Arkolith/Funds/Refined Wealth Management

Refined Wealth Management

CIK 1724729Wealth platform
Holdings as of Jun 30, 2026·disclosed Jul 21, 2026·~21-day 13F lag·13F-HR
Active Filer

Refined Wealth Management holds a focused book of 49 stocks worth $165.7M as of Q2 2026 (disclosed Jul 21, 2026, a ~45-day 13F lag). This quarter they opened Wisdmtree Emerg MKT Ex-ST Ow and trimmed Invesco QQQ Trust Series 1. Their largest long position is Vanguard Ftse Developed ETF at 12% of the equity book. Cloning the disclosed picks since 2024 would be +4% (+2.3%/yr). That is a simulation of the disclosed long book, not audited returns.

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holdings, largest changes, and filing provenance.
Opened
9
new positions
Added to
20
existing
Trimmed
17
reduced
Sold out
3
exited

Growth of $10,000: cloning the disclosed book

If you'd copied them
+4.2%
+2.3%/yr · since Oct '24
Their reported book
+6.1%
held from quarter-end
S&P 500
+29.0%
same window
$9K$10K$11K$12K$13KOct '24Mar '25Jul '25Nov '25Mar '26Jul '26
Refined Wealth Management (copied at disclosure) S&P 500

The reported book (valued from quarter-end) returned +6.1%, a 1.9-point gap that is the cost of the ~45-day 13F disclosure lag a real follower can't avoid.

Growth of $10,000 cloning Refined Wealth Management's disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

Concentration

Top-heavy: focused book

Top 5 holdings
41%
Top 10 holdings
65%
Top 20 holdings
92%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

31% mapped to company sectors

ETF / fund or unclassified
69%
Financials
15%
Energy
8%
Information Technology
5%
Consumer Discretionary
2%
Industrials
1%
Materials
0%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Refined Wealth Management

Manager / fundShared namesTheir $ in those
OSAIC HOLDINGS, INC.58 / 49$13.0B
CWM, LLC58 / 49$4.6B
Farther Finance Advisors, LLC58 / 49$2.2B
MORGAN STANLEY57 / 49$384.6B
BANK OF AMERICA CORP /DE/57 / 49$293.5B
WELLS FARGO & COMPANY/MN57 / 49$106.3B
ROYAL BANK OF CANADA57 / 49$101.8B
PNC FINANCIAL SERVICES GROUP, INC.57 / 49$24.8B

Ranked by how many of Refined Wealth Management's top 49 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

49 positions
#SecurityValueShares% PortLast moveHistory
1Vanguard Tax-Managed FDS
VAN FTSE DEV MKT
$20.0M280.2K
12.1%
+0.2%
Added · +581 sh
2Invesco QQQ TR
UNIT SER 1
$17.0M23.0K
10.2%
−0.8%
Reduced · −185 sh
3Invesco Exchange Traded FD T
S&P500 EQL WGT
$14.0M66.0K
8.5%
+0.7%
Added · +444 sh
4Coinbase Global Inc
COM CL A
$8.6M58.9K
5.2%
−0.4%
Reduced · −257 sh
5Pimco ETF TR
MULTISECTOR BD
$8.4M317.9K
5.1%
+2.4%
Added · +7K sh
6Bitwise Bitcoin ETF TR
SHS BEN INT
$8.0M251.3K
4.8%
+2.3%
Added · +6K sh
7Vanguard Index FDS
VALUE ETF
$8.0M36.6K
4.8%
+0.1%
Added · +38 sh
8Ishares Inc
MSCI EMRG CHN
$7.9M77.5K
4.8%
+0.1%
Added · +49 sh
9BlackRock ETF Trust II
ISHA FLEX IN ETF
$7.9M151.1K
4.8%
+2.0%
Added · +3K sh
10Chevron Corporation
COM
$7.5M45.0K
4.5%
+1.1%
Added · +515 sh
11SPDR Gold TR
GOLD SHS
$6.3M17.2K
3.8%
+0.6%
Added · +104 sh
12Marathon Pete Corp
COM
$6.2M24.2K
3.7%
−3.1%
Reduced · −767 sh
13J P Morgan Exchange Traded F
INTL BD OPP ETF
$5.8M119.4K
3.5%
+2.4%
Added · +3K sh
14Schwab Strategic TR
INT-TRM U.S TRES
$5.8M233.5K
3.5%
+2.2%
Added · +5K sh
15Enovix Corporation
COM
$5.1M844.9K
3.1%
−1.1%
Reduced · −10K sh
16Ishares Inc
MSCI GBL ETF NEW
$4.6M79.1K
2.8%
+1.9%
Added · +1K sh
17Vaneck ETF Trust
RARE EAR STR ETF
$3.4M38.4K
2.1%
+1.1%
Added · +407 sh
18Invesco Exchange Traded FD T
S&P MDCP MOMNTUM
$2.8M16.4K
1.7%
+0.2%
Added · +27 sh
19American Centy ETF TR
US SML CP VALU
$2.7M21.9K
1.7%
+0.8%
Added · +165 sh
20Bed Bath & Beyond Inc
COM
$2.4M421.1K
1.5%
−0.3%
Reduced · −1K sh
21Bitwise XRP ETF
BENEFICIAL INT
$1.8M153.7K
1.1%
+3.4%
Added · +5K sh
22Vanguard Index FDS
S&P 500 ETF SHS
$1.0M1.5K
0.6%
−1.0%
Reduced · −16 sh
23Nvidia Corporation
COM
$966K4.8K
0.6%
−0.4%
Reduced · −20 sh
24Nushares ETF TR
NUVEEN ESG LRGCP
$857K7.3K
0.5%
−5.3%
Reduced · −414 sh
25First TR Exchange-Traded FD
FIRST TR ENH NEW
$849K14.2K
0.5%
Held
26Apple Inc
COM
$841K2.9K
0.5%
−3.3%
Reduced · −100 sh
27Amazon Com Inc
COM
$695K2.9K
0.4%
−0.3%
Reduced · −10 sh
28Vanguard World FD
ESG INTL STK ETF
$693K8.4K
0.4%
Held
29Union Pac Corp
COM
$676K2.5K
0.4%
+0.5%
Added · +12 sh
30Vanguard Charlotte FDS
TOTAL INT BD ETF
$503K10.4K
0.3%
−0.8%
Reduced · −88 sh
31Ssga Active ETF TR
ST STR BL LN ETF
$460K11.4K
0.3%
+0.3%
Added · +40 sh
32Tidal Trust II
DEFIANCE LARGE
$376K14.4K
0.2%
Held
33Berkshire Hathaway Inc Del
CL B NEW
$349K698
0.2%
−19%
Reduced · −162 sh
34Vanguard Index FDS
MID CAP ETF
$340K4.2K
0.2%
+300%
Added · +3K sh
35Microsoft Corp
COM
$326K875
0.2%
Held
36Meta Platforms Inc
CL A
$323K574
0.2%
Held
37Vanguard Index FDS
SMALL CP ETF
$272K898
0.2%
+0.1%
Added · +1 sh
38Ishares TR
20 YR TR BD ETF
$257K3.0K
0.2%
−20%
Reduced · −736 sh
39Tesla Inc
COM
$255K606
0.2%
Held
40Vanguard Scottsdale FDS
LG-TERM COR BD
$254K3.4K
0.2%
−1.4%
Reduced · −49 sh
41Eaton Corp PLC
SHS
$245K574
0.1%
−2.7%
Reduced · −16 sh
42World Gold TR
SPDR GLD MINIS
$244K3.1K
0.1%
Held
43Wisdomtree TR
EM EX ST-OWNED
$225K4.6K
0.1%
New
New position
44Broadcom Inc
COM
$219K581
0.1%
New
New position
45Nexgen Energy Ltd
COM
$103K11.0K
0.1%
Held
46Volatility SHS TR
XRP ETF
$72K12.5K
0.0%
−2.9%
Reduced · −367 sh
47Denison Mines Corp
COM
$33K10.8K
0.0%
Held
48Bed Bath & Beyond Inc
*W EXP 10/07/202
$17K41.5K
0.0%
−0.2%
Reduced · −95 sh
49Ur-Energy Inc
COM
$15K10.8K
0.0%
Held
Showing all 49 positions

Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Jul 21, 202649$165.7M13F-HR
Q1 2026Mar 31, 2026Apr 21, 202650$158.4M13F-HR
Q4 2025Dec 31, 2025Jan 15, 202643$148.6M13F-HR
Q3 2025Sep 30, 2025Oct 21, 202536$155.6M13F-HR
Q2 2025Jun 30, 2025Jul 17, 202533$145.5M13F-HR
Q1 2025Mar 31, 2025Apr 22, 202527$122.2M13F-HR
Q4 2024Dec 31, 2024Jan 22, 202527$131.4M13F-HR
Q3 2024Sep 30, 2024Oct 18, 202427$129.7M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.