Retirement Management Systems Inc. holds a focused book of 55 reported positions worth $488.5M as of Q2 2026 (disclosed Jul 21, 2026, a ~21-day 13F lag). This quarter they opened Avantis Intl S/C Value ETF and trimmed SS SPDR P S&P 500 Growth ETF. Their largest long position is SS SPDR P S&P 500 Growth ETF at 8% of the reported non-option book. Cloning the disclosed picks since 2026 would be +7% (+11.9%/yr). That is a simulation of the disclosed long book, not audited returns.
The reported book (valued from quarter-end) returned +9.9%, a 3.1-point gap that is the cost of the ~21-day 13F disclosure lag a real follower can't avoid.
Growth of $10,000 cloning Retirement Management Systems Inc.'s disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~21 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: focused book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
3% mapped to company sectors
+2 sectors below the cut, 1% together
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis
Other tracked managers holding the same core names as Retirement Management Systems Inc.
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| Donor Advised Charitable Giving, Inc. | 5 / 55 | $4.4B |
| Swiss Re Ltd | 7 / 55 | $1.0B |
| 9823 Capital, L.P. | 5 / 55 | $108.1M |
| Fortune 45 LLC | 6 / 55 | $168.6M |
| Ciovacco Capital Management LLC | 12 / 55 | $161.2M |
| Potomac Fund Management Inc | 7 / 55 | $2.8B |
| Wallace Hart LLC | 8 / 55 | $113.3M |
| Banta Asset Management LP | 6 / 55 | $76.3M |
Ranked by the share of each fund's own book sitting in the names it shares with Retirement Management Systems Inc.: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.
Bars show each position's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | SPDR Series Trust ST STR P500GRW | $37.3M | 313.2K | 7.6% | ▼−1.2% Reduced · −4K sh | |
| 2 | Hartford FDS Exchange Traded STRAT INCOM ETF | $29.3M | 832.8K | 6.0% | ▲+15% Added · +110K sh | |
| 3 | Morgan Stanley ETF Trust EATO VANC BD ETF | $27.1M | 534.9K | 5.6% | ▲+14% Added · +65K sh | |
| 4 | Vanguard BD Index FDS INTERMED TERM | $26.6M | 347.0K | 5.4% | ▲+16% Added · +48K sh | |
| 5 | Invesco Exch Traded FD TR II S&P INTL MOMNT | $26.3M | 435.5K | 5.4% | ▲+7.4% Added · +30K sh | |
| 6 | Ishares TR CORE MSCI INTL | $25.8M | 290.1K | 5.3% | ▲+8.3% Added · +22K sh | |
| 7 | Fidelity Covington Trust ENH MID COR ETF | $22.8M | 562.7K | 4.7% | ▲+6.3% Added · +33K sh | |
| 8 | Putnam ETF Trust FOCUSED LAR CAP | $22.3M | 438.6K | 4.6% | ▲+6.5% Added · +27K sh | |
| 9 | State STR SPDR S&P 500 ETF T TR UNIT | $21.4M | 28.6K | 4.4% | ▲+5.8% Added · +2K sh | |
| 10 | Columbia ETF TR I RESH ENHNC COR | $21.3M | 493.3K | 4.4% | ▲+7.0% Added · +32K sh | |
| 11 | Vanguard World FD MEGA CAP VAL ETF | $19.7M | 120.3K | 4.0% | ▲+6.2% Added · +7K sh | |
| 12 | J P Morgan Exchange Traded F SMALL & MID CAP | $17.8M | 228.4K | 3.6% | ▲+6.1% Added · +13K sh | |
| 13 | Ishares TR GLOBAL 100 ETF | $16.9M | 123.8K | 3.5% | ▲+4.6% Added · +5K sh | |
| 14 | Ishares Inc MSCI EMRG CHN | $13.8M | 135.0K | 2.8% | ▼−7.7% Reduced · −11K sh | |
| 15 | Invesco Exch Traded FD TR II NASDAQ 100 ETF | $13.5M | 44.6K | 2.8% | ▼−2.3% Reduced · −1K sh | |
| 16 | American Centy ETF TR QUALITY DIVRSFED | $13.2M | 190.4K | 2.7% | ▲+8.6% Added · +15K sh | |
| 17 | Vaneck ETF Trust SEMICONDUCTR ETF | $11.3M | 17.2K | 2.3% | ▼−29% Reduced · −7K sh | |
| 18 | Vanguard Index FDS MID CAP ETF | $10.5M | 130.7K | 2.2% | ▲+324% Added · +100K sh | |
| 19 | Ea Series Trust FREEDOM 100 EM | $10.2M | 139.6K | 2.1% | ▼−7.2% Reduced · −11K sh | |
| 20 | American Centy ETF TR INTL SMCP VLU | $9.3M | 90.5K | 1.9% | ▲New New position | |
| 21 | Vaneck ETF Trust URANI NUCLE ETF | $9.2M | 78.9K | 1.9% | ▲+28% Added · +17K sh | |
| 22 | SPDR Series Trust ST STR P500VAL | $9.1M | 149.4K | 1.9% | ▲+5.9% Added · +8K sh | |
| 23 | Vanguard Index FDS SMALL CP ETF | $8.9M | 29.3K | 1.8% | ▲+6.2% Added · +2K sh | |
| 24 | Ishares Inc MSCI GBL ETF NEW | $7.2M | 123.9K | 1.5% | ▲+6.1% Added · +7K sh | |
| 25 | Janus Detroit STR TR HENDRSON AAA CL | $7.1M | 141.5K | 1.5% | ▲+6.3% Added · +8K sh | |
| 26 | Schwab Strategic TR US TIPS ETF | $6.5M | 243.6K | 1.3% | ▲+7.4% Added · +17K sh | |
| 27 | T Rowe Price Exchange-Traded FLOATING RATE | $4.9M | 98.1K | 1.0% | ▲+8.4% Added · +8K sh | |
| 28 | Welltower Inc COM | $4.7M | 20.7K | 1.0% | ▲+14% Added · +3K sh | |
| 29 | Ventas Inc COM | $4.7M | 52.7K | 1.0% | ▲+20% Added · +9K sh | |
| 30 | Ishares TR CORE S&P500 ETF | $4.6M | 6.1K | 0.9% | ▲+1.6% Added · +99 sh | |
| 31 | Ishares TR RUS 1000 GRW ETF | $3.9M | 31.2K | 0.8% | ▲+310% Added · +24K sh | |
| 32 | Ishares TR EXPANDED TECH | $3.6M | 39.6K | 0.7% | ▲+16% Added · +5K sh | |
| 33 | Pimco ETF TR 25YR+ ZERO U S | $3.0M | 46.6K | 0.6% | ▲+13% Added · +5K sh | |
| 34 | Fidelity Merrimack STR TR TOTAL BD ETF | $2.7M | 59.8K | 0.6% | ▲+2.9% Added · +2K sh | |
| 35 | Nvidia Corporation COM | $1.8M | 9.2K | 0.4% | —Held | |
| 36 | American Centy ETF TR AVANTIS EMGMKT | $1.3M | 13.2K | 0.3% | ▲+2.3% Added · +293 sh | |
| 37 | Invesco QQQ TR UNIT SER 1 | $881K | 1.2K | 0.2% | ▲+0.9% Added · +11 sh | |
| 38 | SPDR Gold TR GOLD SHS | $827K | 2.2K | 0.2% | ▲+2.6% Added · +58 sh | |
| 39 | Ishares TR 10-20 YR TRS ETF | $788K | 7.9K | 0.2% | ▼−1.6% Reduced · −126 sh | |
| 40 | Curtiss Wright Corp COM | $730K | 964 | 0.1% | ▲+62% Added · +369 sh | |
| 41 | Ishares TR U.S. UTILITS ETF | $635K | 5.5K | 0.1% | ▲+3.3% Added · +179 sh | |
| 42 | Ishares TR CORE S&P US VLU | $567K | 5.1K | 0.1% | ▼−10% Reduced · −586 sh | |
| 43 | SPDR Series Trust ST STR P500ETF | $556K | 6.3K | 0.1% | ▲+2.6% Added · +160 sh | |
| 44 | Fidelity Comwlth TR NASDAQ COMPSIT | $516K | 5.0K | 0.1% | —Held | |
| 45 | Berkshire Hathaway Inc Del CL B NEW | $491K | 982 | 0.1% | —Held | |
| 46 | Ishares Gold TR ISHARES NEW | $391K | 5.2K | 0.1% | ▼−3.1% Reduced · −167 sh | |
| 47 | Apple Inc COM | $382K | 1.3K | 0.1% | ▼−3.8% Reduced · −52 sh | |
| 48 | T Rowe Price Exchange-Traded ULTRA SHRT TRM | $375K | 7.5K | 0.1% | ▲+17% Added · +1K sh | |
| 49 | Advanced Micro Devices Inc COM | $354K | 610 | 0.1% | ▲New New position | |
| 50 | Ishares TR MSCI INTL QUALTY | $259K | 5.2K | 0.1% | ▼−8.3% Reduced · −473 sh |
This fund page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
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Use Arkolith to show Retirement Management Systems Inc.'s latest holdings, largest changes, and filing provenance.
As-of date vs the date the SEC received each filing
Reported 13F total per quarter. Raw filing totals can include option notional.
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.