Financial Concepts Unlimited, Inc. holds a focused book of 44 stocks worth $127.5M as of Q2 2026 (disclosed Aug 6, 2026, a ~37-day 13F lag). This quarter they opened Cisco Systems Inc and trimmed SS SPDR S&P 500 ETF Trust-US. Their largest long position is Invesco QQQ Trust Series 1 at 16% of the equity book. Cloning the disclosed picks since 2026 would be +8% (+31.6%/yr). That is a simulation of the disclosed long book, not audited returns.
The reported book (valued from quarter-end) returned +17.2%, a 9.5-point gap that is the cost of the ~37-day 13F disclosure lag a real follower can't avoid.
Growth of $10,000 cloning Financial Concepts Unlimited, Inc.'s disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~37 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: focused book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
13% mapped to company sectors
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices, no cost basis
Other tracked managers holding the same core names as Financial Concepts Unlimited, Inc.
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| COMMONWEALTH EQUITY SERVICES, LLC | 43 / 44 | $16.5B |
| ROYAL BANK OF CANADA | 42 / 44 | $130.7B |
| LPL Financial LLC | 42 / 44 | $67.4B |
| ENVESTNET ASSET MANAGEMENT INC | 42 / 44 | $64.5B |
| MML INVESTORS SERVICES, LLC | 42 / 44 | $10.4B |
| Steward Partners Investment Advisory, LLC | 42 / 44 | $5.8B |
| &PARTNERS | 42 / 44 | $5.0B |
| MORGAN STANLEY | 41 / 44 | $461.3B |
Ranked by how many of Financial Concepts Unlimited, Inc.'s top 44 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.
Bars show each stock's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Invesco QQQ Trust ETF | $20.0M | 27.1K | 15.7% | ▲+0.1% Added · +14 sh | |
| 2 | SPDR DJ Indl Avg ETF TR ETF | $19.1M | 36.6K | 15.0% | ▲+2.3% Added · +809 sh | |
| 3 | SPDR S&P 500 ETF ETF | $11.6M | 15.5K | 9.1% | ▼−2.6% Reduced · −417 sh | |
| 4 | Fed Hme MDT Lar Val ETF Nav ETF | $11.0M | 307.7K | 8.7% | ▼−1.0% Reduced · −3K sh | |
| 5 | Nvidia Corp COM | $9.2M | 46.0K | 7.2% | ▼−11% Reduced · −6K sh | |
| 6 | Federated Hme MDT SML Cor ETF | $7.5M | 202.0K | 5.9% | ▲+0.5% Added · +1K sh | |
| 7 | Ishares Core S&P 500 ETF ETF | $6.6M | 8.8K | 5.2% | ▲+5.6% Added · +469 sh | |
| 8 | SPDR S&P 600 SM Cap GR ETF | $5.9M | 49.8K | 4.7% | ▲+0.6% Added · +293 sh | |
| 9 | Federated Hermes ETF TR ETF | $5.3M | 202.8K | 4.1% | ▲+0.7% Added · +1K sh | |
| 10 | SPDR S&P 400 Mid Cap GR ETF | $5.2M | 46.6K | 4.1% | ▲+2.0% Added · +915 sh | |
| 11 | Fed Herms U S STRG Div ETF ETF | $3.8M | 122.2K | 3.0% | ▲+1.1% Added · +1K sh | |
| 12 | Ishares TR Core Div GR ETF | $3.4M | 44.8K | 2.7% | ▲+0.9% Added · +387 sh | |
| 13 | Ishares S&P 100 ETF ETF | $2.3M | 6.2K | 1.8% | ▲+0.2% Added · +12 sh | |
| 14 | Federated Hermes SHT Dur ETF | $2.0M | 82.0K | 1.6% | ▲+17% Added · +12K sh | |
| 15 | Apple Inc COM | $1.9M | 6.6K | 1.5% | ▼−16% Reduced · −1K sh | |
| 16 | Vanguard BD Indc FDS ST BD ETF | $1.8M | 22.6K | 1.4% | ▲+22% Added · +4K sh | |
| 17 | Amazon.com Inc COM | $778K | 3.3K | 0.6% | ▼−15% Reduced · −568 sh | |
| 18 | Tesla Inc COM | $765K | 1.8K | 0.6% | ▼−40% Reduced · −1K sh | |
| 19 | Vanguard S&P 500 ETF ETF | $747K | 1.1K | 0.6% | ▲+1.7% Added · +18 sh | |
| 20 | Ishares Nasdaq Biotec ETF | $661K | 3.5K | 0.5% | ▲+1.3% Added · +45 sh | |
| 21 | Charles SCH US MC ETF ETF | $627K | 17.0K | 0.5% | ▲+0.3% Added · +56 sh | |
| 22 | Schwab US Small Cap ETF ETF | $533K | 14.7K | 0.4% | ▲+0.3% Added · +46 sh | |
| 23 | J P Morgan Chase & Co COM | $507K | 1.5K | 0.4% | ▼−6.6% Reduced · −109 sh | |
| 24 | Lilly Eli & Co COM | $487K | 406 | 0.4% | ▲+1.5% Added · +6 sh | |
| 25 | Fidelity 500 Index FD ETF | $410K | 1.6K | 0.3% | ▲+0.3% Added · +4 sh | |
| 26 | Vanguard Val Indx SH ETF | $382K | 4.5K | 0.3% | —Held | |
| 27 | Schwab Intl Equity ETF ETF | $376K | 13.6K | 0.3% | ▲+0.6% Added · +87 sh | |
| 28 | Home Depot Inc COM | $374K | 1.1K | 0.3% | —Held | |
| 29 | Walmart Inc COM | $366K | 3.2K | 0.3% | ▲+0.2% Added · +6 sh | |
| 30 | Microsoft Corp COM | $351K | 941 | 0.3% | ▼−12% Reduced · −126 sh | |
| 31 | Marriott Intl Inc Class A COM | $311K | 840 | 0.2% | —Held | |
| 32 | Alphabet Inc. Class A COM | $297K | 832 | 0.2% | ▲+9.3% Added · +71 sh | |
| 33 | SPDR Gold Shares ETF ETF | $288K | 781 | 0.2% | —Held | |
| 34 | Schwab Intl SM Cap Eqy ETF | $276K | 5.7K | 0.2% | ▲+0.3% Added · +16 sh | |
| 35 | Vanguard Spec F Div App ETF | $276K | 1.2K | 0.2% | ▲+7.8% Added · +84 sh | |
| 36 | Invesco Aero & Def ETF ETF | $261K | 1.5K | 0.2% | —Held | |
| 37 | Fidelity High Divd ETF ETF | $261K | 4.3K | 0.2% | ▲+8.7% Added · +347 sh | |
| 38 | Exxon Mobil Corp COM | $260K | 1.9K | 0.2% | ▼−7.0% Reduced · −142 sh | |
| 39 | Meta Platforms, Inc. COM | $257K | 456 | 0.2% | ▲+2.7% Added · +12 sh | |
| 40 | SPDR Ser TR S&P Divid ETF ETF | $235K | 1.5K | 0.2% | ▲+9.3% Added · +132 sh | |
| 41 | Demensional US TG Val ETF | $224K | 3.2K | 0.2% | —Held | |
| 42 | Cisco Systems Inc COM | $220K | 1.9K | 0.2% | ▲New New position | |
| 43 | Schwab US LG Cap ETF ETF | $209K | 7.1K | 0.2% | ▲New New position | |
| 44 | Alphabet Inc. Class C COM | $201K | 568 | 0.2% | ▲New New position |
The public view is the crawlable proof. The same sourced dataset is available through REST and MCP for agents, research scripts, and back-office tools.
This fund page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/2112099/holdings"
Use Arkolith to show Financial Concepts Unlimited, Inc.'s latest holdings, largest changes, and filing provenance.
As-of date vs the date the SEC received each filing
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.