NBT Bank, N.A. holds a diversified book of 1069 reported positions worth $1.5B as of Q2 2026 (disclosed Jul 29, 2026, a ~29-day 13F lag). This quarter Space Exploration Techn-CL A first appears in 13F filings (one of 3 new listings in the book), a listing rather than a purchase; they opened Amer FND GRW FD Of Am-F2 and trimmed Microsoft Corp. Their largest long position is Microsoft Corp at 5% of the reported non-option book. Cloning the disclosed picks since 2025 would be +13% (+14.7%/yr). That is a simulation of the disclosed long book, not audited returns.
NBT Bank, N.A. files as a bank or broker: much of this book is custody and client positions, not a proprietary portfolio.
Growth of $10,000 cloning NBT Bank, N.A.'s disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~29 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: diversified book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
71% mapped to company sectors
+5 sectors below the cut, 5% together
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis
Other tracked managers holding the same core names as NBT Bank, N.A.
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| Innovator Capital Management, LLC | 8 / 80 | $2.9B |
| Donor Advised Charitable Giving, Inc. | 9 / 80 | $4.5B |
| Swiss Re Ltd | 49 / 80 | $1.0B |
| Hoffman, Alan N Investment Management | 9 / 80 | $161.3M |
| Greenbrier Partners Capital Management, LLC | 8 / 80 | $1.2B |
| New World Advisors LLC | 48 / 80 | $534.4M |
| Ardent Capital Management, Inc. | 23 / 80 | $209.4M |
| Independent Investors Inc | 36 / 80 | $447.2M |
Ranked by the share of each fund's own book sitting in the names it shares with NBT Bank, N.A.: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.
Bars show each position's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Microsoft Corp Com | $75.2M | 201.6K | 5.0% | ▼−0.5% Reduced · −1K sh | |
| 2 | Apple Inc Com | $74.2M | 256.5K | 4.9% | ▼−5.3% Reduced · −14K sh | |
| 3 | Alphabet Inc Cl A Com | $50.6M | 141.7K | 3.4% | ▼−3.2% Reduced · −5K sh | |
| 4 | Alphabet Inc Cl C Com | $48.9M | 138.5K | 3.2% | ▼−4.3% Reduced · −6K sh | |
| 5 | FlexShares Mstar Glbl Upstrm N Com | $46.4M | 941.0K | 3.1% | ▲+1.5% Added · +14K sh | |
| 6 | Caterpillar Inc Com | $40.9M | 38.4K | 2.7% | ▼−4.1% Reduced · −2K sh | |
| 7 | JP Morgan Chase & CO Com | $40.2M | 122.8K | 2.7% | ▼−1.8% Reduced · −2K sh | |
| 8 | Ishares MSCI EAFE Growth ETF Com | $36.3M | 291.9K | 2.4% | ▲+0.2% Added · +550 sh | |
| 9 | Trane Technologies Plc ADR Com | $27.5M | 56.0K | 1.8% | ▼−1.0% Reduced · −561 sh | |
| 10 | Johnson & Johnson Com | $26.5M | 104.2K | 1.8% | ▼−3.5% Reduced · −4K sh | |
| 11 | Amazon.Com Inc Com | $22.9M | 96.2K | 1.5% | ▼−2.3% Reduced · −2K sh | |
| 12 | Exxonmobil Corp Com | $21.5M | 157.0K | 1.4% | ▼−6.5% Reduced · −11K sh | |
| 13 | Lowes Cos Inc Com | $19.9M | 90.2K | 1.3% | ▼−0.9% Reduced · −812 sh | |
| 14 | Deere & CO Com | $19.1M | 30.2K | 1.3% | ▼−0.4% Reduced · −118 sh | |
| 15 | Cisco Systems Inc Com | $17.9M | 152.1K | 1.2% | ▼−0.7% Reduced · −1K sh | |
| 16 | Vanguard S&P 500 ETF Com | $17.6M | 25.6K | 1.2% | ▲+66% Added · +10K sh | |
| 17 | Procter & Gamble CO Com | $17.0M | 115.8K | 1.1% | ▼−4.3% Reduced · −5K sh | |
| 18 | Berkshire Hathaway Inc-Cl B Com | $16.6M | 33.2K | 1.1% | ▼−10% Reduced · −4K sh | |
| 19 | McDonalds Corp Com | $16.5M | 61.0K | 1.1% | ▼−1.2% Reduced · −766 sh | |
| 20 | RTX Corporation Com | $15.5M | 81.9K | 1.0% | ▼−2.8% Reduced · −2K sh | |
| 21 | Intl. Business Machines Corp Com | $14.2M | 50.4K | 0.9% | ▼−6.9% Reduced · −4K sh | |
| 22 | Wal Mart Inc Com | $13.8M | 121.7K | 0.9% | ▼−4.5% Reduced · −6K sh | |
| 23 | Nvidia Corp Com | $13.7M | 68.6K | 0.9% | ▼−3.8% Reduced · −3K sh | |
| 24 | IShares 0-5 Yr TIPs ETF Com | $13.7M | 134.3K | 0.9% | ▲+2.9% Added · +4K sh | |
| 25 | Chevron Corporation Com | $13.2M | 79.9K | 0.9% | ▼−2.8% Reduced · −2K sh | |
| 26 | NBT Bancorp Inc Com | $12.9M | 261.4K | 0.9% | ▲+0.4% Added · +978 sh | |
| 27 | Costco Wholesale Corp Com | $12.9M | 13.8K | 0.9% | ▼−2.7% Reduced · −383 sh | |
| 28 | iShares TR 1-5 Yr Inv Gr Corp Com | $12.7M | 241.6K | 0.8% | ▼−1.3% Reduced · −3K sh | |
| 29 | Abbvie Inc Com | $12.6M | 50.0K | 0.8% | ▼−2.2% Reduced · −1K sh | |
| 30 | State Street SPDR S&P Dividend Com | $12.3M | 81.1K | 0.8% | ▼−1.0% Reduced · −830 sh | |
| 31 | Lilly Eli & CO Com | $12.1M | 10.1K | 0.8% | ▲+17% Added · +1K sh | |
| 32 | Palo Alto Networks Com | $12.0M | 35.2K | 0.8% | ▲+9.3% Added · +3K sh | |
| 33 | Merck & CO Inc Com | $11.3M | 87.6K | 0.7% | ▼−2.6% Reduced · −2K sh | |
| 34 | State Street SPDR S&P MIDCAP 4 Com | $10.4M | 14.8K | 0.7% | ▼−2.6% Reduced · −400 sh | |
| 35 | TJX Cos Inc Com | $10.2M | 67.4K | 0.7% | ▲+0.5% Added · +330 sh | |
| 36 | Goldman Sachs Group Inc Com | $9.9M | 9.8K | 0.7% | ▼−0.6% Reduced · −59 sh | |
| 37 | Union Pac Corp Com | $9.8M | 36.1K | 0.7% | ▼−0.4% Reduced · −133 sh | |
| 38 | State Street SPDR S&P 500 ETF Com | $9.8M | 13.1K | 0.7% | ▼−1.8% Reduced · −245 sh | |
| 39 | Ishares Russell 2000 ETF Com | $9.8M | 32.7K | 0.7% | ▼−4.4% Reduced · −2K sh | |
| 40 | Grainger W W Inc Com | $9.7M | 7.1K | 0.6% | ▼−2.5% Reduced · −183 sh | |
| 41 | Pepsico Inc Com | $9.3M | 68.8K | 0.6% | ▼−3.0% Reduced · −2K sh | |
| 42 | Ishares Core Msci Eafe ETF Com | $8.9M | 92.5K | 0.6% | ▼−1.7% Reduced · −2K sh | |
| 43 | Abbott Labs Com | $8.7M | 96.0K | 0.6% | ▼−2.4% Reduced · −2K sh | |
| 44 | Schwab US Dividend Equity ETF Com | $8.6M | 272.6K | 0.6% | ▼−0.5% Reduced · −1K sh | |
| 45 | Vanguard Extended Duration Tre Com | $8.2M | 126.7K | 0.5% | ▼−34% Reduced · −65K sh | |
| 46 | Bank Montreal Quebec COM | $8.1M | 46.1K | 0.5% | ▲~0% Added · +14 sh | |
| 47 | Ishares Msci Eafe ETF Com | $8.1M | 77.8K | 0.5% | ▲+0.3% Added · +260 sh | |
| 48 | Danaher Corp Com | $7.7M | 40.3K | 0.5% | ▲+0.7% Added · +295 sh | |
| 49 | Automatic Data Processing Inc Com | $7.7M | 34.2K | 0.5% | ▼−8.0% Reduced · −3K sh | |
| 50 | S&P Global Inc Com | $7.2M | 17.8K | 0.5% | ▼−2.0% Reduced · −357 sh |
This bank page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/898413/holdings"
Use Arkolith to show NBT BANK, N.A.'s latest holdings, largest changes, and filing provenance.
As-of date vs the date the SEC received each filing
Reported 13F total per quarter. Raw filing totals can include option notional.
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.