Filer

Financial Life Advisors holds a focused book of 60 stocks worth $351.7M as of Q2 2026 (disclosed Jul 28, 2026, a ~45-day 13F lag). This quarter they opened Ishares Systematic Bond ETF and trimmed Ishares S&P 500 Growth ETF. Their largest long position is Ishares S&P 500 Growth ETF at 13% of the equity book. Cloning the disclosed picks since 2024 would be +20% (+10.7%/yr). That is a simulation of the disclosed long book, not audited returns.

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Use Arkolith to show FINANCIAL LIFE ADVISORS's latest
holdings, largest changes, and filing provenance.
Opened
20
new positions
Added to
22
existing
Trimmed
20
reduced
Sold out
2
exited

Growth of $10,000: cloning the disclosed book

If you'd copied them
+19.6%
+10.7%/yr · since Oct '24
Their reported book
+18.0%
held from quarter-end
S&P 500
+28.9%
same window
$9K$10K$11K$12K$13KOct '24Feb '25Jul '25Nov '25Mar '26Jul '26
Financial Life Advisors (copied at disclosure) S&P 500

Following at the filing date actually beat the quarter-end book by 1.7 points over this window.

Growth of $10,000 cloning Financial Life Advisors's disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

Concentration

Top-heavy: focused book

Top 5 holdings
48%
Top 10 holdings
71%
Top 20 holdings
90%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

2% mapped to company sectors

ETF / fund or unclassified
98%
Financials
1%
Information Technology
0%
Health Care
0%
Consumer Discretionary
0%
Energy
0%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Financial Life Advisors

Manager / fundShared namesTheir $ in those
MORGAN STANLEY72 / 60$377.3B
JPMORGAN CHASE & CO72 / 60$345.3B
WELLS FARGO & COMPANY/MN72 / 60$142.5B
ENVESTNET ASSET MANAGEMENT INC72 / 60$137.5B
UBS Group AG72 / 60$111.4B
ROYAL BANK OF CANADA72 / 60$102.3B
LPL Financial LLC72 / 60$96.2B
NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO72 / 60$79.8B

Ranked by how many of Financial Life Advisors's top 60 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

60 positions
#SecurityValueShares% PortLast moveHistory
1Ishares TR
S&P 500 GRWT ETF
$46.4M337.7K
13.2%
−6.5%
Reduced · −23K sh
2Ishares TR
S&P 500 VAL ETF
$37.0M163.0K
10.5%
−2.4%
Reduced · −4K sh
3Schwab Strategic TR
US AGGREGATE B
$36.4M1.57M
10.3%
+4.8%
Added · +73K sh
4SPDR Series Trust
ST STR BACKE ETF
$29.0M1.30M
8.3%
+25%
Added · +260K sh
5BlackRock ETF Trust
ISHARES US EQUIT
$20.8M306.4K
5.9%
−7.3%
Reduced · −24K sh
6Ishares TR
EAFE VALUE ETF
$17.5M229.1K
5.0%
−2.4%
Reduced · −6K sh
7Vanguard Scottsdale FDS
LONG TERM TREAS
$17.1M309.8K
4.9%
+5.8%
Added · +17K sh
8Ishares TR
CORE UNIVRSL USD
$17.1M369.8K
4.9%
+44%
Added · +113K sh
9Vanguard Intl Equity Index F
FTSE EMR MKT ETF
$15.6M261.9K
4.4%
+17%
Added · +38K sh
10Vanguard Index FDS
GROWTH ETF
$14.1M163.8K
4.0%
+500%
Added · +136K sh
11Ishares TR
EAFE GRWTH ETF
$12.4M99.8K
3.5%
+21%
Added · +18K sh
12Ishares TR
MSCI USA QLT FCT
$10.6M48.2K
3.0%
−2.4%
Reduced · −1K sh
13BlackRock ETF Trust
ISHA I IN TE ETF
$7.4M140.3K
2.1%
+225%
Added · +97K sh
14Vanguard Index FDS
VALUE ETF
$7.0M32.1K
2.0%
−4.1%
Reduced · −1K sh
15Ishares TR
U.S. TECH ETF
$6.1M24.2K
1.7%
−50%
Reduced · −24K sh
16Ishares TR
NATIONAL MUN ETF
$5.2M48.1K
1.5%
+3.3%
Added · +2K sh
17Ishares TR
US AER DEF ETF
$5.0M20.4K
1.4%
+3.5%
Added · +687 sh
18BlackRock ETF Trust
ISHA LA CORE ETF
$4.4M88.1K
1.3%
+161%
Added · +54K sh
19BlackRock ETF Trust II
ISHA FLEX IN ETF
$4.0M77.0K
1.1%
+3.5%
Added · +3K sh
20Vanguard Mun BD FDS
TAX EXEMPT BD
$4.0M79.0K
1.1%
−3.7%
Reduced · −3K sh
21Ishares TR
S&P 100 ETF
$3.8M10.4K
1.1%
−55%
Reduced · −13K sh
22World Gold TR
SPDR GLD MINIS
$3.4M43.3K
1.0%
−34%
Reduced · −23K sh
23Vanguard Malvern FDS
STRM INFPROIDX
$3.2M63.1K
0.9%
+2.6%
Added · +2K sh
24Invesco Exch Traded FD TR II
NATL AMT MUNI
$2.4M103.7K
0.7%
+495%
Added · +86K sh
25Columbia ETF TR II
EM CORE EX ETF
$1.5M28.9K
0.4%
−35%
Reduced · −16K sh
26Ishares TR
SYSTEMATIC BD ET
$1.5M16.5K
0.4%
New
New position
27Invesco Exch Traded FD TR II
S&P500 LOW VOL
$1.4M19.0K
0.4%
+3.0%
Added · +557 sh
28Vanguard Tax-Managed FDS
VAN FTSE DEV MKT
$1.4M19.7K
0.4%
−2.6%
Reduced · −525 sh
29Ishares Inc
MSCI EMRG CHN
$1.3M12.4K
0.4%
−7.4%
Reduced · −997 sh
30Schwab Strategic TR
US LCAP GR ETF
$1.1M33.7K
0.3%
Held
31Ishares TR
CONV BD ETF
$1.1M9.1K
0.3%
New
New position
32Vanguard World FD
INF TECH ETF
$920K7.7K
0.3%
+770%
Added · +7K sh
33Encompass Health Corp
COM
$885K8.8K
0.3%
Held
34Amazon Com Inc
COM
$854K3.6K
0.2%
+0.7%
Added · +24 sh
35SPDR Series Trust
ST STR NUVEE ETF
$820K17.9K
0.2%
Held
36State STR SPDR S&P 500 ETF T
TR UNIT
$811K1.1K
0.2%
+36%
Added · +289 sh
37Ishares TR
CORE S&P500 ETF
$536K716
0.2%
Held
38Ishares TR
MSCI USA MMENTM
$524K1.5K
0.1%
−3.0%
Reduced · −48 sh
39Apple Inc
COM
$508K1.8K
0.1%
−0.2%
Reduced · −3 sh
40Ishares Inc
CORE MSCI EMKT
$480K5.8K
0.1%
−8.1%
Reduced · −508 sh
41Schwab Strategic TR
US LRG CAP ETF
$462K15.7K
0.1%
+4.7%
Added · +708 sh
42Ishares TR
MSCI USA MIN ETF
$462K4.8K
0.1%
−15%
Reduced · −815 sh
43Ishares TR
10-20 YR TRS ETF
$441K4.4K
0.1%
−83%
Reduced · −21K sh
44SPDR Series Trust
ST LON TREAS ETF
$387K14.7K
0.1%
New
New position
45Nushares ETF TR
NUVEEN ESG LRGCP
$378K3.2K
0.1%
Held
46Alphabet Inc
CAP STK CL C
$320K907
0.1%
+0.7%
Added · +6 sh
47Prosperity Bancshares Inc
COM
$312K4.3K
0.1%
New
New position
48Ishares TR
CORE US AGGBD ET
$311K3.1K
0.1%
New
New position
49Exxon Mobil Corp
COM
$303K2.2K
0.1%
+0.5%
Added · +11 sh
50Ishares TR
MSCI EAFE ETF
$282K2.7K
0.1%
Held
Showing 50 of 60 positions

Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Jul 28, 202661$351.7M13F-HR
Q1 2026Mar 31, 2026Apr 29, 202652$321.0M13F-HR
Q4 2025Dec 31, 2025Jan 30, 202653$324.3M13F-HR
Q3 2025Sep 30, 2025Nov 3, 202547$311.3M13F-HR
Q2 2025Jun 30, 2025Jul 23, 202548$292.3M13F-HR
Q1 2025Mar 31, 2025Apr 24, 202551$268.3M13F-HR
Q4 2024Dec 31, 2024Jan 28, 202546$266.2M13F-HR
Q3 2024Sep 30, 2024Oct 21, 202448$264.7M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.