Arkolith/Funds/Retiremitten Financial LLC

Retiremitten Financial LLC

CIK 2127635
Holdings as of Jun 30, 2026·disclosed Aug 10, 2026·~41-day 13F lag·13F-HR
Active Filer

Retiremitten Financial LLC holds a concentrated book of 47 reported positions worth $237.1M as of Q2 2026 (disclosed Aug 10, 2026, a ~41-day 13F lag). This quarter they trimmed Ste STR SPDR PT S&P 500 ETF. Their largest long position is Ste STR SPDR PT S&P 500 ETF at 20% of the reported non-option book. Cloning the disclosed picks since 2026 would be +2% (+6.7%/yr). That is a simulation of the disclosed long book, not audited returns.

Growth of $10,000: cloning the disclosed book

If you'd copied them
+2.0%
+6.7%/yr · since May '26
Their reported book
+11.0%
held from quarter-end
S&P 500
+2.4%
same window
$10K$10K$10K$10K$10KMay '26Jun '26Jun '26Jul '26Aug '26Sep '26
Retiremitten Financial LLC (copied at disclosure) S&P 500

The reported book (valued from quarter-end) returned +11.0%, a 8.9-point gap that is the cost of the ~41-day 13F disclosure lag a real follower can't avoid.

Growth of $10,000 cloning Retiremitten Financial LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~41 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

How much sits in the biggest positions

Top-heavy: concentrated book

Top 5 holdings
70%
Top 10 holdings
92%
Top 20 holdings
98%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Where the money is, by sector

1% mapped to company sectors

ETFs / funds
99%
Industrials
1%

+11 sectors below the cut, 1% together

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Retiremitten Financial LLC

Manager / fundShared namesTheir $ in those
Donor Advised Charitable Giving, Inc.6 / 47$4.4B
Swiss Re Ltd9 / 47$1.0B
United Services Automobile Association4 / 47$1.1B
GP Brinson Investments LLC4 / 47$197.4M
Mann Financial Group, Inc.8 / 47$89.7M
Ashford Advisors, LLC5 / 47$351.6M
9823 Capital, L.P.4 / 47$105.8M
Potomac Fund Management Inc10 / 47$2.8B

Ranked by the share of each fund's own book sitting in the names it shares with Retiremitten Financial LLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.

Holdings: largest first

Bars show each position's share of the portfolio. Click a row for its position history.

47 positions
#SecurityValueShares% PortLast moveHistory
1SPDRA Portfolio S&P 500 ETF
Exchange Traded Fund
$47.3M538.6K
20.0%
−2.9%
Reduced · −16K sh
2SPDRA Portfolio S&P 500 Growth ETF
Exchange Traded Fund
$34.6M291.1K
14.6%
+4.0%
Added · +11K sh
3Vanguard High Dividend Yield ETF
Exchange Traded Fund
$32.5M205.5K
13.7%
+7.5%
Added · +14K sh
4SPDRA Portfolio Aggregate Bond ETF
Exchange Traded Fund
$32.0M1.25M
13.5%
+9.7%
Added · +110K sh
5SPDRA Portfolio Developed Wld ex-US ETF
Exchange Traded Fund
$19.6M389.8K
8.3%
+33%
Added · +98K sh
6SPDR Portfolio High Yield Bond ETF
Exchange Traded Fund
$15.1M642.2K
6.3%
+10%
Added · +60K sh
7iShares Core 10 Year USD Bond ETF
Exchange Traded Fund
$13.8M280.7K
5.8%
+11%
Added · +27K sh
8SPDRA Portfolio S&P 400 Mid Cap ETF
Exchange Traded Fund
$9.7M144.2K
4.1%
+5.5%
Added · +8K sh
9Vanguard Short-Term Bond ETF
Exchange Traded Fund
$8.1M103.7K
3.4%
+10%
Added · +10K sh
10SPDRA Portfolio S&P 600 Sm Cap ETF
Exchange Traded Fund
$5.0M86.3K
2.1%
+1.3%
Added · +1K sh
11iShares Core US REIT ETF
Exchange Traded Fund
$4.8M71.7K
2.0%
+6.5%
Added · +4K sh
12SPDRA Portfolio Emerging Markets ETF
Exchange Traded Fund
$3.4M65.4K
1.4%
+3.8%
Added · +2K sh
13iShares Core S&P Total US Stock Mkt ETF
Exchange Traded Fund
$1.0M6.1K
0.4%
~0%
Added · +1 sh
14Caterpillar Inc
Stock
$888K834
0.4%
+0.6%
Added · +5 sh
15Vanguard Growth ETF
Exchange Traded Fund
$879K10.2K
0.4%
+470%
Added · +8K sh
16Spdra S&P 500 ETF Trust
Exchange Traded Fund
$803K1.1K
0.3%
−5.0%
Reduced · −57 sh
17iShares Core S&P 500 ETF
Exchange Traded Fund
$634K846
0.3%
−4.8%
Reduced · −43 sh
18Schwab US Large-Cap ETF
Exchange Traded Fund
$581K19.8K
0.2%
−10%
Reduced · −2K sh
19Apple Inc
Stock
$483K1.7K
0.2%
+88%
Added · +783 sh
20Cummins Inc
Stock
$434K609
0.2%
Held
21iShares Russell 1000 Growth ETF
Exchange Traded Fund
$430K3.5K
0.2%
+519%
Added · +3K sh
22Vanguard Mid-Cap ETF
Exchange Traded Fund
$424K5.3K
0.2%
+252%
Added · +4K sh
23Invesco QQQ Trust
Exchange Traded Fund
$420K570
0.2%
+19%
Added · +89 sh
24Schwab International Equity ETF
Exchange Traded Fund
$363K13.1K
0.2%
+27%
Added · +3K sh
25Vanguard Interm-Term Corp Bd ETF
Exchange Traded Fund
$348K4.2K
0.1%
+3.7%
Added · +149 sh
26iShares Core US Aggregate Bond ETF
Exchange Traded Fund
$294K3.0K
0.1%
−15%
Reduced · −536 sh
27Xcel Energy Inc
Stock
$290K3.6K
0.1%
+0.8%
Added · +27 sh
28Nvidia Corp
Stock
$284K1.4K
0.1%
+6.8%
Added · +90 sh
29Vanguard FTSE Developed Markets ETF
Exchange Traded Fund
$278K3.9K
0.1%
+6.3%
Added · +230 sh
30iShares Core Msci Eafe ETF
Exchange Traded Fund
$273K2.8K
0.1%
+91%
Added · +1K sh
31Berkshire Hathaway Class B
Stock
$268K535
0.1%
−12%
Reduced · −70 sh
32iShares Russell 1000 Value ETF
Exchange Traded Fund
$258K1.1K
0.1%
+8.8%
Added · +86 sh
33Broadcom Inc
Stock
$250K663
0.1%
+398%
Added · +530 sh
34Vanguard Small-Cap Value ETF
Exchange Traded Fund
$248K1.0K
0.1%
+201%
Added · +682 sh
35Vanguard Total Stock Market ETF
Exchange Traded Fund
$247K667
0.1%
−41%
Reduced · −469 sh
36JP Morgan Chase
Stock
$205K626
0.1%
−4.0%
Reduced · −26 sh
37iShares Core MSCI Emerging Markets ETF
Exchange Traded Fund
$201K2.4K
0.1%
+37%
Added · +650 sh
38BlackRock Corp High Yield
Closed-End Fund
$134K15.7K
0.1%
+161%
Added · +10K sh
39DNP Select Income
Closed-End Fund
$133K12.3K
0.1%
+147%
Added · +7K sh
40MFS Multi-Market Income
Closed-End Fund
$71K16.1K
<0.1%
+18%
Added · +3K sh
41Wells Fargo Inc Opp
Closed-End Fund
$65K10.0K
<0.1%
Held
42Jefferies Finl GR Var 30 Due 08/06/30
Bond
$29K28.0K
<0.1%
Held
43Pacific Gas & Electric Co Note M/w Clbl
Bond
$12K12.0K
<0.1%
Held
44Fnma PL Ca3872 3.5 49 Due 07/01/49
Bond
$9K100.0K
<0.1%
Held
45Fnma PL Ca2374 4 48 Due 09/01/48
Bond
$7K104.0K
<0.1%
Held
46Fnma PL BK0677 3 50 Due 02/01/50
Bond
$4K26.0K
<0.1%
Held
47Fnma PL Av1823 3.5 28 Due 12/01/28
Bond
$44111.0K
<0.1%
Held
Showing all 47 positions
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Filing history

As-of date vs the date the SEC received each filing

$237.1M · Q2 2026Q1 2026 · $206.8MQ2 2026 · $237.1M

Reported 13F total per quarter. Raw filing totals can include option notional.

QuarterAs ofFiledLagPositionsValueForm
Q2 2026Jun 30, 2026Aug 10, 202641d47$237.1M13F-HR
Q1 2026Mar 31, 2026May 14, 202644d184$206.8M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.