UPST

Upstart Holdings Inc Cross-source read$25.59 1.95%
FinancialsCUSIP 91680M107· EOD Sep 11, 2026

Among active 13F managers last quarter, 7 opened and 24 added, while 14 reduced; the largest holder to move was Marshall Wace, LLP (+495%). Over the last 180 days, 2 insiders bought and 4 insiders sold, a net +$2.1M in open-market trades.

Tracked 13F holders
322
182 in Q2 2026 filings
13F value (tracked)
$1.8B
Smart-money readBullish
Net sellingNet buying
Funds · active managers, latest 13F
31 adding · 14 trimming
Insiders · Form 4 open-market, 180d
2 buying · 4 selling · +$2.1M
US House · STOCK Act, 180d
0 buying · 0 selling

Funds lean in and no leg opposes.

Price & smart-money activity

$25.59 1.95%5Y -90.8%
$11.27$107.32$203.37$299.42$395.47202120222023202420252026783982696448855547143350273642372743311033537433531513528583314175731588549176101932529112468399312604710
Hover for who · click for detailEnd-of-day closing prices52w $24.22 – $68.12

Who owns UPST?

322 tracked 13F filers · ranked by shares held

322 tracked 13F filers disclose a position in UPST as of the latest SEC 13F filings, a combined $1.8B in reported value. Holders and values reflect the 13F filers Arkolith currently tracks, not the entire institutional universe. Counts and totals are a floor, not the full institutional ownership.

#FundSharesPosition valueLast moveAs ofHistory
1BlackRock, Inc.7.9M
$279.1M
+6.4%
Added · +476K sh
Q2 2026
2Morgan Stanley4.0M
$102.0M
−5.5%
Reduced · −232K sh
Q1 2026
3Vanguard Portfolio Management LLC3.7M
$132.5M
−0.1%
Reduced · −4K sh
Q2 2026
4Vanguard Capital Management LLC3.7M
$131.0M
−1.4%
Reduced · −53K sh
Q2 2026
5Marshall Wace, LLP3.3M
$84.1M
+495%
Added · +2.7M sh
Q1 2026
6Geode Capital Management, LLC2.2M
$79.0M
+4.9%
Added · +105K sh
Q2 2026
7State Street Corp2.1M
$75.1M
+3.2%
Added · +65K sh
Q2 2026
8Clear Street Group Inc.1.8M
$64.8M
+18%
Added · +274K sh
Q2 2026
9Halter Ferguson Financial Inc.1.7M
$61.9M
+19%
Added · +281K sh
Q2 2026
10Goldman Sachs Group Inc1.6M
$40.0M
−5.6%
Reduced · −93K sh
Q1 2026
11Barclays PLC1.3M
$32.6M
+47%
Added · +408K sh
Q1 2026
12Norges Bank1.1M
$49.9M
+8.9%
Added · +94K sh
Q4 2025
13Baillie Gifford & Co1.1M
$28.4M
+46%
Added · +349K sh
Q1 2026
14Dimensional Fund Advisors LP1.0M
$26.2M
+267%
Added · +744K sh
Q1 2026
15Citadel Advisors LLC956K
$33.9M
+51%
Added · +324K sh
Q2 2026
16Point72 Asset Management, L.P.885K
$31.4M
+17%
Added · +129K sh
Q2 2026
17UBS Group AG882K
$22.6M
+37%
Added · +240K sh
Q1 2026
18Coatue Management LLC871K
$30.9M
Held
Q2 2026
19Balyasny Asset Management L.P.869K
$22.3M
44×
Added · +850K sh
Q1 2026
20Citigroup Inc806K
$20.7M
+43%
Added · +243K sh
Q1 2026
21Capital Fund Management S.A.801K
$28.4M
−5.4%
Reduced · −46K sh
Q2 2026
22Northern Trust Corp759K
$19.5M
+2.0%
Added · +15K sh
Q1 2026
23Jane Street Group, LLC741K
$19.0M
+293%
Added · +552K sh
Q1 2026
24FMR LLC707K
$25.0M
48×
Added · +692K sh
Q2 2026
25Millennium Management LLC668K
$17.1M
+205%
Added · +449K sh
Q1 2026

Holders and values reflect the 13F filers Arkolith currently tracks, not the entire institutional universe. Counts and totals are a floor, not the full institutional ownership.

Is UPST being bought or sold by institutions?

Last quarter, 7 funds opened a new position in UPST and 24 added to an existing one, while 14 reduced. Based on 13F filings from active, signal-eligible managers (passive index funds and other mechanical holders are excluded from this count).

Opened
7
funds took a first position
Added
24
added to an existing position
Reduced
14
reduced, still holding
Biggest moves · ranked by size of the change, positions above a floor

Funds that own UPST also own

CompanyCo-held byTheir position there
Microsoft CorpMSFT181 funds$177.6B
Amazon.com IncAMZN180 funds$146.6B
Nvidia CorpNVDA179 funds$296.0B
Meta Platforms Inc-Class AMETA176 funds$80.5B
Alphabet Inc-CL AGOOGL174 funds$122.9B
Eli Lilly & CoLLY172 funds$60.5B
Tesla IncTSLA172 funds$50.5B
Costco Wholesale CorpCOST172 funds$23.1B
Advanced Micro DevicesAMD171 funds$45.6B
Apple IncAAPL170 funds$205.4B
Broadcom IncAVGO169 funds$118.3B
Micron Technology IncMU168 funds$48.1B

Ranked by how many of UPST's tracked holders also hold each name. The last column is those co-holders' combined reported position in that name, not in UPST.

Insider activity (Form 4)

Full insider page →
Buys · 180d
$7.7M
2 insiders
Sells · 180d
$5.6M
4 insiders
Net · 180d
$2.1M
26 open-market transactions
DateInsiderRoleActionSharesValue
Sep 10, 2026Gu PaulChief Executive Officer, DirectorBuy (P)50K$1.3M
Sep 8, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)116K$3.2M
Aug 25, 2026Mirgorodskaya NataliaSee RemarksSell (S)913$27K
Aug 20, 2026Mirgorodskaya NataliaSee RemarksSell (S)586$16K
Aug 20, 2026Darling ScottChief Legal OfficerSell (S)8K$216K
Aug 20, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)9K$251K
Aug 19, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)10K$315K
Aug 19, 2026Blankmeyer AndreaChief Financial OfficerSell (S)3K$88K
Aug 17, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)2K$60K
Aug 17, 2026Blankmeyer AndreaChief Financial OfficerSell (S)7K$211K
Aug 17, 2026Darling ScottChief Legal OfficerSell (S)814$24K
Jun 9, 2026Datta SanjayPresident, Capital& EnterpriseSell (S)15K$456K

Do institutions, insiders and Congress agree?

Mixed signals

Where institutional funds (13F), corporate insiders (Form 4) and US House members (STOCK Act) are buying or selling the same name in the same window. Green is buying, red is selling.

SEC EDGAR 13F + Form 4 + US House STOCK Act{ }get_ticker_confluence · API & MCP

Signals by source

Insiders and Congress: last 180 days. Funds: latest 13F, top 100 holders incl. passive

SourceBuyingSellingNet
13F funds
Top 100 holders by value, passive included; the hero counts active managers only
5635
Insiders
Form 4 open-market
24+$2.1M
US House
STOCK Act trades
00$0
Sector rotation
UPST is in Financials, which smart money is rotating OUT OF
$31.5B

Capital Rotation reports where institutional capital disclosed rotating, as of the latest public SEC 13F filings. It is data, not investment advice, a recommendation, or a prediction. Filings lag about 45 days and cover long US equity positions only. Past disclosed flows do not indicate future prices. Do your own research; consult a licensed advisor.

Institutional ownership over time

182 tracked filers in Q2 2026 filingsstill filing
0174347Q3 2024Q1 2025Q3 2025Q1 2026Q2 2026
tracked filers holding their reported valueQ2 2026 filings so far: $433.2M
Each bar counts tracked filers with a position in that quarter's filings, so the newest bar excludes filers still on an earlier quarter. Arkolith's tracked universe has grown over this window; part of any long-run rise is coverage, not new buyers.

Share classes

Class13F holdersValue held
UPSTthis pagecs322 funds$1.8B
UPST 1 11/15/30SDBCV33 funds$406.6M
UPST 2 10/01/29SDBCV22 funds$368.3M
UPST 0.25 08/15/26Sovereign/Corporate17 funds$66.1M

Same issuer, multiple share classes. The consensus leaderboards count this company once across all classes; this is the per-class detail.

Recent filings

15 most recent

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Connected entities for UPST

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Ask your agent what changed in UPST

This stock page is the public Follow view. For one current, evidence-backed answer, use capital_change_brief through REST or MCP. It compares tracked 13F changes with qualifying Form 4 activity and cites the SEC evidence.

Copy-paste
curl -H "Authorization: Bearer YOUR_API_KEY" \
  "https://arkolith.com/api/v1/stocks/UPST/capital-change-brief"
Ask your agent
Use Arkolith's capital_change_brief for UPST.
Tell me what changed, whether insider activity
corroborates it, and cite the SEC evidence.

13F holdings + Form 4 insider transactions + end-of-day price history + the live filing stream, joined for UPST. Filings are public domain, sourced to SEC EDGAR; price series derived from end-of-day closes.