Reality Financial Planning Services, LLC holds a concentrated book of 18 reported positions worth $103.6M as of Q2 2026 (disclosed Aug 17, 2026, a ~48-day 13F lag). This quarter they trimmed Vanguard Total Stock MKT ETF. Their largest long position is Vanguard Total Stock MKT ETF at 20% of the reported non-option book. Cloning the disclosed picks since 2026 would be +8% (+13.9%/yr). That is a simulation of the disclosed long book, not audited returns.
Reality Financial Planning Services, LLC is a wealth platform: this book aggregates client accounts across many advisers.
Growth of $10,000 cloning Reality Financial Planning Services, LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~48 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: concentrated book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
1% mapped to company sectors
+2 sectors below the cut, 1% together
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis
Other tracked managers holding the same core names as Reality Financial Planning Services, LLC
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| Innovator Capital Management, LLC | 2 / 18 | $2.9B |
| First American Financial Corp | 2 / 18 | $387.9M |
| Ironclad Investments LLC | 2 / 18 | $227.9M |
| Narodna banka Slovenska | 2 / 18 | $3.3B |
| Swiss Re Ltd | 3 / 18 | $993.9M |
| Alaska Permanent Fund Corp | 3 / 18 | $1.2B |
| Amtrust Financial Services, Inc. | 3 / 18 | $260.3M |
| West Virginia University Foundation, Inc | 2 / 18 | $941.6M |
Ranked by the share of each fund's own book sitting in the names it shares with Reality Financial Planning Services, LLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.
Bars show each position's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Vanguard Index FDS TOTAL STK MKT | $20.4M | 55.1K | 19.7% | ▼−21% Reduced · −14K sh | |
| 2 | Vanguard Specialized Funds DIV APP ETF | $18.8M | 79.6K | 18.2% | ▼−0.9% Reduced · −757 sh | |
| 3 | Vanguard Whitehall FDS HIGH DIV YLD | $17.2M | 108.9K | 16.6% | ▼−7.4% Reduced · −9K sh | |
| 4 | Ishares TR CORE S&P500 ETF | $9.5M | 12.7K | 9.2% | ▼−1.3% Reduced · −172 sh | |
| 5 | Wisdomtree TR FLOATNG RAT TREA | $8.1M | 161.4K | 7.8% | ▲+13% Added · +19K sh | |
| 6 | Vanguard BD Index FDS TOTAL BND MRKT | $7.3M | 100.1K | 7.1% | ▼−4.2% Reduced · −4K sh | |
| 7 | Invesco QQQ TR UNIT SER 1 | $3.8M | 5.1K | 3.7% | ▼−6.8% Reduced · −376 sh | |
| 8 | Vanguard Index FDS S&P 500 ETF SHS | $3.7M | 5.4K | 3.5% | ▲+0.1% Added · +6 sh | |
| 9 | Vanguard World FD UTILITIES ETF | $3.4M | 17.5K | 3.3% | ▼−8.2% Reduced · −2K sh | |
| 10 | Ishares TR MSCI USA MIN ETF | $3.3M | 34.2K | 3.2% | ▼−8.5% Reduced · −3K sh | |
| 11 | Schwab Strategic TR SHT TM US TRES | $1.8M | 73.8K | 1.7% | ▲+10% Added · +7K sh | |
| 12 | Vanguard Star FDS VG TL INTL STK F | $1.5M | 17.8K | 1.5% | ▼−51% Reduced · −19K sh | |
| 13 | SPDR Series Trust ST STR SP DIV | $1.1M | 7.3K | 1.1% | —Held | |
| 14 | Ishares TR SELECT DIVID ETF | $984K | 6.3K | 0.9% | —Held | |
| 15 | Vanguard Index FDS REAL ESTATE ETF | $943K | 9.8K | 0.9% | ▼−10% Reduced · −1K sh | |
| 16 | Invesco Exch Traded FD TR II NASDAQ 100 ETF | $920K | 3.0K | 0.9% | ▲+2.3% Added · +68 sh | |
| 17 | Apple Inc COM | $392K | 1.4K | 0.4% | ▲+2.3% Added · +30 sh | |
| 18 | JPMorgan Chase & Co COM | $361K | 1.1K | 0.3% | —Held |
This wealth platform page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/2110687/holdings"
Use Arkolith to show Reality Financial Planning Services, LLC's latest holdings, largest changes, and filing provenance.
As-of date vs the date the SEC received each filing
Reported 13F total per quarter. Raw filing totals can include option notional.
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.