Arkolith/Funds/Howard Financial Services, LTD.

Howard Financial Services, LTD.

CIK 1768130
Holdings as of Jun 30, 2026·disclosed Jul 7, 2026·~7-day 13F lag·13F-HR
Active Filer

Howard Financial Services, LTD. holds a focused book of 268 stocks worth $1.0B as of Q2 2026 (disclosed Jul 7, 2026, a ~45-day 13F lag). This quarter they opened Roundhill Gen AI & Tech ETF and trimmed Vanguard Dividend Apprec ETF. Their largest long position is Ishares Msci USA Quality Fac at 11% of the equity book. They also disclosed $20K in call options (bullish), shown separately below and excluded from the equity book.

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Use Arkolith to show HOWARD FINANCIAL SERVICES, LTD.'s latest
holdings, largest changes, and filing provenance.
Opened
55
new positions
Added to
137
existing
Trimmed
52
reduced
Sold out
9
exited

Concentration

Top-heavy: focused book

Top 5 holdings
30%
Top 10 holdings
48%
Top 20 holdings
70%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

23% mapped to company sectors

ETF / fund or unclassified
77%
Information Technology
12%
Financials
3%
Consumer Discretionary
2%
Utilities
1%
Industrials
1%
Health Care
1%
Energy
1%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

268 positions
#SecurityValueShares% PortLast moveHistory
1Ishares TR
MSCI USA QLT FCT
$112.7M513.6K
11.3%
+2.1%
Added · +11K sh
2Schwab Strategic TR
US DIVIDEND EQ
$61.9M1.95M
6.2%
+0.4%
Added · +8K sh
3Vanguard Specialized Funds
DIV APP ETF
$47.5M200.6K
4.7%
~0%
Reduced · −40 sh
4Apple Inc
COM
$40.1M138.7K
4.0%
+0.8%
Added · +1K sh
5Invesco Exchange Traded FD T
S&P 500 GARP ETF
$40.1M327.9K
4.0%
−3.8%
Reduced · −13K sh
6Invesco Exchange Traded FD T
S&P500 EQL WGT
$39.9M187.4K
4.0%
−2.5%
Reduced · −5K sh
7Wisdomtree TR
US QTLY DIV GRT
$38.1M398.6K
3.8%
+6.2%
Added · +23K sh
8Invesco Actively Managed Exc
TOTAL RETURN
$37.5M799.6K
3.7%
+4.0%
Added · +31K sh
9Hartford FDS Exchange Traded
TOTAL RTRN ETF
$34.3M1.02M
3.4%
+2.9%
Added · +28K sh
10Pgim ETF TR
TOTAL RETURN BON
$32.4M781.7K
3.2%
+0.3%
Added · +2K sh
11Schwab Strategic TR
US LCAP GR ETF
$27.6M816.7K
2.8%
+15%
Added · +104K sh
12Ishares TR
MSCI INTL QUALTY
$25.6M517.0K
2.6%
+8.5%
Added · +41K sh
13First TR Exchange Traded FD
RISNG DIVD ACHIV
$24.3M299.7K
2.4%
+4.0%
Added · +12K sh
14Schwab Strategic TR
FUNDAMENTAL INTL
$23.8M451.3K
2.4%
+8.7%
Added · +36K sh
15Vaneck ETF Trust
FALLEN ANGEL HG
$20.2M690.6K
2.0%
+3.2%
Added · +21K sh
16Ssga Active ETF TR
STATE STREET DOU
$19.4M492.4K
1.9%
−8.2%
Reduced · −44K sh
17Vanguard Whitehall FDS
INTL DVD ETF
$18.4M197.4K
1.8%
+5.8%
Added · +11K sh
18Wisdomtree TR
EM EX ST-OWNED
$18.3M372.7K
1.8%
+11%
Added · +36K sh
19State STR SPDR S&P 500 ETF T
TR UNIT
$17.8M23.8K
1.8%
+0.3%
Added · +69 sh
20SPDR Series Trust
STATE STREET SPD
$16.8M670.0K
1.7%
−10.0%
Reduced · −74K sh
21Nvidia Corporation
COM
$16.4M82.0K
1.6%
−1.6%
Reduced · −1K sh
22Invesco QQQ TR
UNIT SER 1
$12.3M16.6K
1.2%
−4.8%
Reduced · −830 sh
23Vaneck ETF Trust
MRNGSTR WDE MOAT
$10.2M97.7K
1.0%
−8.8%
Reduced · −9K sh
24Vanguard Malvern FDS
CORE-PLUS BD ETF
$9.7M125.3K
1.0%
+45%
Added · +39K sh
25Microsoft Corp
COM
$9.4M25.3K
0.9%
−1.8%
Reduced · −463 sh
26Pacer FDS TR
US SMALL CAP CAS
$8.8M173.6K
0.9%
−3.7%
Reduced · −7K sh
27Amazon Com Inc
COM
$8.8M36.8K
0.9%
+12%
Added · +4K sh
28Berkshire Hathaway Inc Del
CL B NEW
$7.6M15.2K
0.8%
−0.3%
Reduced · −44 sh
29J P Morgan Exchange Traded F
ULTRA SHRT ETF
$7.6M150.2K
0.8%
−32%
Reduced · −70K sh
30Broadcom Inc
COM
$6.9M18.3K
0.7%
+13%
Added · +2K sh
31Alphabet Inc
CAP STK CL A
$6.3M17.7K
0.6%
+20%
Added · +3K sh
32First TR Exch Traded FD III
PFD SECS INC ETF
$6.1M341.2K
0.6%
−3.5%
Reduced · −13K sh
33Ishares TR
CORE S&P500 ETF
$5.5M7.3K
0.5%
+6.3%
Added · +432 sh
34Enterprise Prods Partners L
COM
$5.1M139.4K
0.5%
+4.2%
Added · +6K sh
35Sabine Rty TR
UNIT BEN INT
$5.0M68.2K
0.5%
+0.1%
Added · +105 sh
36Intel Corp
COM
$4.3M30.5K
0.4%
+217%
Added · +21K sh
37Vanguard Index FDS
TOTAL STK MKT
$4.1M11.1K
0.4%
+0.3%
Added · +28 sh
38Energy Transfer L P
COM UT LTD PTN
$3.9M201.5K
0.4%
+2.2%
Added · +4K sh
39Lattice Strategies TR
HARTFORD MLT ETF
$3.6M89.0K
0.4%
+0.9%
Added · +787 sh
40Chipotle Mexican Grill Inc
COM
$3.2M93.5K
0.3%
−0.4%
Reduced · −395 sh
41Taiwan Semiconductor Manufac
SPONSORED ADS
$3.1M6.4K
0.3%
+3.7%
Added · +228 sh
42Schwab Strategic TR
EMRG MKTEQ ETF
$2.9M81.2K
0.3%
−0.7%
Reduced · −534 sh
43Exxon Mobil Corp
COM
$2.9M21.3K
0.3%
+5.8%
Added · +1K sh
44MPLX LP
COM UNIT REP LTD
$2.7M48.4K
0.3%
+6.2%
Added · +3K sh
45Ge Vernova Inc
COM
$2.6M2.2K
0.3%
+63%
Added · +870 sh
46Micron Technology Inc
COM
$2.6M2.3K
0.3%
+0.2%
Added · +4 sh
47Schwab Strategic TR
INTL EQTY ETF
$2.5M91.7K
0.3%
−9.3%
Reduced · −9K sh
48JPMorgan Chase & Co
COM
$2.5M7.7K
0.3%
+7.7%
Added · +551 sh
49First TR Exchng Traded FD VI
SMITH OPPORT FXD
$2.5M56.8K
0.2%
−4.4%
Reduced · −3K sh
50Ishares TR
ISHS 1-5YR INVS
$2.3M43.2K
0.2%
+6.9%
Added · +3K sh
Showing 50 of 268 positions

Largest options & derivatives disclosed

Put / call positions from the 13F — totals include every disclosed option leg

Call notional (bullish)$20K
TypeUnderlyingNotional valueUnderlying shares
CALL · bullishSERVICENOW INCNOW$20K200

13F filers disclose option positions at the market value of the underlying the contracts reference, not the premium paid. A put is a bearish bet (it gains if the stock falls); a call is bullish. “Underlying shares” is the share count the contracts control, not a share holding. These legs are excluded from the equity book, weighting, concentration and sector figures above.

Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Jul 7, 2026269$1.0B13F-HR
Q1 2026Mar 31, 2026Apr 7, 2026223$888.0M13F-HR
Q4 2025Dec 31, 2025Jan 12, 2026205$855.1M13F-HR
Q3 2025Sep 30, 2025Oct 23, 2025199$817.3M13F-HR
Q2 2025Jun 30, 2025Jul 2, 2025183$760.7M13F-HR
Q1 2025Mar 31, 2025Apr 7, 2025183$734.4M13F-HR
Q4 2024Dec 31, 2024Jan 15, 2025186$735.1M13F-HR
Q3 2024Sep 30, 2024Oct 8, 2024168$692.5M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. Price-derived performance is withheld until the price-source policy and freshness gate are green.