Arkolith/Funds/Financial Consulate, Inc

Financial Consulate, Inc

CIK 1624510
Holdings as of Jun 30, 2026·disclosed Jul 23, 2026·~23-day 13F lag·13F-HR
Active Filer

Financial Consulate, Inc holds a focused book of 1448 stocks worth $898.5M as of Q2 2026 (disclosed Jul 23, 2026, a ~45-day 13F lag). This quarter they opened Vanguard Tot World STK ETF and trimmed Apple Inc. Their largest long position is Schwab US Large-Cap ETF at 17% of the equity book. Cloning the disclosed picks since 2024 would be +29% (+15.6%/yr). That is a simulation of the disclosed long book, not audited returns.

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Use Arkolith to show FINANCIAL CONSULATE, INC's latest
holdings, largest changes, and filing provenance.
Opened
322
new positions
Added to
455
existing
Trimmed
262
reduced
Sold out
88
exited

Growth of $10,000: cloning the disclosed book

If you'd copied them
+29.1%
+15.6%/yr · since Oct '24
Their reported book
+21.6%
held from quarter-end
S&P 500
+28.9%
same window
$9K$10K$11K$12K$13KOct '24Feb '25Jul '25Nov '25Mar '26Jul '26
Financial Consulate, Inc (copied at disclosure) S&P 500

Following at the filing date actually beat the quarter-end book by 7.4 points over this window.

Growth of $10,000 cloning Financial Consulate, Inc's disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

Concentration

Top-heavy: focused book

Top 5 holdings
46%
Top 10 holdings
65%
Top 20 holdings
83%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

15% mapped to company sectors

ETF / fund or unclassified
85%
Information Technology
6%
Financials
2%
Consumer Discretionary
2%
Industrials
2%
Health Care
1%
Consumer Staples
1%
Materials
1%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Financial Consulate, Inc

Manager / fundShared namesTheir $ in those
MORGAN STANLEY79 / 80$538.1B
JPMORGAN CHASE & CO79 / 80$519.9B
WELLS FARGO & COMPANY/MN79 / 80$151.7B
UBS Group AG78 / 80$135.2B
RAYMOND JAMES FINANCIAL INC78 / 80$91.5B
FMR LLC77 / 80$790.6B
OSAIC HOLDINGS, INC.77 / 80$16.2B
ROYAL BANK OF CANADA76 / 80$159.1B

Ranked by how many of Financial Consulate, Inc's top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

1,448 positions
#SecurityValueShares% PortLast moveHistory
1Schwab Strategic TR
US LRG CAP ETF
$155.0M5.27M
17.3%
+1.4%
Added · +75K sh
2Dimensional ETF Trust
US HIGH PROF ETF
$88.0M2.11M
9.8%
+3.5%
Added · +71K sh
3Pimco Equity Ser
RAFI DYN MULTI
$71.0M1.70M
7.9%
+1.1%
Added · +19K sh
4Schwab Strategic TR
INTL EQTY ETF
$53.3M1.92M
5.9%
+3.7%
Added · +69K sh
5Dimensional ETF Trust
INTL HIGH PROFIT
$44.4M1.30M
4.9%
+5.3%
Added · +65K sh
6Ishares TR
TRUST ISHARE 0-1
$38.4M347.8K
4.3%
+5.8%
Added · +19K sh
7Vanguard Malvern FDS
STRM INFPROIDX
$37.1M738.7K
4.1%
+4.6%
Added · +33K sh
8Dimensional ETF Trust
US SMALL CAP ETF
$35.7M433.1K
4.0%
+2.5%
Added · +11K sh
9Schwab Strategic TR
FUNDAMENTAL US B
$32.8M1.08M
3.7%
+3.7%
Added · +39K sh
10Ishares TR
1 3 YR TREAS BD
$27.0M328.6K
3.0%
+1.6%
Added · +5K sh
11Apple Inc
COM
$22.0M76.0K
2.4%
−1.6%
Reduced · −1K sh
12Franklin Templeton ETF TR
US MID CP MLTFCT
$22.0M379.3K
2.4%
+0.9%
Added · +3K sh
13Pgim ETF TR
PGIM ULTRA SH BD
$21.2M427.2K
2.4%
+7.9%
Added · +31K sh
14Schwab Strategic TR
FUND EM EQUI ETF
$18.8M473.8K
2.1%
+4.4%
Added · +20K sh
15T Rowe Price Exchange-Traded
CAP APPRECIATION
$18.8M456.2K
2.1%
+2.8%
Added · +12K sh
16Pimco Equity Ser
RAFI DYN ML US
$18.5M276.0K
2.1%
+4.8%
Added · +13K sh
17Schwab Strategic TR
US DIVIDEND EQ
$13.5M426.8K
1.5%
+3.2%
Added · +13K sh
18Schwab Strategic TR
FUNDAMENTAL INTL
$13.1M247.9K
1.5%
+2.7%
Added · +7K sh
19SPDR Index SHS FDS
ST STR ASIA ETF
$10.5M67.2K
1.2%
−0.3%
Reduced · −201 sh
20McCormick & Co Inc
COM NON VTG
$9.1M180.0K
1.0%
−1.9%
Reduced · −3K sh
21Nvidia Corporation
COM
$5.8M28.9K
0.6%
+5.5%
Added · +2K sh
2210X Genomics Inc
CL A COM
$4.8M126.4K
0.5%
−19%
Reduced · −30K sh
23Patrick Inds Inc
COM
$4.7M52.6K
0.5%
Held
24Vanguard Index FDS
S&P 500 ETF SHS
$4.4M6.4K
0.5%
−0.4%
Reduced · −24 sh
25Schwab Strategic TR
US BRD MKT ETF
$3.3M114.4K
0.4%
+7.0%
Added · +7K sh
26Dimensional ETF Trust
US TARGETED VLU
$3.1M44.1K
0.3%
+6.5%
Added · +3K sh
27PNC Finl Svcs Group Inc
COM
$3.0M12.4K
0.3%
−0.5%
Reduced · −58 sh
28Microsoft Corp
COM
$3.0M8.0K
0.3%
−0.7%
Reduced · −60 sh
29Ishares TR
CORE S&P500 ETF
$2.9M3.9K
0.3%
−0.5%
Reduced · −18 sh
30Alphabet Inc
CAP STK CL C
$2.7M7.8K
0.3%
−0.3%
Reduced · −22 sh
31Amazon Com Inc
COM
$2.7M11.4K
0.3%
+0.6%
Added · +73 sh
32Alphabet Inc
CAP STK CL A
$2.6M7.3K
0.3%
+18%
Added · +1K sh
33Caterpillar Inc
COM
$2.5M2.3K
0.3%
+3.5%
Added · +78 sh
34SPDR Index SHS FDS
ST STR MSCI GLB
$2.2M26.0K
0.2%
−61%
Reduced · −41K sh
35Vanguard World FD
INF TECH ETF
$2.0M16.5K
0.2%
+725%
Added · +14K sh
36Schwab Strategic TR
US LCAP GR ETF
$1.8M53.1K
0.2%
+0.1%
Added · +35 sh
37Lockheed Martin Corp
COM
$1.7M3.4K
0.2%
Held
38Eli Lilly & Co
COM
$1.5M1.2K
0.2%
−1.0%
Reduced · −13 sh
39RTX Corporation
COM
$1.4M7.3K
0.2%
+1.1%
Added · +82 sh
40JPMorgan Chase & Co
COM
$1.3M4.1K
0.1%
−0.8%
Reduced · −32 sh
41Tesla Inc
COM
$1.3M3.1K
0.1%
+11%
Added · +298 sh
42Micron Technology Inc
COM
$1.2M1.0K
0.1%
+3.4%
Added · +34 sh
43SPDR Index SHS FDS
ST STR ACWI ETF
$1.2M29.7K
0.1%
+0.1%
Added · +44 sh
44Ishares TR
CORE S&P TTL STK
$1.2M7.3K
0.1%
~0%
Reduced · −3 sh
45Hewlett Packard Enterprise C
COM
$1.2M26.3K
0.1%
+0.1%
Added · +23 sh
46Costco Wholesale Corporation
COM
$1.2M1.2K
0.1%
−1.0%
Reduced · −12 sh
47Mastercard Incorporated
CL A
$1.2M2.2K
0.1%
−2.0%
Reduced · −45 sh
48Berkshire Hathaway Inc Del
CL B NEW
$1.1M2.2K
0.1%
+2.3%
Added · +50 sh
49Procter & Gamble Co
COM
$1.1M7.4K
0.1%
−0.9%
Reduced · −65 sh
50United Parcel Svcs Inc
CL B
$1.1M9.9K
0.1%
+0.1%
Added · +11 sh
Showing 50 of 1,448 positions

Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Jul 23, 20261,449$898.5M13F-HR
Q1 2026Mar 31, 2026Apr 21, 20261,402$802.6M13F-HR
Q4 2025Dec 31, 2025Jan 22, 20261,339$731.4M13F-HR
Q3 2025Sep 30, 2025Oct 21, 20251,153$708.2M13F-HR
Q2 2025Jun 30, 2025Jul 18, 202537$506.5M13F-HR
Q1 2025Mar 31, 2025Apr 25, 202526$396.2M13F-HR
Q4 2024Dec 31, 2024Feb 3, 202531$377.1M13F-HR
Q3 2024Sep 30, 2024Oct 21, 202434$376.5M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.