Arkolith/Funds/Keystone Financial Planning, Inc.

Keystone Financial Planning, Inc.

CIK 1596906Wealth platform
Holdings as of Jun 30, 2026·disclosed Jul 15, 2026·~15-day 13F lag·13F-HR
Active Filer

Keystone Financial Planning, Inc. holds a concentrated book of 39 reported positions worth $387.9M as of Q2 2026 (disclosed Jul 15, 2026, a ~15-day 13F lag). This quarter they opened Medtronic PLC and trimmed Schwab US DVD Equity ETF. Their largest long position is Schwab US DVD Equity ETF at 51% of the reported non-option book. Cloning the disclosed picks since 2024 would be +30% (+15.0%/yr). That is a simulation of the disclosed long book, not audited returns.

Keystone Financial Planning, Inc. is a wealth platform: this book aggregates client accounts across many advisers.

Growth of $10,000: cloning the disclosed book

If you'd copied them
+29.8%
+15.0%/yr · since Oct '24
Their reported book
+32.7%
held from quarter-end
S&P 500
+34.2%
same window
$9K$10K$11K$12K$14KOct '24Mar '25Jul '25Dec '25Apr '26Sep '26
Keystone Financial Planning, Inc. (copied at disclosure) S&P 500

The reported book (valued from quarter-end) returned +32.7%, a 2.9-point gap that is the cost of the ~15-day 13F disclosure lag a real follower can't avoid.

Growth of $10,000 cloning Keystone Financial Planning, Inc.'s disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~15 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

How much sits in the biggest positions

Top-heavy: concentrated book

Top 5 holdings
64%
Top 10 holdings
77%
Top 20 holdings
94%

Excluding Schwab US DVD Equity ETF (51% of the book), the rest is a focused book:

Top 5 of the rest
31%
Top 10 of the rest
57%
Top 20 of the rest
90%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Where the money is, by sector

46% mapped to company sectors

ETFs / funds
54%
Financials
12%
Health Care
9%
Consumer Staples
7%
Energy
5%
Information Technology
3%
Materials
3%
Communication Services
3%

+3 sectors below the cut, 3% together

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Keystone Financial Planning, Inc.

Manager / fundShared namesTheir $ in those
New World Advisors LLC14 / 39$427.2M
Allen Holding Inc3 / 39$552.9M
L.K. Benson & Company, P.C.5 / 39$139.8M
Gallagher Fiduciary Advisors, LLC20 / 39$1.2B
R.H. Dinel Investment Counsel, Inc.12 / 39$45.8M
Kennon-Green & Company, LLC10 / 39$41.1M
Saratoga Research & Investment Management12 / 39$543.0M
Rayburn West Financial Services LLC16 / 39$55.7M

Ranked by the share of each fund's own book sitting in the names it shares with Keystone Financial Planning, Inc.: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.

Holdings: largest first

Bars show each position's share of the portfolio. Click a row for its position history.

39 positions
Schwab Strategic TR is 51.1% of the book
#SecurityValueShares% PortLast moveHistory
1Schwab Strategic TR
US DIVIDEND EQ
$198.2M6.25M
51.1%
−7.6%
Reduced · −513K sh
2US Bancorp
COM NEW
$13.7M226.4K
3.5%
+0.9%
Added · +2K sh
3Chevron Corporation
COM
$13.6M81.8K
3.5%
+229%
Added · +57K sh
4Bank Nova Scotia B C
COM
$11.9M136.5K
3.1%
−1.9%
Reduced · −3K sh
5GSK PLC
SPONSORED ADR
$10.3M195.6K
2.6%
32×
Added · +190K sh
6British Amern Tob PLC
SPONSORED ADR
$10.2M165.3K
2.6%
−1.2%
Reduced · −2K sh
7Microsoft Corp
COM
$10.0M26.9K
2.6%
Held
8Verizon Communications Inc
COM
$9.9M234.9K
2.6%
−1.7%
Reduced · −4K sh
9Medtronic PLC
SHS
$9.9M126.4K
2.5%
New
New position
10Unilever PLC
SPON ADR NEW
$9.7M160.5K
2.5%
+5.0%
Added · +8K sh
11Cme Group Inc
COM
$9.6M43.3K
2.5%
+35%
Added · +11K sh
12SPDR Series Trust
ST STR SP500DIV
$9.4M197.4K
2.4%
+0.6%
Added · +1K sh
13Bristol-Myers Squibb Co
COM
$9.0M156.8K
2.3%
−1.7%
Reduced · −3K sh
14Price T Rowe Group Inc
COM
$7.6M67.3K
2.0%
−1.8%
Reduced · −1K sh
15Altria Group Inc
COM
$7.6M105.5K
2.0%
−1.6%
Reduced · −2K sh
16Exxon Mobil Corp
COM
$6.6M48.0K
1.7%
New
New position
17Pfizer Inc
COM
$5.8M242.1K
1.5%
−1.7%
Reduced · −4K sh
18United Parcel Svcs Inc
CL B
$4.8M44.9K
1.2%
−1.8%
Reduced · −836 sh
19Philip Morris Intl Inc
COM
$4.6M25.2K
1.2%
−29%
Reduced · −10K sh
20Franklin Resources Inc
COM
$3.5M105.8K
0.9%
−0.1%
Reduced · −116 sh
21Coca Cola Co
COM
$2.9M35.7K
0.7%
~0%
Reduced · −7 sh
22Ishares TR
CORE HIGH DV ETF
$2.6M94.6K
0.7%
+361%
Added · +74K sh
23Genuine Parts Co
COM
$2.4M20.8K
0.6%
Held
24International Business Machs
COM
$2.4M8.5K
0.6%
Held
25McDonalds Corp
COM
$1.6M6.0K
0.4%
−29%
Reduced · −2K sh
26Pinnacle West Cap Corp
COM
$1.5M14.0K
0.4%
Held
27AT&T Inc
COM
$1.4M65.7K
0.4%
−0.7%
Reduced · −434 sh
28Procter & Gamble Co
COM
$1.3M9.0K
0.3%
Held
29Sanofi Sa
SPONSORED ADR
$933K21.9K
0.2%
−0.7%
Reduced · −144 sh
30Lockheed Martin Corp
COM
$882K1.7K
0.2%
−9.9%
Reduced · −191 sh
31Colgate Palmolive Co
COM
$814K8.9K
0.2%
Held
32TJX Cos Inc New
COM
$644K4.3K
0.2%
+0.3%
Added · +13 sh
33Vanguard Index FDS
REAL ESTATE ETF
$477K4.9K
0.1%
Held
34CVS Health Corp
COM
$468K4.5K
0.1%
Held
35Haleon PLC
SPON ADS
$459K49.1K
0.1%
−6.4%
Reduced · −3K sh
36Public SVC Enterprise Group
COM
$404K5.0K
0.1%
−5.3%
Reduced · −279 sh
37Novo-Nordisk A S
ADR
$336K7.0K
0.1%
New
New position
38Bank Of Amer Corp
COM
$335K5.9K
0.1%
Held
39Amgen Inc
COM
$222K612
0.1%
Held
Showing all 39 positions
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Filing history

As-of date vs the date the SEC received each filing

$387.9M · Q2 2026Q3 2024 · $330.4MQ2 2026 · $387.9M

Reported 13F total per quarter. Raw filing totals can include option notional.

QuarterAs ofFiledLagPositionsValueForm
Q2 2026Jun 30, 2026Jul 15, 202615d39$387.9M13F-HR
Q1 2026Mar 31, 2026Apr 9, 20269d40$374.4M13F-HR
Q4 2025Dec 31, 2025Jan 7, 20267d44$344.8M13F-HR
Q3 2025Sep 30, 2025Oct 8, 20258d46$344.1M13F-HR
Q2 2025Jun 30, 2025Jul 31, 202531d45$330.8M13F-HR
Q1 2025Mar 31, 2025Apr 9, 20259d46$335.6M13F-HR
Q4 2024Dec 31, 2024Jan 13, 202513d46$322.4M13F-HR
Q3 2024Sep 30, 2024Oct 28, 202428d47$330.4M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.