Arkolith/Funds/Rinkey Investments

Rinkey Investments

CIK 1730774
Holdings as of Jun 30, 2026·disclosed Jul 20, 2026·~20-day 13F lag·13F-HR
Active Filer

Rinkey Investments holds a focused book of 128 stocks worth $424.8M as of Q2 2026 (disclosed Jul 20, 2026, a ~45-day 13F lag). This quarter they opened Vanguard Intermediate-Term T and trimmed SS SPDR P S&P 1500 Comp ETF. Their largest long position is Ishares Treasury Floating Ra at 11% of the equity book. Cloning the disclosed picks since 2024 would be +18% (+10.3%/yr). That is a simulation of the disclosed long book, not audited returns.

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holdings, largest changes, and filing provenance.
Opened
53
new positions
Added to
45
existing
Trimmed
43
reduced
Sold out
9
exited

Growth of $10,000: cloning the disclosed book

If you'd copied them
+18.1%
+10.3%/yr · since Nov '24
Their reported book
+16.1%
held from quarter-end
S&P 500
+26.0%
same window
$9K$10K$11K$12K$13KNov '24Mar '25Jul '25Nov '25Mar '26Jul '26
Rinkey Investments (copied at disclosure) S&P 500

Following at the filing date actually beat the quarter-end book by 2.0 points over this window.

Growth of $10,000 cloning Rinkey Investments's disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

Concentration

Top-heavy: focused book

Top 5 holdings
38%
Top 10 holdings
57%
Top 20 holdings
75%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

11% mapped to company sectors

ETF / fund or unclassified
89%
Information Technology
5%
Financials
2%
Consumer Discretionary
1%
Industrials
0%
Real Estate
0%
Energy
0%
Health Care
0%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Rinkey Investments

Manager / fundShared namesTheir $ in those
MORGAN STANLEY80 / 80$486.5B
BANK OF AMERICA CORP /DE/80 / 80$419.0B
WELLS FARGO & COMPANY/MN80 / 80$148.6B
ROYAL BANK OF CANADA80 / 80$136.3B
UBS Group AG80 / 80$129.8B
ENVESTNET ASSET MANAGEMENT INC80 / 80$110.2B
RAYMOND JAMES FINANCIAL INC80 / 80$96.2B
LPL Financial LLC80 / 80$92.2B

Ranked by how many of Rinkey Investments's top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

128 positions
#SecurityValueShares% PortLast moveHistory
1Ishares TR
TRS FLT RT BD
$48.7M961.2K
11.5%
+21%
Added · +164K sh
2SPDR Series Trust
ST STR PR SP1500
$33.0M363.4K
7.8%
−0.5%
Reduced · −2K sh
3SPDR Index SHS FDS
ST STR PO EX ETF
$32.2M639.7K
7.6%
−1.9%
Reduced · −12K sh
4Vanguard Tax-Managed FDS
VAN FTSE DEV MKT
$23.5M330.5K
5.5%
+6.5%
Added · +20K sh
5Vanguard Charlotte FDS
TOTAL INT BD ETF
$23.1M477.5K
5.4%
−1.3%
Reduced · −6K sh
6Vanguard Index FDS
VALUE ETF
$23.0M105.8K
5.4%
+9.0%
Added · +9K sh
7Vanguard BD Index FDS
TOTAL BND MRKT
$17.1M233.2K
4.0%
+13%
Added · +26K sh
8Ishares TR
CALIF MUN BD ETF
$15.4M266.5K
3.6%
+2.9%
Added · +8K sh
9Vanguard Index FDS
TOTAL STK MKT
$14.8M40.0K
3.5%
+2.6%
Added · +1K sh
10Ishares TR
NATIONAL MUN ETF
$12.4M115.6K
2.9%
+3.7%
Added · +4K sh
11Vanguard Index FDS
GROWTH ETF
$10.6M123.4K
2.5%
+549%
Added · +104K sh
12Vanguard Index FDS
SMALL CP ETF
$10.1M33.3K
2.4%
+5.0%
Added · +2K sh
13Vanguard Scottsdale FDS
LONG TERM TREAS
$8.2M149.3K
1.9%
+2.5%
Added · +4K sh
14SPDR Series Trust
ST SHO TREAS ETF
$8.1M278.5K
1.9%
−32%
Reduced · −129K sh
15Ishares TR
3 7 YR TREAS BD
$7.0M59.8K
1.7%
−41%
Reduced · −42K sh
16Vanguard Intl Equity Index F
FTSE EMR MKT ETF
$6.9M115.2K
1.6%
+6.6%
Added · +7K sh
17SPDR Index SHS FDS
ST PORT MARK ETF
$6.2M119.9K
1.5%
−0.3%
Reduced · −396 sh
18Schwab Strategic TR
US LCAP VA ETF
$6.1M175.7K
1.4%
Held
19Ishares TR
CORE S&P500 ETF
$5.9M7.8K
1.4%
Held
20Apple Inc
COM
$5.7M19.6K
1.3%
−2.3%
Reduced · −467 sh
21SPDR Series Trust
ST STR AGGRE ETF
$5.4M210.9K
1.3%
−1.2%
Reduced · −3K sh
22Schwab Strategic TR
US SML CAP ETF
$5.2M144.7K
1.2%
−0.1%
Reduced · −82 sh
23Ishares TR
CORE MSCI EAFE
$4.9M50.4K
1.1%
~0%
Added · +4 sh
24Berkshire Hathaway Inc Del
CL B NEW
$4.1M8.3K
1.0%
~0%
Added · +3 sh
25Ishares TR
JPMORGAN USD EMG
$3.9M40.8K
0.9%
−2.3%
Reduced · −961 sh
26Invesco QQQ TR
UNIT SER 1
$3.9M5.3K
0.9%
+8.2%
Added · +396 sh
27Microsoft Corp
COM
$3.1M8.4K
0.7%
+7.3%
Added · +577 sh
28Ishares TR
RUS 1000 VAL ETF
$2.8M11.7K
0.7%
−7.8%
Reduced · −981 sh
29Progressive Corp
COM
$2.4M11.1K
0.6%
Held
30Vanguard World FD
INF TECH ETF
$2.4M19.9K
0.6%
+700%
Added · +17K sh
31Fidelity Merrimack STR TR
TOTAL BD ETF
$2.1M46.1K
0.5%
−0.2%
Reduced · −82 sh
32Amazon Com Inc
COM
$2.1M8.8K
0.5%
−0.5%
Reduced · −46 sh
33Vanguard Scottsdale FDS
SHORT TERM TREAS
$2.1M35.7K
0.5%
+68%
Added · +14K sh
34Schwab Strategic TR
US LCAP GR ETF
$2.1M60.7K
0.5%
+0.6%
Added · +377 sh
35Costco Wholesale Corporation
COM
$2.0M2.2K
0.5%
−3.2%
Reduced · −73 sh
36SPDR Series Trust
ST INTER BD ETF
$2.0M60.9K
0.5%
+6.8%
Added · +4K sh
37Nvidia Corporation
COM
$2.0M10.1K
0.5%
−0.4%
Reduced · −38 sh
38Vanguard Scottsdale FDS
INT-TERM CORP
$1.9M22.8K
0.4%
+30%
Added · +5K sh
39SPDR Series Trust
ST STR TIPS ETF
$1.8M71.1K
0.4%
−1.3%
Reduced · −921 sh
40Brookfield Corp
CL A LTD VT SH
$1.8M42.5K
0.4%
−4.8%
Reduced · −2K sh
41Vanguard Whitehall FDS
EM MK GOV BD ETF
$1.5M22.3K
0.4%
−2.1%
Reduced · −472 sh
42Vanguard Malvern FDS
STRM INFPROIDX
$1.5M29.0K
0.3%
−1.6%
Reduced · −488 sh
43Exxon Mobil Corp
COM
$1.4M10.5K
0.3%
−11%
Reduced · −1K sh
44Vanguard Index FDS
S&P 500 ETF SHS
$1.2M1.8K
0.3%
+0.6%
Added · +10 sh
45T-Mobile US Inc
COM
$1.2M7.2K
0.3%
−35%
Reduced · −4K sh
46Alphabet Inc
CAP STK CL A
$1.2M3.4K
0.3%
−20%
Reduced · −860 sh
47Travelers Companies Inc
COM
$1.1M3.4K
0.3%
Held
48International Business Machs
COM
$1.0M3.7K
0.2%
Held
49Ishares TR
ISHARES SEMICDTR
$1.0M1.6K
0.2%
+2.5%
Added · +39 sh
50RTX Corporation
COM
$1.0M5.4K
0.2%
−9.6%
Reduced · −578 sh
Showing 50 of 128 positions

Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Jul 20, 2026128$424.8M13F-HR
Q1 2026Mar 31, 2026May 11, 2026125$391.0M13F-HR
Q4 2025Dec 31, 2025Feb 4, 2026129$393.8M13F-HR
Q3 2025Sep 30, 2025Nov 14, 2025126$376.9M13F-HR
Q2 2025Jun 30, 2025Aug 13, 2025100$332.8M13F-HR
Q1 2025Mar 31, 2025May 15, 202595$315.7M13F-HR
Q4 2024Dec 31, 2024Feb 14, 202590$312.5M13F-HR
Q3 2024Sep 30, 2024Nov 13, 202481$309.0M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.