Arkolith/Funds/RCS Financial Planning, LLC

RCS Financial Planning, LLC

CIK 1963347Wealth platform
Holdings as of Jun 30, 2026·disclosed Jul 22, 2026·~22-day 13F lag·13F-HR
Active Filer

RCS Financial Planning, LLC holds a focused book of 102 reported positions worth $211.2M as of Q2 2026 (disclosed Jul 22, 2026, a ~22-day 13F lag). This quarter they opened Ishares Top 20 US Stocks ETF and trimmed Dimensional Short Duration. Their largest long position is Dimensional US Core Equity 2 at 15% of the reported non-option book. Cloning the disclosed picks since 2024 would be +23% (+11.4%/yr). That is a simulation of the disclosed long book, not audited returns.

RCS Financial Planning, LLC is a wealth platform: this book aggregates client accounts across many advisers.

Growth of $10,000: cloning the disclosed book

If you'd copied them
+22.7%
+11.4%/yr · since Oct '24
Their reported book
+18.9%
held from quarter-end
S&P 500
+33.4%
same window
$9K$10K$11K$12K$14KOct '24Mar '25Jul '25Dec '25Apr '26Sep '26
RCS Financial Planning, LLC (copied at disclosure) S&P 500

Following at the filing date actually beat the quarter-end book by 3.9 points over this window.

Growth of $10,000 cloning RCS Financial Planning, LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~22 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

How much sits in the biggest positions

Top-heavy: focused book

Top 5 holdings
42%
Top 10 holdings
59%
Top 20 holdings
74%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Where the money is, by sector

5% mapped to company sectors

ETFs / funds
89%
No sector on file yet
6%
Information Technology
4%

+3 sectors below the cut, under 0.5% together

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as RCS Financial Planning, LLC

Manager / fundShared namesTheir $ in those
Capstone Capital LLC9 / 80$156.5M
Parker Financial LLC14 / 80$238.8M
Prosperity Advisers, LLC14 / 80$112.9M
CSP Financial Group, LLC15 / 80$95.8M
Rachor Investment Advisory Services, LLC15 / 80$165.6M
Johnson Financial Group, LLC24 / 80$1.5B
Heffernan Advisory, Inc10 / 80$93.7M
Kooman & Associates13 / 80$291.7M

Ranked by the share of each fund's own book sitting in the names it shares with RCS Financial Planning, LLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.

Holdings: largest first

Bars show each position's share of the portfolio. Click a row for its position history.

102 positions
#SecurityValueShares% PortLast moveHistory
1Dimensional ETF Trust
US COR EQU 2 ETF
$31.0M698.6K
14.7%
+2.3%
Added · +16K sh
2Dimensional ETF Trust
CORE FIXE IN ETF
$17.5M414.0K
8.3%
+0.4%
Added · +2K sh
3Fidelity Merrimack STR TR
TOTAL BD ETF
$17.0M371.5K
8.0%
+0.9%
Added · +3K sh
4Dimensional ETF Trust
US SMALL CAP ETF
$11.7M301.7K
5.5%
+1.9%
Added · +6K sh
5Dimensional ETF Trust
INTL CORE EQUITY
$11.4M307.0K
5.4%
+1.0%
Added · +3K sh
6Dimensional ETF Trust
US HIGH PROF ETF
$11.1M266.1K
5.3%
+2.9%
Added · +7K sh
7Dimensional ETF Trust
SHOR DUR FIX ETF
$7.7M160.5K
3.6%
−1.2%
Reduced · −2K sh
8Dimensional ETF Trust
EMERGING MKTS CO
$6.3M155.5K
3.0%
−4.0%
Reduced · −6K sh
9Fidelity Merrimack STR TR
LOW DURTIN ETF
$6.3M125.1K
3.0%
+1.8%
Added · +2K sh
10Crowdstrike Hldgs Inc
CL A
$5.0M6.6K
2.4%
−16%
Reduced · −1K sh
11Vanguard Mun BD FDS
TAX EXEMPT BD
$4.8M95.0K
2.3%
+1.0%
Added · +939 sh
12Vanguard Index FDS
GROWTH ETF
$4.0M46.8K
1.9%
+495%
Added · +39K sh
13Ishares TR
CORE S&P500 ETF
$4.0M5.3K
1.9%
+19%
Added · +862 sh
14Apple Inc
COM
$3.9M13.4K
1.8%
+1.9%
Added · +245 sh
15American Centy ETF TR
INTL SMCP VLU
$3.1M29.9K
1.5%
−0.3%
Reduced · −83 sh
16Vanguard Index FDS
VALUE ETF
$2.8M12.7K
1.3%
+0.1%
Added · +8 sh
17Dimensional ETF Trust
US CORE EQT MKT
$2.6M50.5K
1.2%
−0.3%
Reduced · −182 sh
18Ishares TR
NATIONAL MUN ETF
$2.5M23.0K
1.2%
−1.2%
Reduced · −290 sh
19Vanguard Tax-Managed FDS
VAN FTSE DEV MKT
$2.2M30.9K
1.0%
−5.7%
Reduced · −2K sh
20Dimensional ETF Trust
US REAL ESTA ETF
$1.8M69.8K
0.9%
+2.0%
Added · +1K sh
21Ishares TR
ESG AWR MSCI USA
$1.7M10.3K
0.8%
−3.6%
Reduced · −381 sh
22Ishares TR
CORE UNIVRSL USD
$1.5M33.3K
0.7%
+19%
Added · +5K sh
23Ishares TR
SHRT NAT MUN ETF
$1.4M13.5K
0.7%
+1.9%
Added · +255 sh
24Vanguard BD Index FDS
SHORT TRM BOND
$1.4M18.5K
0.7%
+12%
Added · +2K sh
25Ishares TR
ESG AWRE USD ETF
$1.3M58.3K
0.6%
+7.8%
Added · +4K sh
26Ishares TR
MSCI USA QLT FCT
$1.3M6.1K
0.6%
−19%
Reduced · −1K sh
27BlackRock ETF Trust
ISHA US AWAR ETF
$1.3M15.8K
0.6%
−3.2%
Reduced · −527 sh
28Ishares TR
S&P 500 GRWT ETF
$1.2M8.8K
0.6%
−2.9%
Reduced · −262 sh
29Fidelity Merrimack STR TR
INVESTMENT GR SE
$1.2M27.1K
0.6%
+0.1%
Added · +15 sh
30BlackRock ETF Trust
ISHARES US EQUIT
$1.2M17.4K
0.6%
−4.4%
Reduced · −795 sh
31Dimensional ETF Trust
EMGR CRE EQT MNG
$1.1M26.2K
0.5%
−5.1%
Reduced · −1K sh
32Ishares TR
ESG AWR US AGRGT
$1.0M22.0K
0.5%
+7.2%
Added · +1K sh
33Schwab Strategic TR
INTL EQTY ETF
$1.0M37.4K
0.5%
−1.6%
Reduced · −605 sh
34Schwab Strategic TR
US LCAP GR ETF
$1.0M30.0K
0.5%
~0%
Added · +10 sh
35Vanguard Index FDS
TOTAL STK MKT
$1.0M2.7K
0.5%
−8.1%
Reduced · −241 sh
36Fidelity Covington Trust
INT VL FCT ETF
$999K25.9K
0.5%
+26%
Added · +5K sh
37Vanguard Intl Equity Index F
FTSE EMR MKT ETF
$999K16.7K
0.5%
−1.6%
Reduced · −268 sh
38Ishares TR
S&P 500 VAL ETF
$986K4.3K
0.5%
−11%
Reduced · −510 sh
39Vanguard Index FDS
LARGE CAP ETF
$956K2.8K
0.5%
Held
40Dimensional ETF Trust
INTL SMALL CAP V
$943K23.5K
0.4%
−3.0%
Reduced · −727 sh
41Ishares TR
CORE MSCI EAFE
$920K9.5K
0.4%
−0.3%
Reduced · −32 sh
42American Centy ETF TR
US SML CP VALU
$906K7.3K
0.4%
−1.5%
Reduced · −114 sh
43Ishares Inc
CORE MSCI EMKT
$900K10.9K
0.4%
−14%
Reduced · −2K sh
44Ishares TR
EAFE VALUE ETF
$894K11.7K
0.4%
−26%
Reduced · −4K sh
45Fidelity Covington Trust
DIVID ETF RISI
$885K13.6K
0.4%
−1.1%
Reduced · −145 sh
46Ishares TR
EAFE GRWTH ETF
$874K7.0K
0.4%
+0.2%
Added · +13 sh
47Schwab Strategic TR
US AGGREGATE B
$814K35.2K
0.4%
+2.1%
Added · +713 sh
48Fidelity Covington Trust
MOMENTUM FACTR
$787K8.0K
0.4%
−10%
Reduced · −907 sh
49Dimensional ETF Trust
US COR EQU 1 ETF
$759K9.3K
0.4%
Held
50Ishares TR
ESG MSCI KLD ETF
$758K5.3K
0.4%
−4.9%
Reduced · −274 sh
Showing 50 of 102 positions
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Filing history

As-of date vs the date the SEC received each filing

$232.0M · Q4 2025Q3 2024 · $180.1MQ2 2026 · $211.2M

Reported 13F total per quarter. Raw filing totals can include option notional.

QuarterAs ofFiledLagPositionsValueForm
Q2 2026Jun 30, 2026Jul 22, 202622d102$211.2M13F-HR
Q1 2026Mar 31, 2026Apr 21, 202621d98$192.8M13F-HR
Q4 2025Dec 31, 2025Jan 15, 202615d90$232.0M13F-HR
Q3 2025Sep 30, 2025Nov 5, 202536d92$225.8M13F-HR
Q2 2025Jun 30, 2025Jul 28, 202528d83$201.1M13F-HR
Q1 2025Mar 31, 2025Apr 25, 202525d76$189.5M13F-HR
Q4 2024Dec 31, 2024Jan 23, 202523d77$187.9M13F-HR
Q3 2024Sep 30, 2024Oct 22, 202422d68$180.1M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.