ZynergyRetirementPlanningLLC holds a concentrated book of 26 reported positions worth $184.4M as of Q2 2026 (disclosed Jul 17, 2026, a ~17-day 13F lag). This quarter they trimmed Schwab Intl Equity ETF. Their largest long position is Ishares Core S&P 500 ETF at 24% of the reported non-option book. Cloning the disclosed picks since 2024 would be +17% (+9.1%/yr). That is a simulation of the disclosed long book, not audited returns.
The reported book (valued from quarter-end) returned +19.9%, a 2.5-point gap that is the cost of the ~17-day 13F disclosure lag a real follower can't avoid.
Growth of $10,000 cloning ZynergyRetirementPlanningLLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~17 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: concentrated book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
2% mapped to company sectors
+3 sectors below the cut, 1% together
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis
Other tracked managers holding the same core names as ZynergyRetirementPlanningLLC
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| Donor Advised Charitable Giving, Inc. | 3 / 26 | $4.4B |
| Swiss Re Ltd | 4 / 26 | $1.0B |
| Euclidean Capital LLC | 2 / 26 | $385.0M |
| Alaska Permanent Fund Corp | 2 / 26 | $1.2B |
| Vestwell Advisors, LLC | 7 / 26 | $329.9M |
| PPS&V Asset Management Consultants, Inc. | 7 / 26 | $138.8M |
| Northern Capital Management, Inc. | 7 / 26 | $158.2M |
| 9823 Capital, L.P. | 2 / 26 | $99.5M |
Ranked by the share of each fund's own book sitting in the names it shares with ZynergyRetirementPlanningLLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.
Bars show each position's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Ishares TR CORE S&P500 ETF | $44.6M | 59.5K | 24.2% | ▲~0% Added · +21 sh | |
| 2 | Schwab Strategic TR US AGGREGATE B | $32.5M | 1.41M | 17.6% | ▲+6.0% Added · +79K sh | |
| 3 | Schwab Strategic TR INTL EQTY ETF | $25.7M | 927.0K | 13.9% | ▼−0.3% Reduced · −3K sh | |
| 4 | Schwab Strategic TR US SML CAP ETF | $20.4M | 565.8K | 11.1% | ▼−1.0% Reduced · −6K sh | |
| 5 | Schwab Strategic TR US REIT ETF | $19.4M | 820.7K | 10.5% | ▲+1.8% Added · +14K sh | |
| 6 | Schwab Strategic TR US TIPS ETF | $12.6M | 474.0K | 6.8% | ▲+4.9% Added · +22K sh | |
| 7 | Schwab Strategic TR SHT TM US TRES | $10.8M | 449.1K | 5.9% | ▲+2.4% Added · +11K sh | |
| 8 | Schwab Strategic TR EMRG MKTEQ ETF | $4.2M | 114.8K | 2.3% | ▲+1.0% Added · +1K sh | |
| 9 | Schwab Strategic TR US LCAP VA ETF | $3.4M | 97.6K | 1.8% | ▼−1.1% Reduced · −1K sh | |
| 10 | Nvidia Corporation COM | $1.9M | 9.6K | 1.0% | ▲+33% Added · +2K sh | |
| 11 | Apple Inc COM | $1.4M | 4.9K | 0.8% | ▼−1.6% Reduced · −82 sh | |
| 12 | Invesco QQQ TR UNIT SER 1 | $1.1M | 1.4K | 0.6% | —Held | |
| 13 | Schwab Strategic TR INTL SCEQT ETF | $964K | 20.0K | 0.5% | ▲+5.5% Added · +1K sh | |
| 14 | Vanguard World FD FINANCIALS ETF | $647K | 4.9K | 0.4% | —Held | |
| 15 | Vanguard Index FDS VALUE ETF | $576K | 2.6K | 0.3% | —Held | |
| 16 | Vanguard Intl Equity Index F ALLWRLD EX US | $574K | 6.9K | 0.3% | —Held | |
| 17 | Home Depot Inc COM | $529K | 1.5K | 0.3% | —Held | |
| 18 | Schwab Strategic TR US LCAP GR ETF | $523K | 15.4K | 0.3% | ▲+1.3% Added · +194 sh | |
| 19 | Schwab Strategic TR US DIVIDEND EQ | $437K | 13.8K | 0.2% | —Held | |
| 20 | Vanguard Index FDS SMALL CP ETF | $410K | 1.4K | 0.2% | —Held | |
| 21 | Schwab Strategic TR US BRD MKT ETF | $399K | 13.8K | 0.2% | —Held | |
| 22 | SPDR Gold TR GOLD SHS | $324K | 880 | 0.2% | ▼−1.0% Reduced · −9 sh | |
| 23 | Vanguard World FD UTILITIES ETF | $284K | 1.5K | 0.2% | —Held | |
| 24 | Vanguard Whitehall FDS HIGH DIV YLD | $266K | 1.7K | 0.1% | —Held | |
| 25 | New Jersey Res Corp COM | $255K | 4.5K | 0.1% | ▲+0.9% Added · +39 sh | |
| 26 | Ishares TR US AER DEF ETF | $228K | 940 | 0.1% | —Held |
This fund page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/2031137/holdings"
Use Arkolith to show ZynergyRetirementPlanningLLC's latest holdings, largest changes, and filing provenance.
As-of date vs the date the SEC received each filing
Reported 13F total per quarter. Raw filing totals can include option notional.
| Quarter | As of | Filed | Lag | Positions | Value | Form |
|---|---|---|---|---|---|---|
| Q2 2026 | Jun 30, 2026 | Jul 17, 2026 | 17d | 26 | $184.4M | 13F-HR |
| Q1 2026 | Mar 31, 2026 | Apr 17, 2026 | 17d | 26 | $165.4M | 13F-HR |
| Q4 2025 | Dec 31, 2025 | Jan 9, 2026 | 9d | 27 | $162.5M | 13F-HR |
| Q3 2025 | Sep 30, 2025 | Oct 8, 2025 | 8d | 28 | $158.6M | 13F-HR |
| Q2 2025 | Jun 30, 2025 | Sep 4, 2025 | 66d | 25 | $149.1M | 13F-HR |
| Q1 2025 | Mar 31, 2025 | Apr 24, 2025 | 24d | 115 | $141.0M | 13F-HR |
| Q4 2024 | Dec 31, 2024 | Jan 23, 2025 | 23d | 111 | $141.9M | 13F-HR |
| Q3 2024 | Sep 30, 2024 | Nov 7, 2024 | 38d | 111 | $141.9M | 13F-HR |
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.