Howard Financial Services, LTD. holds a focused book of 268 stocks worth $1.0B as of Q2 2026 (disclosed Jul 7, 2026, a ~7-day 13F lag). This quarter they opened Roundhill Gen AI & Tech ETF and trimmed Vanguard Dividend Apprec ETF. Their largest long position is Ishares Msci USA Quality Fac at 11% of the equity book. They also disclosed $20K in call options (bullish), shown separately below and excluded from the equity book. Cloning the disclosed picks since 2024 would be +25% (+12.5%/yr). That is a simulation of the disclosed long book, not audited returns.
Following at the filing date actually beat the quarter-end book by 3.5 points over this window.
Growth of $10,000 cloning Howard Financial Services, LTD.'s disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~7 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: focused book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
23% mapped to company sectors
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices, no cost basis
Other tracked managers holding the same core names as Howard Financial Services, LTD.
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| MORGAN STANLEY | 80 / 80 | $584.5B |
| ROYAL BANK OF CANADA | 80 / 80 | $159.2B |
| RAYMOND JAMES FINANCIAL INC | 80 / 80 | $102.3B |
| LPL Financial LLC | 80 / 80 | $92.2B |
| HighTower Advisors, LLC | 80 / 80 | $31.8B |
| OSAIC HOLDINGS, INC. | 80 / 80 | $19.1B |
| Farther Finance Advisors, LLC | 80 / 80 | $2.9B |
| JPMORGAN CHASE & CO | 79 / 80 | $557.5B |
Ranked by how many of Howard Financial Services, LTD.'s top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.
Bars show each stock's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Ishares TR MSCI USA QLT FCT | $112.7M | 513.6K | 11.3% | ▲+2.1% Added · +11K sh | |
| 2 | Schwab Strategic TR US DIVIDEND EQ | $61.9M | 1.95M | 6.2% | ▲+0.4% Added · +8K sh | |
| 3 | Vanguard Specialized Funds DIV APP ETF | $47.5M | 200.6K | 4.7% | ▼~0% Reduced · −40 sh | |
| 4 | Apple Inc COM | $40.1M | 138.7K | 4.0% | ▲+0.8% Added · +1K sh | |
| 5 | Invesco Exchange Traded FD T S&P 500 GARP ETF | $40.1M | 327.9K | 4.0% | ▼−3.8% Reduced · −13K sh | |
| 6 | Invesco Exchange Traded FD T S&P500 EQL WGT | $39.9M | 187.4K | 4.0% | ▼−2.5% Reduced · −5K sh | |
| 7 | Wisdomtree TR US QTLY DIV GRT | $38.1M | 398.6K | 3.8% | ▲+6.2% Added · +23K sh | |
| 8 | Invesco Actively Managed Exc TOTAL RETURN | $37.5M | 799.6K | 3.7% | ▲+4.0% Added · +31K sh | |
| 9 | Hartford FDS Exchange Traded TOTAL RTRN ETF | $34.3M | 1.02M | 3.4% | ▲+2.9% Added · +28K sh | |
| 10 | Pgim ETF TR TOTAL RETURN BON | $32.4M | 781.7K | 3.2% | ▲+0.3% Added · +2K sh | |
| 11 | Schwab Strategic TR US LCAP GR ETF | $27.6M | 816.7K | 2.8% | ▲+15% Added · +104K sh | |
| 12 | Ishares TR MSCI INTL QUALTY | $25.6M | 517.0K | 2.6% | ▲+8.5% Added · +41K sh | |
| 13 | First TR Exchange Traded FD RISNG DIVD ACHIV | $24.3M | 299.7K | 2.4% | ▲+4.0% Added · +12K sh | |
| 14 | Schwab Strategic TR FUNDAMENTAL INTL | $23.8M | 451.3K | 2.4% | ▲+8.7% Added · +36K sh | |
| 15 | Vaneck ETF Trust FALLEN ANGEL HG | $20.2M | 690.6K | 2.0% | ▲+3.2% Added · +21K sh | |
| 16 | Ssga Active ETF TR STATE STREET DOU | $19.4M | 492.4K | 1.9% | ▼−8.2% Reduced · −44K sh | |
| 17 | Vanguard Whitehall FDS INTL DVD ETF | $18.4M | 197.4K | 1.8% | ▲+5.8% Added · +11K sh | |
| 18 | Wisdomtree TR EM EX ST-OWNED | $18.3M | 372.7K | 1.8% | ▲+11% Added · +36K sh | |
| 19 | State STR SPDR S&P 500 ETF T TR UNIT | $17.8M | 23.8K | 1.8% | ▲+0.3% Added · +69 sh | |
| 20 | SPDR Series Trust STATE STREET SPD | $16.8M | 670.0K | 1.7% | ▼−10.0% Reduced · −74K sh | |
| 21 | Nvidia Corporation COM | $16.4M | 82.0K | 1.6% | ▼−1.6% Reduced · −1K sh | |
| 22 | Invesco QQQ TR UNIT SER 1 | $12.3M | 16.6K | 1.2% | ▼−4.8% Reduced · −830 sh | |
| 23 | Vaneck ETF Trust MRNGSTR WDE MOAT | $10.2M | 97.7K | 1.0% | ▼−8.8% Reduced · −9K sh | |
| 24 | Vanguard Malvern FDS CORE-PLUS BD ETF | $9.7M | 125.3K | 1.0% | ▲+45% Added · +39K sh | |
| 25 | Microsoft Corp COM | $9.4M | 25.3K | 0.9% | ▼−1.8% Reduced · −463 sh | |
| 26 | Pacer FDS TR US SMALL CAP CAS | $8.8M | 173.6K | 0.9% | ▼−3.7% Reduced · −7K sh | |
| 27 | Amazon Com Inc COM | $8.8M | 36.8K | 0.9% | ▲+12% Added · +4K sh | |
| 28 | Berkshire Hathaway Inc Del CL B NEW | $7.6M | 15.2K | 0.8% | ▼−0.3% Reduced · −44 sh | |
| 29 | J P Morgan Exchange Traded F ULTRA SHRT ETF | $7.6M | 150.2K | 0.8% | ▼−32% Reduced · −70K sh | |
| 30 | Broadcom Inc COM | $6.9M | 18.3K | 0.7% | ▲+13% Added · +2K sh | |
| 31 | Alphabet Inc CAP STK CL A | $6.3M | 17.7K | 0.6% | ▲+20% Added · +3K sh | |
| 32 | First TR Exch Traded FD III PFD SECS INC ETF | $6.1M | 341.2K | 0.6% | ▼−3.5% Reduced · −13K sh | |
| 33 | Ishares TR CORE S&P500 ETF | $5.5M | 7.3K | 0.5% | ▲+6.3% Added · +432 sh | |
| 34 | Enterprise Prods Partners L COM | $5.1M | 139.4K | 0.5% | ▲+4.2% Added · +6K sh | |
| 35 | Sabine Rty TR UNIT BEN INT | $5.0M | 68.2K | 0.5% | ▲+0.1% Added · +105 sh | |
| 36 | Intel Corp COM | $4.3M | 30.5K | 0.4% | ▲+217% Added · +21K sh | |
| 37 | Vanguard Index FDS TOTAL STK MKT | $4.1M | 11.1K | 0.4% | ▲+0.3% Added · +28 sh | |
| 38 | Energy Transfer L P COM UT LTD PTN | $3.9M | 201.5K | 0.4% | ▲+2.2% Added · +4K sh | |
| 39 | Lattice Strategies TR HARTFORD MLT ETF | $3.6M | 89.0K | 0.4% | ▲+0.9% Added · +787 sh | |
| 40 | Chipotle Mexican Grill Inc COM | $3.2M | 93.5K | 0.3% | ▼−0.4% Reduced · −395 sh | |
| 41 | Taiwan Semiconductor Manufac SPONSORED ADS | $3.1M | 6.4K | 0.3% | ▲+3.7% Added · +228 sh | |
| 42 | Schwab Strategic TR EMRG MKTEQ ETF | $2.9M | 81.2K | 0.3% | ▼−0.7% Reduced · −534 sh | |
| 43 | Exxon Mobil Corp COM | $2.9M | 21.3K | 0.3% | ▲+5.8% Added · +1K sh | |
| 44 | MPLX LP COM UNIT REP LTD | $2.7M | 48.4K | 0.3% | ▲+6.2% Added · +3K sh | |
| 45 | Ge Vernova Inc COM | $2.6M | 2.2K | 0.3% | ▲+63% Added · +870 sh | |
| 46 | Micron Technology Inc COM | $2.6M | 2.3K | 0.3% | ▲+0.2% Added · +4 sh | |
| 47 | Schwab Strategic TR INTL EQTY ETF | $2.5M | 91.7K | 0.3% | ▼−9.3% Reduced · −9K sh | |
| 48 | JPMorgan Chase & Co COM | $2.5M | 7.7K | 0.3% | ▲+7.7% Added · +551 sh | |
| 49 | First TR Exchng Traded FD VI SMITH OPPORT FXD | $2.5M | 56.8K | 0.2% | ▼−4.4% Reduced · −3K sh | |
| 50 | Ishares TR ISHS 1-5YR INVS | $2.3M | 43.2K | 0.2% | ▲+6.9% Added · +3K sh |
The public view is the crawlable proof. The same sourced dataset is available through REST and MCP for agents, research scripts, and back-office tools.
This fund page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/1768130/holdings"
Use Arkolith to show HOWARD FINANCIAL SERVICES, LTD.'s latest holdings, largest changes, and filing provenance.
Put / call positions from the 13F — totals include every disclosed option leg
| Type | Underlying | Notional value | Underlying shares |
|---|---|---|---|
| CALL · bullish | SERVICENOW INCNOW | $20K | 200 |
13F filers disclose option positions at the market value of the underlying the contracts reference, not the premium paid. A put is a bearish bet (it gains if the stock falls); a call is bullish. “Underlying shares” is the share count the contracts control, not a share holding. These legs are excluded from the equity book, weighting, concentration and sector figures above.
As-of date vs the date the SEC received each filing
| Quarter | As of | Filed | Positions | Value | Form |
|---|---|---|---|---|---|
| Q2 2026 | Jun 30, 2026 | Jul 7, 2026 | 269 | $1.0B | 13F-HR |
| Q1 2026 | Mar 31, 2026 | Apr 7, 2026 | 223 | $888.0M | 13F-HR |
| Q4 2025 | Dec 31, 2025 | Jan 12, 2026 | 205 | $855.1M | 13F-HR |
| Q3 2025 | Sep 30, 2025 | Oct 23, 2025 | 199 | $817.3M | 13F-HR |
| Q2 2025 | Jun 30, 2025 | Jul 2, 2025 | 183 | $760.7M | 13F-HR |
| Q1 2025 | Mar 31, 2025 | Apr 7, 2025 | 183 | $734.4M | 13F-HR |
| Q4 2024 | Dec 31, 2024 | Jan 15, 2025 | 186 | $735.1M | 13F-HR |
| Q3 2024 | Sep 30, 2024 | Oct 8, 2024 | 168 | $692.5M | 13F-HR |
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.