Arkolith/Funds/Retirement Management Systems Inc.

Retirement Management Systems Inc.

CIK 2110516
Holdings as of Jun 30, 2026·disclosed Jul 21, 2026·~21-day 13F lag·13F-HR
Active Filer

Retirement Management Systems Inc. holds a focused book of 55 stocks worth $488.5M as of Q2 2026 (disclosed Jul 21, 2026, a ~45-day 13F lag). This quarter they opened Avantis Intl S/C Value ETF and trimmed SS SPDR P S&P 500 Growth ETF. Their largest long position is SS SPDR P S&P 500 Growth ETF at 8% of the equity book. Cloning the disclosed picks since 2026 would be +4% (+8.7%/yr). That is a simulation of the disclosed long book, not audited returns.

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Use Arkolith to show Retirement Management Systems Inc.'s latest
holdings, largest changes, and filing provenance.
Opened
13
new positions
Added to
35
existing
Trimmed
11
reduced
Sold out
2
exited

Growth of $10,000: cloning the disclosed book

If you'd copied them
+3.8%
+8.7%/yr · since Feb '26
Their reported book
+6.7%
held from quarter-end
S&P 500
+8.8%
same window
$9K$10K$10K$11K$11KFeb '26Mar '26Apr '26May '26Jun '26Jul '26
Retirement Management Systems Inc. (copied at disclosure) S&P 500

The reported book (valued from quarter-end) returned +6.7%, a 2.9-point gap that is the cost of the ~45-day 13F disclosure lag a real follower can't avoid.

Growth of $10,000 cloning Retirement Management Systems Inc.'s disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

Concentration

Top-heavy: focused book

Top 5 holdings
30%
Top 10 holdings
53%
Top 20 holdings
81%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

3% mapped to company sectors

ETF / fund or unclassified
97%
Real Estate
2%
Information Technology
1%
Financials
0%
Industrials
0%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Retirement Management Systems Inc.

Manager / fundShared namesTheir $ in those
MORGAN STANLEY64 / 55$262.2B
ENVESTNET ASSET MANAGEMENT INC64 / 55$63.0B
RAYMOND JAMES FINANCIAL INC64 / 55$55.8B
Cetera Investment Advisers64 / 55$17.9B
COMMONWEALTH EQUITY SERVICES, LLC64 / 55$14.4B
OSAIC HOLDINGS, INC.64 / 55$13.1B
LPL Financial LLC63 / 55$73.7B
ROYAL BANK OF CANADA63 / 55$69.9B

Ranked by how many of Retirement Management Systems Inc.'s top 55 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

55 positions
#SecurityValueShares% PortLast moveHistory
1SPDR Series Trust
ST STR P500GRW
$37.3M313.2K
7.6%
−1.2%
Reduced · −4K sh
2Hartford FDS Exchange Traded
STRAT INCOM ETF
$29.3M832.8K
6.0%
+15%
Added · +110K sh
3Morgan Stanley ETF Trust
EATO VANC BD ETF
$27.1M534.9K
5.6%
+14%
Added · +65K sh
4Vanguard BD Index FDS
INTERMED TERM
$26.6M347.0K
5.4%
+16%
Added · +48K sh
5Invesco Exch Traded FD TR II
S&P INTL MOMNT
$26.3M435.5K
5.4%
+7.4%
Added · +30K sh
6Ishares TR
CORE MSCI INTL
$25.8M290.1K
5.3%
+8.3%
Added · +22K sh
7Fidelity Covington Trust
ENH MID COR ETF
$22.8M562.7K
4.7%
+6.3%
Added · +33K sh
8Putnam ETF Trust
FOCUSED LAR CAP
$22.3M438.6K
4.6%
+6.5%
Added · +27K sh
9State STR SPDR S&P 500 ETF T
TR UNIT
$21.4M28.6K
4.4%
+5.8%
Added · +2K sh
10Columbia ETF TR I
RESH ENHNC COR
$21.3M493.3K
4.4%
+7.0%
Added · +32K sh
11Vanguard World FD
MEGA CAP VAL ETF
$19.7M120.3K
4.0%
+6.2%
Added · +7K sh
12J P Morgan Exchange Traded F
SMALL & MID CAP
$17.8M228.4K
3.6%
+6.1%
Added · +13K sh
13Ishares TR
GLOBAL 100 ETF
$16.9M123.8K
3.5%
+4.6%
Added · +5K sh
14Ishares Inc
MSCI EMRG CHN
$13.8M135.0K
2.8%
−7.7%
Reduced · −11K sh
15Invesco Exch Traded FD TR II
NASDAQ 100 ETF
$13.5M44.6K
2.8%
−2.3%
Reduced · −1K sh
16American Centy ETF TR
QUALITY DIVRSFED
$13.2M190.4K
2.7%
+8.6%
Added · +15K sh
17Vaneck ETF Trust
SEMICONDUCTR ETF
$11.3M17.2K
2.3%
−29%
Reduced · −7K sh
18Vanguard Index FDS
MID CAP ETF
$10.5M130.7K
2.2%
+324%
Added · +100K sh
19Ea Series Trust
FREEDOM 100 EM
$10.2M139.6K
2.1%
−7.2%
Reduced · −11K sh
20American Centy ETF TR
INTL SMCP VLU
$9.3M90.5K
1.9%
New
New position
21Vaneck ETF Trust
URANI NUCLE ETF
$9.2M78.9K
1.9%
+28%
Added · +17K sh
22SPDR Series Trust
ST STR P500VAL
$9.1M149.4K
1.9%
+5.9%
Added · +8K sh
23Vanguard Index FDS
SMALL CP ETF
$8.9M29.3K
1.8%
+6.2%
Added · +2K sh
24Ishares Inc
MSCI GBL ETF NEW
$7.2M123.9K
1.5%
+6.1%
Added · +7K sh
25Janus Detroit STR TR
HENDRSON AAA CL
$7.1M141.5K
1.5%
+6.3%
Added · +8K sh
26Schwab Strategic TR
US TIPS ETF
$6.5M243.6K
1.3%
+7.4%
Added · +17K sh
27T Rowe Price Exchange-Traded
FLOATING RATE
$4.9M98.1K
1.0%
+8.4%
Added · +8K sh
28Welltower Inc
COM
$4.7M20.7K
1.0%
+14%
Added · +3K sh
29Ventas Inc
COM
$4.7M52.7K
1.0%
+20%
Added · +9K sh
30Ishares TR
CORE S&P500 ETF
$4.6M6.1K
0.9%
+1.6%
Added · +99 sh
31Ishares TR
RUS 1000 GRW ETF
$3.9M31.2K
0.8%
+310%
Added · +24K sh
32Ishares TR
EXPANDED TECH
$3.6M39.6K
0.7%
+16%
Added · +5K sh
33Pimco ETF TR
25YR+ ZERO U S
$3.0M46.6K
0.6%
+13%
Added · +5K sh
34Fidelity Merrimack STR TR
TOTAL BD ETF
$2.7M59.8K
0.6%
+2.9%
Added · +2K sh
35Nvidia Corporation
COM
$1.8M9.2K
0.4%
Held
36American Centy ETF TR
AVANTIS EMGMKT
$1.3M13.2K
0.3%
+2.3%
Added · +293 sh
37Invesco QQQ TR
UNIT SER 1
$881K1.2K
0.2%
+0.9%
Added · +11 sh
38SPDR Gold TR
GOLD SHS
$827K2.2K
0.2%
+2.6%
Added · +58 sh
39Ishares TR
10-20 YR TRS ETF
$788K7.9K
0.2%
−1.6%
Reduced · −126 sh
40Curtiss Wright Corp
COM
$730K964
0.1%
+62%
Added · +369 sh
41Ishares TR
U.S. UTILITS ETF
$635K5.5K
0.1%
+3.3%
Added · +179 sh
42Ishares TR
CORE S&P US VLU
$567K5.1K
0.1%
−10%
Reduced · −586 sh
43SPDR Series Trust
ST STR P500ETF
$556K6.3K
0.1%
+2.6%
Added · +160 sh
44Fidelity Comwlth TR
NASDAQ COMPSIT
$516K5.0K
0.1%
Held
45Berkshire Hathaway Inc Del
CL B NEW
$491K982
0.1%
Held
46Ishares Gold TR
ISHARES NEW
$391K5.2K
0.1%
−3.1%
Reduced · −167 sh
47Apple Inc
COM
$382K1.3K
0.1%
−3.8%
Reduced · −52 sh
48T Rowe Price Exchange-Traded
ULTRA SHRT TRM
$375K7.5K
0.1%
+17%
Added · +1K sh
49Advanced Micro Devices Inc
COM
$354K610
0.1%
New
New position
50Ishares TR
MSCI INTL QUALTY
$259K5.2K
0.1%
−8.3%
Reduced · −473 sh
Showing 50 of 55 positions

Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Jul 21, 202655$488.5M13F-HR
Q1 2026Mar 31, 2026Apr 14, 202651$414.9M13F-HR
Q4 2025Dec 31, 2025Feb 12, 202654$390.7M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.