Arkolith/Funds/Retirement Guys Formula LLC

Retirement Guys Formula LLC

CIK 1933059
Holdings as of Jun 30, 2026·disclosed Jul 30, 2026·~30-day 13F lag·13F-HR
Active Filer

Retirement Guys Formula LLC holds a diversified book of 158 reported positions worth $265.7M as of Q2 2026 (disclosed Jul 30, 2026, a ~30-day 13F lag). This quarter they opened Pimco Multisector Bond Actv and trimmed Avantis Emerging Markets Eq. Their largest long position is JPMorgan Ultra-Short Income at 6% of the reported non-option book. Cloning the disclosed picks since 2024 would be +21% (+10.7%/yr). That is a simulation of the disclosed long book, not audited returns.

Growth of $10,000: cloning the disclosed book

If you'd copied them
+21.3%
+10.7%/yr · since Oct '24
Their reported book
+17.3%
held from quarter-end
S&P 500
+32.1%
same window
$9K$10K$11K$12K$14KOct '24Mar '25Jul '25Dec '25Apr '26Sep '26
Retirement Guys Formula LLC (copied at disclosure) S&P 500

Following at the filing date actually beat the quarter-end book by 4.0 points over this window.

Growth of $10,000 cloning Retirement Guys Formula LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~30 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

How much sits in the biggest positions

Top-heavy: diversified book

Top 5 holdings
16%
Top 10 holdings
24%
Top 20 holdings
39%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Where the money is, by sector

50% mapped to company sectors

ETFs / funds
44%
Information Technology
14%
Health Care
8%
Industrials
7%
No sector on file yet
6%
Consumer Discretionary
6%
Utilities
5%
Consumer Staples
3%

+5 sectors below the cut, 8% together

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Retirement Guys Formula LLC

Manager / fundShared namesTheir $ in those
9823 Capital, L.P.8 / 80$127.9M
XP Advisory US, Inc.15 / 80$149.1M
New World Advisors LLC33 / 80$470.6M
Trust Asset Management LLC24 / 80$1.2B
Hoey Investments, Inc44 / 80$578.7M
Marest Capital, LLC12 / 80$147.6M
Wallace Hart LLC14 / 80$117.4M
Northern Capital Management, Inc.17 / 80$170.7M

Ranked by the share of each fund's own book sitting in the names it shares with Retirement Guys Formula LLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.

Holdings: largest first

Bars show each position's share of the portfolio. Click a row for its position history.

158 positions
#SecurityValueShares% PortLast moveHistory
1J P Morgan Exchange Traded F
ULTRA SHRT ETF
$15.5M306.8K
5.8%
+28%
Added · +67K sh
2Listed FDS TR
SWAN HEDGED EQTY
$7.9M294.6K
3.0%
+1.9%
Added · +5K sh
3Invesco QQQ TR
UNIT SER 1
$6.7M9.1K
2.5%
+2.2%
Added · +197 sh
4Vanguard Index FDS
MID CAP ETF
$6.1M76.0K
2.3%
+408%
Added · +61K sh
5Apple Inc
COM
$5.4M18.8K
2.0%
+3.4%
Added · +612 sh
6J P Morgan Exchange Traded F
EQUITY PREMIUM
$4.7M83.5K
1.8%
+5.1%
Added · +4K sh
7American Centy ETF TR
AVANTIS EMGMKT
$4.6M48.1K
1.7%
−0.2%
Reduced · −92 sh
8Schwab Strategic TR
US LCAP GR ETF
$4.5M133.5K
1.7%
+100%
Added · +67K sh
9Applied Matls Inc
COM
$4.5M6.2K
1.7%
−1.4%
Reduced · −86 sh
10Pimco ETF TR
MULTISECTOR BD
$4.5M168.0K
1.7%
New
New position
11State STR SPDR S&P 500 ETF T
TR UNIT
$4.4M5.9K
1.6%
+3.1%
Added · +176 sh
12Johnson & Johnson
COM
$4.3M16.9K
1.6%
+7.5%
Added · +1K sh
13Eli Lilly & Co
COM
$4.2M3.5K
1.6%
+9.3%
Added · +299 sh
14Palo Alto Networks Inc
COM
$4.2M12.3K
1.6%
+0.3%
Added · +39 sh
15J P Morgan Exchange Traded F
NASDAQ EQT PREM
$4.1M67.5K
1.6%
−0.3%
Reduced · −216 sh
16First TR Exchange-Traded FD
FT VEST S&P 500
$4.1M80.3K
1.5%
+6.5%
Added · +5K sh
17J P Morgan Exchange Traded F
JPMORGAN INTL VL
$4.0M43.8K
1.5%
+1.8%
Added · +770 sh
18First TR Exchange-Traded FD
SHS
$3.3M69.4K
1.3%
+5.4%
Added · +4K sh
19Walmart Inc
COM
$3.3M28.8K
1.2%
+8.6%
Added · +2K sh
20Nvidia Corporation
COM
$3.3M16.3K
1.2%
+6.8%
Added · +1K sh
21Vanguard Star FDS
VG TL INTL STK F
$3.2M37.2K
1.2%
−2.5%
Reduced · −957 sh
22Cencora Inc
COM
$3.1M10.9K
1.2%
+15%
Added · +1K sh
23Gilead Sciences Inc
COM
$3.0M23.8K
1.1%
+13%
Added · +3K sh
24First TR Exchange-Traded FD
FT VEST GOLD
$3.0M142.9K
1.1%
New
New position
25Amazon Com Inc
COM
$3.0M12.6K
1.1%
+3.2%
Added · +392 sh
26Alphabet Inc
CAP STK CL C
$3.0M8.5K
1.1%
+4.1%
Added · +334 sh
27Pepsico Inc
COM
$2.9M21.7K
1.1%
+11%
Added · +2K sh
28Caterpillar Inc
COM
$2.8M2.7K
1.1%
+5.6%
Added · +142 sh
29Ge Vernova Inc
COM
$2.8M2.4K
1.1%
−1.7%
Reduced · −41 sh
30Cummins Inc
COM
$2.7M3.8K
1.0%
+4.3%
Added · +155 sh
31Amphenol Corp
CL A
$2.6M14.8K
1.0%
+9.1%
Added · +1K sh
32Arista Networks Inc
COM SHS
$2.6M15.2K
1.0%
+2.3%
Added · +344 sh
33Schwab Strategic TR
US LCAP VA ETF
$2.5M73.1K
1.0%
New
New position
34Merck & Co Inc
COM
$2.5M19.8K
1.0%
+8.0%
Added · +1K sh
35Select Sector SPDR TR
ST STR STAPL ETF
$2.5M29.8K
0.9%
+2.7%
Added · +787 sh
36Broadcom Inc
COM
$2.4M6.3K
0.9%
+4.7%
Added · +287 sh
37Ishares TR
CORE S&P SCP ETF
$2.4M15.9K
0.9%
+1.0%
Added · +155 sh
38Visa Inc
COM CL A
$2.3M6.8K
0.9%
+10%
Added · +640 sh
39Eog Res Inc
COM
$2.3M17.6K
0.9%
+5.0%
Added · +844 sh
40Microsoft Corp
COM
$2.3M6.1K
0.9%
+9.8%
Added · +541 sh
41Vanguard World FD
INF TECH ETF
$2.2M18.7K
0.8%
+655%
Added · +16K sh
42Home Depot Inc
COM
$2.2M6.3K
0.8%
+13%
Added · +714 sh
43General Dynamics Corp
COM
$2.2M6.2K
0.8%
+10%
Added · +576 sh
44TJX Cos Inc New
COM
$2.2M14.4K
0.8%
+7.8%
Added · +1K sh
45Meta Platforms Inc
CL A
$2.2M3.8K
0.8%
+7.5%
Added · +267 sh
46Netflix Inc.
COM
$2.1M29.6K
0.8%
+0.1%
Added · +26 sh
47Servicenow Inc
COM
$2.1M20.8K
0.8%
+12%
Added · +2K sh
48Vanguard Index FDS
SMALL CP ETF
$2.0M6.8K
0.8%
+0.6%
Added · +41 sh
49Simplify Exchange Traded Fun
MANAGED FUTURES
$2.0M77.5K
0.8%
+4.8%
Added · +4K sh
50Vanguard Index FDS
VALUE ETF
$2.0M9.1K
0.7%
+0.5%
Added · +44 sh
Showing 50 of 158 positions
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Filing history

As-of date vs the date the SEC received each filing

$284.2M · Q3 2025Q3 2024 · $215.1MQ2 2026 · $265.7M

Reported 13F total per quarter. Raw filing totals can include option notional.

QuarterAs ofFiledLagPositionsValueForm
Q2 2026Jun 30, 2026Jul 30, 202630d158$265.7M13F-HR
Q1 2026Mar 31, 2026Apr 22, 202622d154$217.4M13F-HR
Q4 2025Dec 31, 2025Jan 23, 202623d150$219.3M13F-HR
Q3 2025Sep 30, 2025Oct 21, 202521d169$284.2M13F-HR
Q2 2025Jun 30, 2025Jul 15, 202515d145$263.3M13F-HR
Q1 2025Mar 31, 2025Apr 23, 202523d137$201.3M13F-HR
Q4 2024Dec 31, 2024Jan 29, 202529d135$198.3M13F-HR
Q3 2024Sep 30, 2024Oct 21, 202421d128$215.1M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.