NBT Bank, N.A. holds a diversified book of 1069 stocks worth $1.5B as of Q2 2026 (disclosed Jul 29, 2026, a ~45-day 13F lag). This quarter they opened American Funds Growth Fund Of Amer F2 and trimmed Microsoft Corp. Their largest long position is Microsoft Corp at 5% of the equity book. Cloning the disclosed picks since 2025 would be +10% (+12.9%/yr). That is a simulation of the disclosed long book, not audited returns.
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curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/898413/holdings"
Use Arkolith to show NBT BANK, N.A.'s latest holdings, largest changes, and filing provenance.
Growth of $10,000 cloning NBT Bank, N.A.'s disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: diversified book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
71% mapped to company sectors
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices, no cost basis
Other tracked managers holding the same core names as NBT Bank, N.A.
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| FMR LLC | 80 / 80 | $846.8B |
| MORGAN STANLEY | 80 / 80 | $663.8B |
| JPMORGAN CHASE & CO | 80 / 80 | $641.1B |
| BANK OF AMERICA CORP /DE/ | 80 / 80 | $463.8B |
| WELLS FARGO & COMPANY/MN | 80 / 80 | $202.9B |
| ROYAL BANK OF CANADA | 80 / 80 | $197.9B |
| UBS Group AG | 80 / 80 | $178.6B |
| RAYMOND JAMES FINANCIAL INC | 80 / 80 | $127.8B |
Ranked by how many of NBT Bank, N.A.'s top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.
Bars show each stock's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Microsoft Corp Com | $75.2M | 201.6K | 5.0% | ▼−0.5% Reduced · −1K sh | |
| 2 | Apple Inc Com | $74.2M | 256.5K | 4.9% | ▼−5.3% Reduced · −14K sh | |
| 3 | Alphabet Inc Cl A Com | $50.6M | 141.7K | 3.4% | ▼−3.2% Reduced · −5K sh | |
| 4 | Alphabet Inc Cl C Com | $48.9M | 138.5K | 3.2% | ▼−4.3% Reduced · −6K sh | |
| 5 | FlexShares Mstar Glbl Upstrm N Com | $46.4M | 941.0K | 3.1% | ▲+1.5% Added · +14K sh | |
| 6 | Caterpillar Inc Com | $40.9M | 38.4K | 2.7% | ▼−4.1% Reduced · −2K sh | |
| 7 | JP Morgan Chase & CO Com | $40.2M | 122.8K | 2.7% | ▼−1.8% Reduced · −2K sh | |
| 8 | Ishares MSCI EAFE Growth ETF Com | $36.3M | 291.9K | 2.4% | ▲+0.2% Added · +550 sh | |
| 9 | Trane Technologies Plc ADR Com | $27.5M | 56.0K | 1.8% | ▼−1.0% Reduced · −561 sh | |
| 10 | Johnson & Johnson Com | $26.5M | 104.2K | 1.8% | ▼−3.5% Reduced · −4K sh | |
| 11 | Amazon.Com Inc Com | $22.9M | 96.2K | 1.5% | ▼−2.3% Reduced · −2K sh | |
| 12 | Exxonmobil Corp Com | $21.5M | 157.0K | 1.4% | ▼−6.5% Reduced · −11K sh | |
| 13 | Lowes Cos Inc Com | $19.9M | 90.2K | 1.3% | ▼−0.9% Reduced · −812 sh | |
| 14 | Deere & CO Com | $19.1M | 30.2K | 1.3% | ▼−0.4% Reduced · −118 sh | |
| 15 | Cisco Systems Inc Com | $17.9M | 152.1K | 1.2% | ▼−0.7% Reduced · −1K sh | |
| 16 | Vanguard S&P 500 ETF Com | $17.6M | 25.6K | 1.2% | ▲+66% Added · +10K sh | |
| 17 | Procter & Gamble CO Com | $17.0M | 115.8K | 1.1% | ▼−4.3% Reduced · −5K sh | |
| 18 | Berkshire Hathaway Inc-Cl B Com | $16.6M | 33.2K | 1.1% | ▼−10% Reduced · −4K sh | |
| 19 | McDonalds Corp Com | $16.5M | 61.0K | 1.1% | ▼−1.2% Reduced · −766 sh | |
| 20 | RTX Corporation Com | $15.5M | 81.9K | 1.0% | ▼−2.8% Reduced · −2K sh | |
| 21 | Intl. Business Machines Corp Com | $14.2M | 50.4K | 0.9% | ▼−6.9% Reduced · −4K sh | |
| 22 | Wal Mart Inc Com | $13.8M | 121.7K | 0.9% | ▼−4.5% Reduced · −6K sh | |
| 23 | Nvidia Corp Com | $13.7M | 68.6K | 0.9% | ▼−3.8% Reduced · −3K sh | |
| 24 | IShares 0-5 Yr TIPs ETF Com | $13.7M | 134.3K | 0.9% | ▲+2.9% Added · +4K sh | |
| 25 | Chevron Corporation Com | $13.2M | 79.9K | 0.9% | ▼−2.8% Reduced · −2K sh | |
| 26 | NBT Bancorp Inc Com | $12.9M | 261.4K | 0.9% | ▲+0.4% Added · +978 sh | |
| 27 | Costco Wholesale Corp Com | $12.9M | 13.8K | 0.9% | ▼−2.7% Reduced · −383 sh | |
| 28 | iShares TR 1-5 Yr Inv Gr Corp Com | $12.7M | 241.6K | 0.8% | ▼−1.3% Reduced · −3K sh | |
| 29 | Abbvie Inc Com | $12.6M | 50.0K | 0.8% | ▼−2.2% Reduced · −1K sh | |
| 30 | State Street SPDR S&P Dividend Com | $12.3M | 81.1K | 0.8% | ▼−1.0% Reduced · −830 sh | |
| 31 | Lilly Eli & CO Com | $12.1M | 10.1K | 0.8% | ▲+17% Added · +1K sh | |
| 32 | Palo Alto Networks Com | $12.0M | 35.2K | 0.8% | ▲+9.3% Added · +3K sh | |
| 33 | Merck & CO Inc Com | $11.3M | 87.6K | 0.7% | ▼−2.6% Reduced · −2K sh | |
| 34 | State Street SPDR S&P MIDCAP 4 Com | $10.4M | 14.8K | 0.7% | ▼−2.6% Reduced · −400 sh | |
| 35 | TJX Cos Inc Com | $10.2M | 67.4K | 0.7% | ▲+0.5% Added · +330 sh | |
| 36 | Goldman Sachs Group Inc Com | $9.9M | 9.8K | 0.7% | ▼−0.6% Reduced · −59 sh | |
| 37 | Union Pac Corp Com | $9.8M | 36.1K | 0.7% | ▼−0.4% Reduced · −133 sh | |
| 38 | State Street SPDR S&P 500 ETF Com | $9.8M | 13.1K | 0.7% | ▼−1.8% Reduced · −245 sh | |
| 39 | Ishares Russell 2000 ETF Com | $9.8M | 32.7K | 0.7% | ▼−4.4% Reduced · −2K sh | |
| 40 | Grainger W W Inc Com | $9.7M | 7.1K | 0.6% | ▼−2.5% Reduced · −183 sh | |
| 41 | Pepsico Inc Com | $9.3M | 68.8K | 0.6% | ▼−3.0% Reduced · −2K sh | |
| 42 | Ishares Core Msci Eafe ETF Com | $8.9M | 92.5K | 0.6% | ▼−1.7% Reduced · −2K sh | |
| 43 | Abbott Labs Com | $8.7M | 96.0K | 0.6% | ▼−2.4% Reduced · −2K sh | |
| 44 | Schwab US Dividend Equity ETF Com | $8.6M | 272.6K | 0.6% | ▼−0.5% Reduced · −1K sh | |
| 45 | Vanguard Extended Duration Tre Com | $8.2M | 126.7K | 0.5% | ▼−34% Reduced · −65K sh | |
| 46 | Bank Montreal Quebec COM | $8.1M | 46.1K | 0.5% | ▲~0% Added · +14 sh | |
| 47 | Ishares Msci Eafe ETF Com | $8.1M | 77.8K | 0.5% | ▲+0.3% Added · +260 sh | |
| 48 | Danaher Corp Com | $7.7M | 40.3K | 0.5% | ▲+0.7% Added · +295 sh | |
| 49 | Automatic Data Processing Inc Com | $7.7M | 34.2K | 0.5% | ▼−8.0% Reduced · −3K sh | |
| 50 | S&P Global Inc Com | $7.2M | 17.8K | 0.5% | ▼−2.0% Reduced · −357 sh |
As-of date vs the date the SEC received each filing
Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.