Arkolith/Funds/Lutz Financial Services LLC

Lutz Financial Services LLC

CIK 1737112
Holdings as of Jun 30, 2026·disclosed Aug 5, 2026·~36-day 13F lag·13F-HR
Active Filer

Lutz Financial Services LLC holds a focused book of 112 stocks worth $1.6B as of Q2 2026 (disclosed Aug 5, 2026, a ~36-day 13F lag). This quarter they opened Micron Technology Inc and trimmed SS SPDR S&P 500 ETF Trust-US. Their largest long position is Vanguard S&P 500 ETF at 11% of the equity book.

Opened
19
bought for the first time
Added to
41
already held, bought more
Trimmed
41
sold some, still holds it
Sold out
0
exited the position entirely
nothing exited

Concentration

Top-heavy: focused book

Top 5 holdings
39%
Top 10 holdings
59%
Top 20 holdings
77%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

1% mapped to company sectors

ETF / fund or unclassified
99%
Information Technology
1%
Financials
0%
Consumer Discretionary
0%
Industrials
0%
Health Care
0%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Lutz Financial Services LLC

Manager / fundShared namesTheir $ in those
FMR LLC80 / 80$600.3B
MORGAN STANLEY80 / 80$456.1B
JPMORGAN CHASE & CO80 / 80$408.1B
BANK OF AMERICA CORP /DE/80 / 80$388.6B
WELLS FARGO & COMPANY/MN80 / 80$149.9B
ROYAL BANK OF CANADA80 / 80$125.7B
UBS Group AG80 / 80$122.3B
ENVESTNET ASSET MANAGEMENT INC80 / 80$116.9B

Ranked by how many of Lutz Financial Services LLC's top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

112 positions
#SecurityValueShares% PortLast moveHistory
1Vanguard Index FDS
S&P 500 ETF SHS
$176.0M256.3K
10.7%
+1.7%
Added · +4K sh
2SPDR Series Trust
ST STR P500VAL
$151.8M2.50M
9.2%
+2.5%
Added · +62K sh
3Ishares TR
CORE S&P MCP ETF
$124.6M1.62M
7.6%
+1.1%
Added · +17K sh
4Vanguard BD Index FDS
TOTAL BND MRKT
$108.5M1.48M
6.6%
+3.3%
Added · +47K sh
5Vanguard Mun BD FDS
TAX EXEMPT BD
$84.2M1.66M
5.1%
+6.0%
Added · +94K sh
6SPDR Series Trust
ST STR SP400VAL
$78.7M829.6K
4.8%
+2.9%
Added · +24K sh
7Vanguard Scottsdale FDS
SHRT TRM CORP BD
$71.3M901.8K
4.3%
+4.7%
Added · +40K sh
8Schwab Strategic TR
US TIPS ETF
$64.8M2.45M
3.9%
+4.4%
Added · +103K sh
9Ishares TR
MBS ETF
$62.2M658.0K
3.8%
+4.1%
Added · +26K sh
10State STR SPDR S&P 500 ETF T
TR UNIT
$49.2M65.9K
3.0%
−0.5%
Reduced · −335 sh
11Dimensional ETF Trust
US COR EQU 2 ETF
$41.2M928.3K
2.5%
+0.9%
Added · +9K sh
12Ishares TR
NATIONAL MUN ETF
$38.5M357.4K
2.3%
+1.2%
Added · +4K sh
13Dimensional ETF Trust
INTL CORE EQUITY
$31.0M833.3K
1.9%
+5.4%
Added · +43K sh
14Ishares TR
CORE S&P SCP ETF
$28.9M194.8K
1.8%
+1.5%
Added · +3K sh
15Schwab Strategic TR
US LRG CAP ETF
$26.6M902.2K
1.6%
+1.3%
Added · +11K sh
16Dimensional ETF Trust
US HIGH PROF ETF
$25.4M609.1K
1.5%
+5.3%
Added · +31K sh
17Ishares TR
ISHS 1-5YR INVS
$25.1M478.6K
1.5%
+0.7%
Added · +3K sh
18Schwab Strategic TR
US MID-CAP ETF
$24.8M672.4K
1.5%
−0.9%
Reduced · −6K sh
19Ishares TR
S&P 500 VAL ETF
$23.7M104.3K
1.4%
−1.1%
Reduced · −1K sh
20Vanguard BD Index FDS
SHORT TRM BOND
$21.4M274.9K
1.3%
+4.1%
Added · +11K sh
21Ishares TR
CORE US AGGBD ET
$20.7M209.0K
1.3%
−0.1%
Reduced · −189 sh
22Dimensional ETF Trust
US SMALL CAP ETF
$19.6M238.3K
1.2%
−0.2%
Reduced · −495 sh
23Vanguard Index FDS
VALUE ETF
$18.5M84.8K
1.1%
~0%
Added · +24 sh
24Ishares TR
MSCI USA QLT FCT
$17.7M80.6K
1.1%
−0.3%
Reduced · −261 sh
25Ishares TR
CORE S&P500 ETF
$17.6M23.5K
1.1%
−1.1%
Reduced · −273 sh
26Vanguard Index FDS
MCAP VL IDXVIP
$17.6M88.9K
1.1%
−0.9%
Reduced · −815 sh
27Ishares TR
S&P MC 400VL ETF
$17.5M118.3K
1.1%
−0.4%
Reduced · −492 sh
28Vanguard Admiral FDS Inc
500 VAL IDX FD
$15.7M71.7K
1.0%
−0.8%
Reduced · −561 sh
29American Centy ETF TR
US SML CP VALU
$15.3M123.0K
0.9%
+3.8%
Added · +5K sh
30SPDR Series Trust
ST STR SP600SM C
$14.9M136.3K
0.9%
−1.6%
Reduced · −2K sh
31Ishares TR
TIPS BD ETF
$14.2M129.6K
0.9%
−0.7%
Reduced · −967 sh
32Schwab Strategic TR
US SML CAP ETF
$14.1M390.5K
0.9%
−1.5%
Reduced · −6K sh
33Vanguard Admiral FDS Inc
MIDCP 400 VAL
$13.0M114.0K
0.8%
−0.7%
Reduced · −792 sh
34American Centy ETF TR
INTL EQT ETF
$12.9M144.9K
0.8%
−1.9%
Reduced · −3K sh
35State STR SPDR S&P Midcap 40
UTSER1 S&PDCRP
$12.8M18.2K
0.8%
−0.1%
Reduced · −14 sh
36Ishares TR
CORE S&P US VLU
$12.1M110.2K
0.7%
−1.2%
Reduced · −1K sh
37Dimensional ETF Trust
US TARGETED VLU
$10.4M148.5K
0.6%
−0.7%
Reduced · −1K sh
38Dimensional ETF Trust
EMERGING MKTS CO
$10.3M254.4K
0.6%
+3.5%
Added · +9K sh
39Ishares TR
0-5 YR TIPS ETF
$9.3M91.5K
0.6%
+2.4%
Added · +2K sh
40Dimensional ETF Trust
US MKTWIDE VALUE
$8.2M148.3K
0.5%
−1.5%
Reduced · −2K sh
41Ishares Inc
CORE MSCI EMKT
$7.3M88.3K
0.4%
−0.7%
Reduced · −630 sh
42Ishares TR
SHRT NAT MUN ETF
$5.9M55.2K
0.4%
−3.7%
Reduced · −2K sh
43Vanguard Index FDS
SM CP VAL ETF
$5.8M24.0K
0.4%
−0.2%
Reduced · −49 sh
44Ishares TR
SP SMCP600VL ETF
$5.8M42.6K
0.4%
+0.7%
Added · +306 sh
45Ishares TR
RUSSELL 3000 ETF
$5.1M11.9K
0.3%
Held
46Vanguard Intl Equity Index F
FTSE EMR MKT ETF
$4.6M77.9K
0.3%
+0.1%
Added · +64 sh
47Ishares TR
CORE 1 5 YR USD
$4.6M96.2K
0.3%
+1.4%
Added · +1K sh
48Pimco ETF TR
1-5 US TIP IDX
$4.1M76.6K
0.2%
Held
49Vanguard Malvern FDS
STRM INFPROIDX
$3.6M72.6K
0.2%
−4.0%
Reduced · −3K sh
50Ishares TR
RUS 1000 ETF
$2.8M6.9K
0.2%
−3.9%
Reduced · −276 sh
Showing 50 of 112 positions
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Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Aug 5, 2026112$1.6B13F-HR
Q1 2026Mar 31, 2026May 4, 2026100$1.5B13F-HR
Q4 2025Dec 31, 2025Feb 6, 2026102$1.5B13F-HR
Q3 2025Sep 30, 2025Nov 10, 202596$1.4B13F-HR
Q2 2025Jun 30, 2025Jul 29, 202597$1.3B13F-HR
Q1 2025Mar 31, 2025May 7, 202595$1.2B13F-HR
Q4 2024Dec 31, 2024Feb 4, 202592$1.2B13F-HR
Q3 2024Sep 30, 2024Oct 30, 202487$1.2B13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. Price-derived performance is withheld until the price-source policy and freshness gate are green.