| # | Security | Value | Shares | % Port | Change | Δ Shares |
|---|---|---|---|---|---|---|
| 1 | ISHARES TR MSCI USA QLT FCT | $631.6M | 3.29M | 13.6% | ADDED | +242.1K |
| 2 | ISHARES TR CORE S&P500 ETF | $398.2M | 609.6K | 8.6% | ADDED | +52.4K |
| 3 | VANGUARD SCOTTSDALE FDS SHORT TERM TREAS | $341.4M | 5.83M | 7.4% | REDUCED | -2,246,145 |
| 4 | SPDR SERIES TRUST STATE STREET SPD | $335.7M | 3.43M | 7.2% | REDUCED | -261,855 |
| 5 | VANGUARD WHITEHALL FDS INTL HIGH ETF | $288.8M | 3.06M | 6.2% | ADDED | +562.2K |
| 6 | ISHARES TR NATIONAL MUN ETF | $284.2M | 2.68M | 6.1% | ADDED | +61.2K |
| 7 | VANGUARD MALVERN FDS SHORT DURATION B | $266.0M | 3.49M | 5.7% | NEW | — |
| 8 | PIMCO ETF TR MTG BKD SECS ACT | $239.0M | 4.82M | 5.2% | ADDED | +89.5K |
| 9 | SCHWAB STRATEGIC TR INTL EQTY ETF | $232.9M | 9.41M | 5.0% | ADDED | +479.3K |
| 10 | VANGUARD MUN BD FDS TAX EXEMPT BD | $172.9M | 3.47M | 3.7% | REDUCED | -91,781 |
| 11 | VANGUARD INDEX FDS MCAP VL IDXVIP | $165.7M | 899.1K | 3.6% | ADDED | +51.9K |
| 12 | ISHARES TR MSCI USA MMENTM | $164.1M | 683.7K | 3.5% | ADDED | +7.2K |
| 13 | NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN | $158.5M | 6.58M | 3.4% | ADDED | +249.6K |
| 14 | GLOBAL X FDS US PFD ETF | $129.6M | 7.05M | 2.8% | REDUCED | -324,397 |
| 15 | VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX | $124.8M | 1.09M | 2.7% | ADDED | +51.4K |
| 16 | SCHWAB STRATEGIC TR US LRG CAP ETF | $120.3M | 4.69M | 2.6% | ADDED | +11.7K |
| 17 | FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT | $98.7M | 1.80M | 2.1% | ADDED | +285.8K |
| 18 | SCHWAB STRATEGIC TR EMRG MKTEQ ETF | $69.5M | 2.11M | 1.5% | ADDED | +107.5K |
| 19 | FIDELITY COVINGTON TRUST QLTY FCTOR ETF | $65.3M | 900.1K | 1.4% | REDUCED | -9,498 |
| 20 | ISHARES TR CORE MSCI EAFE | $63.6M | 702.4K | 1.4% | REDUCED | -21,180 |
| 21 | VANGUARD INDEX FDS MCAP GR IDXVIP | $56.4M | 219.1K | 1.2% | ADDED | +3.8K |
| 22 | INVESCO EXCHANGE TRADED FD T S&P500 QUALITY | $30.0M | 398.4K | 0.6% | REDUCED | -4,327 |
| 23 | ISHARES TR MRGSTR MD CP VAL | $29.1M | 342.8K | 0.6% | REDUCED | -15,389 |
| 24 | ISHARES TR MRGSTR MD CP GRW | $23.0M | 291.6K | 0.5% | ADDED | +380 |
| 25 | ISHARES INC CORE MSCI EMKT | $21.4M | 306.5K | 0.5% | REDUCED | -13,695 |
Holdings data sourced from SEC EDGAR 13F-HR filings. Updated quarterly, approximately 45 days after quarter end. All data is public domain.
Last filed: Apr 7, 2026