UPST

Upstart Holdings Inc$26.93 2.39%
FinancialsUSCUSIP 91680M107· EOD Jul 24, 2026◍ Confluence graph
Tracked 13F Holders
267
-191 QoQ
13F Value (tracked)
$1.5B
Insider Net · 180d
$4.7M
2↑ 4↓
Recent Filings
15
Smart-money sentimentBullish
BearishBullish
13F funds (latest Q)29 adding · 15 trimming
Insider net (180d)+$4.7M

Price & smart-money activity

$26.93 2.39%5Y -77.7%
$11.27$107.32$203.37$299.42$395.47202120222023202420252026763993595438953537143249273542362742301033536433431503528573214170671581478369948525282103672813121617
Hover for who · click for detailEnd-of-day closing prices52w $24.22 – $83.53

Who owns UPST?

267 tracked 13F filers

267 tracked 13F filers disclose a position in UPST as of the latest SEC 13F filings, a combined $1.5B in reported value. Holders and values reflect the 13F filers Arkolith currently tracks, not the entire institutional universe. Counts and totals are a floor, not the full institutional ownership.

All quarters use one ordinary-share-equivalent series. Historical ADS are converted at 2 ADS = 1 ordinary share. Expand a row for the exact calculation; the residual is not classified as a trade.
#FundPosition valueSharesLast moveAs ofHistory
1BlackRock, Inc.
$189.9M
7.4M
+4.4%
Added · +314K sh
Q1 2026
2MORGAN STANLEY
$102.0M
4.0M
−5.5%
Reduced · −232K sh
Q1 2026
3VANGUARD CAPITAL MANAGEMENT LLC
$96.2M
3.8M
First observed position
No prior filed position
Q1 2026
4VANGUARD PORTFOLIO MANAGEMENT LLC
$96.0M
3.7M
First observed position
No prior filed position
Q1 2026
5MARSHALL WACE, LLP
$84.1M
3.3M
+495%
Added · +2.7M sh
Q1 2026
6GEODE CAPITAL MANAGEMENT, LLC
$54.5M
2.1M
+2.7%
Added · +56K sh
Q1 2026
7STATE STREET CORP
$52.7M
2.1M
+2.6%
Added · +52K sh
Q1 2026
8GOLDMAN SACHS GROUP INC
$40.0M
1.6M
−5.6%
Reduced · −93K sh
Q1 2026
9Clear Street Group Inc.
$39.9M
1.6M
−25%
Reduced · −507K sh
Q1 2026
10Halter Ferguson Financial Inc.
$37.6M
1.5M
+253%
Added · +1.1M sh
Q1 2026
11BARCLAYS PLC
$32.6M
1.3M
+47%
Added · +408K sh
Q1 2026
12NORGES BANK
$49.9M
1.1M
+8.9%
Added · +94K sh
Q4 2025
13BAILLIE GIFFORD & CO
$28.4M
1.1M
+46%
Added · +349K sh
Q1 2026
14DIMENSIONAL FUND ADVISORS LP
$26.2M
1.0M
+267%
Added · +744K sh
Q1 2026
15UBS Group AG
$22.6M
882K
+37%
Added · +240K sh
Q1 2026
16COATUE MANAGEMENT LLC
$22.3M
871K
New
+871K sh
Q1 2026
17BALYASNY ASSET MANAGEMENT L.P.
$22.3M
869K
44×
Added · +850K sh
Q1 2026
18CAPITAL FUND MANAGEMENT S.A.
$21.7M
847K
+26%
Added · +175K sh
Q1 2026
19CITIGROUP INC
$20.7M
806K
+43%
Added · +243K sh
Q1 2026
20NORTHERN TRUST CORP
$19.5M
759K
+2.0%
Added · +15K sh
Q1 2026
21Point72 Asset Management, L.P.
$19.4M
756K
+104%
Added · +386K sh
Q1 2026
22JANE STREET GROUP, LLC
$19.0M
741K
+293%
Added · +552K sh
Q1 2026
23MILLENNIUM MANAGEMENT LLC
$17.1M
668K
+205%
Added · +449K sh
Q1 2026
24CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$16.8M
656K
−12%
Reduced · −90K sh
Q1 2026
25CITADEL ADVISORS LLC
$16.2M
631K
−43%
Reduced · −475K sh
Q1 2026

Holders and values reflect the 13F filers Arkolith currently tracks, not the entire institutional universe. Counts and totals are a floor, not the full institutional ownership.

Is UPST being bought or sold by institutions?

Last quarter, 6 funds opened a new position in UPST and 23 added to an existing one, while 15 reduced and 0 exited entirely — based on 13F filings from active, signal-eligible managers (passive index funds and other mechanical holders are excluded from this count).

Opened (NEW)
6
funds
Added
23
funds
Reduced
15
funds
Exited
0
funds

Funds that own UPST also own

CompanyCo-held byCombined value
NVIDIA CORPNVDA119 funds$78.0B
MICROSOFT CORPMSFT118 funds$50.3B
META PLATFORMS INC-CLASS AMETA118 funds$24.7B
TESLA INCTSLA118 funds$14.8B
AMAZON.COM INCAMZN117 funds$41.6B
BROADCOM INCAVGO117 funds$27.8B
ALPHABET INC-CL AGOOGL116 funds$35.5B
ELI LILLY & COLLY116 funds$12.8B
APPLE INCAAPL115 funds$58.8B
NETFLIX INCNFLX115 funds$8.0B
ORACLE CORPORCL115 funds$5.2B
APPLIED MATERIALS INCAMAT114 funds$8.6B

Ranked by how many of UPST's institutional holders also hold each name, a cross-fund conviction signal.

Insider activity (Form 4)

Full insider page →
Buys · 180d
$6.4M
2 insiders
Sells · 180d
$1.7M
4 insiders
Net
$4.7M
21 P/S txns
Signal
Net Buying
open-market
DateInsiderRoleActionSharesValue
Jun 9, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)15K$456K
May 26, 2026Mirgorodskaya NataliaSee RemarksSell (S)974$28K
May 20, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)8K$230K
May 20, 2026Darling ScottChief Legal OfficerSell (S)7K$191K
May 20, 2026Mirgorodskaya NataliaSee RemarksSell (S)526$15K
May 15, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)1K$30K
May 15, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)806$23K
May 15, 2026Darling ScottChief Legal OfficerSell (S)441$13K
May 15, 2026Darling ScottChief Legal OfficerSell (S)286$8K
May 15, 2026Blankmeyer AndreaChief Financial OfficerSell (S)101$3K
May 15, 2026Blankmeyer AndreaChief Financial OfficerSell (S)4K$126K
May 15, 2026Blankmeyer AndreaChief Financial OfficerSell (S)3K$80K

Institutional ownership over time

67 funds-156 since Q3 2024
0156312Q3 2024Q1 2025Q3 2025Q1 2026Q2 2026
funds holding aggregate valuelatest $24.7M

Recent filings

15 shown

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Ask your agent what changed in UPST

This stock page is the public Follow view. For one current, evidence-backed answer, use capital_change_brief through REST or MCP. It compares tracked 13F changes with qualifying Form 4 activity and cites the SEC evidence.

Copy-paste
curl -H "Authorization: Bearer YOUR_API_KEY" \
  "https://arkolith.com/api/v1/stocks/UPST/capital-change-brief"
Ask your agent
Use Arkolith's capital_change_brief for UPST.
Tell me what changed, whether insider activity
corroborates it, and cite the SEC evidence.

13F holdings + Form 4 insider transactions + end-of-day price history + the live filing stream, joined for UPST. Filings are public domain, sourced to SEC EDGAR; price series derived from end-of-day closes.