Salzhauer Michael holds a focused book of 79 stocks worth $271.9M as of Q2 2026 (disclosed Jul 20, 2026, a ~45-day 13F lag). This quarter they opened Pinnacle Financial Partners and trimmed Bank Of America Corp. Their largest long position is Bank Of America Corp at 31% of the equity book. They also disclosed $20.6M in call options (bullish), shown separately below and excluded from the equity book. Cloning the disclosed picks since 2025 would be +24% (+16.0%/yr). That is a simulation of the disclosed long book, not audited returns.
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Use Arkolith to show SALZHAUER MICHAEL's latest holdings, largest changes, and filing provenance.
The reported book (valued from quarter-end) returned +44.8%, a 20.5-point gap that is the cost of the ~45-day 13F disclosure lag a real follower can't avoid.
Growth of $10,000 cloning Salzhauer Michael's disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: focused book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
99% mapped to company sectors
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices, no cost basis
Bars show each stock's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Bank Of Amer Corp COM | $85.2M | 1.50M | 31.3% | ▼−29% Reduced · −615K sh | |
| 2 | Citigroup Inc COM NEW | $22.2M | 158.4K | 8.2% | ▼−78% Reduced · −569K sh | |
| 3 | Pinnacle Finl Partners Inc COM | $15.0M | 148.6K | 5.5% | ▲New New position | |
| 4 | Peapack-Gladstone Finl Corp COM | $10.3M | 216.6K | 3.8% | ▼−15% Reduced · −39K sh | |
| 5 | Capital One Finl Corp COM | $10.0M | 50.0K | 3.7% | ▲+256% Added · +36K sh | |
| 6 | Smartfinancial Inc COM NEW | $9.9M | 211.0K | 3.6% | ▼−0.8% Reduced · −2K sh | |
| 7 | Banc Of California Inc COM | $9.6M | 468.6K | 3.5% | ▼−20% Reduced · −120K sh | |
| 8 | Primis Financial Corp COM | $7.7M | 471.8K | 2.8% | ▼−32% Reduced · −218K sh | |
| 9 | Wells Fargo & Co COM | $7.0M | 84.3K | 2.6% | ▼−41% Reduced · −59K sh | |
| 10 | Seacoast BKG Corp Fla COM NEW | $6.4M | 191.9K | 2.3% | ▼−1.5% Reduced · −3K sh | |
| 11 | Firstsun Cap Bancorp COM | $5.5M | 141.0K | 2.0% | ▲~0% Added · +27 sh | |
| 12 | Western Alliance Bancorp COM | $4.5M | 54.7K | 1.7% | ▲+0.9% Added · +512 sh | |
| 13 | Hometrust Bancshares Inc COM | $3.9M | 78.7K | 1.4% | —Held | |
| 14 | Provident Finl Svcs Inc COM | $3.6M | 152.2K | 1.3% | —Held | |
| 15 | First Horizon Corporation COM | $3.4M | 131.4K | 1.2% | ▼−53% Reduced · −151K sh | |
| 16 | Southstate BK Corp COM | $3.2M | 31.6K | 1.2% | —Held | |
| 17 | FB Finl Corp COM | $3.1M | 55.7K | 1.1% | ▼−0.1% Reduced · −29 sh | |
| 18 | Fifth Third Bancorp COM | $2.8M | 50.2K | 1.0% | ▲+2.4% Added · +1K sh | |
| 19 | Truist Finl Corp COM | $2.7M | 53.9K | 1.0% | —Held | |
| 20 | Third Coast Bancshares Inc COM | $2.5M | 61.9K | 0.9% | ▲+52% Added · +21K sh | |
| 21 | Commerce Bancshares Inc COM | $2.5M | 42.9K | 0.9% | ▲+0.2% Added · +100 sh | |
| 22 | PNC Finl Svcs Group Inc COM | $2.4M | 9.6K | 0.9% | —Held | |
| 23 | Connectone Bancorp Inc COM | $2.2M | 66.7K | 0.8% | ▼−1.1% Reduced · −750 sh | |
| 24 | Dime Coml Bancshares Inc COM | $2.2M | 54.2K | 0.8% | ▼−13% Reduced · −8K sh | |
| 25 | Huntington Bancshares Inc COM | $2.1M | 119.1K | 0.8% | —Held | |
| 26 | Virginia Natl BK Chrlotsvle COM | $2.0M | 45.7K | 0.7% | —Held | |
| 27 | Regions Financial Corp New COM | $2.0M | 66.5K | 0.7% | —Held | |
| 28 | Hancock Whitney Corporation COM | $1.8M | 24.2K | 0.7% | —Held | |
| 29 | Metropolitan BK Hldg Corp COM | $1.8M | 18.0K | 0.7% | ▲+0.5% Added · +81 sh | |
| 30 | Townebank Portsmouth Va COM | $1.7M | 47.1K | 0.6% | —Held | |
| 31 | Shore Bancshares Inc COM | $1.7M | 72.4K | 0.6% | —Held | |
| 32 | Unity Bancorp Inc COM | $1.5M | 25.7K | 0.6% | ▲+32% Added · +6K sh | |
| 33 | Citizens Finl Group Inc COM | $1.5M | 21.4K | 0.6% | ▼−82% Reduced · −100K sh | |
| 34 | WSFS Finl Corp COM | $1.5M | 19.3K | 0.5% | —Held | |
| 35 | Burke Herbert Finl Svcs Corp COM | $1.5M | 20.2K | 0.5% | ▲+250% Added · +14K sh | |
| 36 | Uscb Financial Holdings Inc CLASS A COM | $1.3M | 62.6K | 0.5% | ▲+19% Added · +10K sh | |
| 37 | CF Bankshares Inc COM | $1.3M | 39.0K | 0.5% | —Held | |
| 38 | Amerant Bancorp Inc CL A | $1.3M | 50.0K | 0.5% | ▲+150% Added · +30K sh | |
| 39 | Hanmi Finl Corp COM NEW | $1.2M | 38.2K | 0.5% | ▼−29% Reduced · −16K sh | |
| 40 | QCR Hldgs Inc COM | $1.2M | 12.1K | 0.4% | ▼−1.4% Reduced · −167 sh | |
| 41 | South Plains Financial Inc COM | $1.1M | 26.4K | 0.4% | ▲+17% Added · +4K sh | |
| 42 | JPMorgan Chase & Co COM | $1.1M | 3.2K | 0.4% | —Held | |
| 43 | Apple Inc COM | $989K | 3.4K | 0.4% | —Held | |
| 44 | Summit ST BK Santa Rosa Cali COM | $984K | 72.6K | 0.4% | —Held | |
| 45 | Coastalsouth Bancshares Inc COM NEW | $887K | 33.0K | 0.3% | —Held | |
| 46 | Popular Inc COM NEW | $856K | 5.2K | 0.3% | —Held | |
| 47 | Morgan Stanley COM NEW | $853K | 4.1K | 0.3% | ▼−1.2% Reduced · −50 sh | |
| 48 | Columbia BKG Sys Inc COM | $727K | 22.7K | 0.3% | —Held | |
| 49 | CB Finl Svcs Inc COM | $716K | 18.9K | 0.3% | —Held | |
| 50 | Atlantic Un Bankshares Corp COM | $701K | 16.6K | 0.3% | —Held |
Put / call positions from the 13F — totals include every disclosed option leg
| Type | Underlying | Notional value | Underlying shares |
|---|---|---|---|
| CALL · bullish | CITIGROUP INCC | $13.1M | 409K |
| CALL · bullish | BANK OF AMERICA CORPBAC | $4.5M | 476K |
| CALL · bullish | CITIZENS FINANCIAL GROUPCFG | $780K | 100K |
| CALL · bullish | WELLS FARGO & COWFC | $756K | 60K |
| CALL · bullish | KEYCORPKEY | $618K | 160K |
| CALL · bullish | BANC OF CALIFORNIA INCBANC | $350K | 200K |
| CALL · bullish | FIRST HORIZON CORPFHN | $240K | 150K |
| CALL · bullish | UWM HOLDINGS CORPUWMC | $139K | 725K |
| CALL · bullish | AMERICAN INTERNATIONAL GROUPAIG | $108K | 30K |
| CALL · bullish | VALLEY NATIONAL BANCORPVLY | $53K | 50K |
13F filers disclose option positions at the market value of the underlying the contracts reference, not the premium paid. A put is a bearish bet (it gains if the stock falls); a call is bullish. “Underlying shares” is the share count the contracts control, not a share holding. These legs are excluded from the equity book, weighting, concentration and sector figures above.
As-of date vs the date the SEC received each filing
| Quarter | As of | Filed | Positions | Value | Form |
|---|---|---|---|---|---|
| Q2 2026 | Jun 30, 2026 | Jul 20, 2026 | 89 | $292.4M | 13F-HR |
| Q1 2026 | Mar 31, 2026 | May 5, 2026 | 75 | $212.2M | 13F-HR |
| Q4 2025 | Dec 31, 2025 | Feb 2, 2026 | 94 | $244.3M | 13F-HR |
| Q3 2025 | Sep 30, 2025 | Oct 20, 2025 | 93 | $208.4M | 13F-HR |
| Q2 2025 | Jun 30, 2025 | Aug 14, 2025 | 80 | $170.9M | 13F-HR |
| Q1 2025 | Mar 31, 2025 | Apr 23, 2025 | 87 | $163.7M | 13F-HR |
| Q4 2024 | Dec 31, 2024 | Feb 13, 2025 | 80 | $195.4M | 13F-HR/A |
Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.