Sensible Money, LLC holds a concentrated book of 101 stocks worth $377.1M as of Q2 2026 (disclosed Jul 30, 2026, a ~45-day 13F lag). This quarter they opened Ste STR SPDR PT S&P 500 ETF and trimmed Dimensional Emrg MRKT Val. Their largest long position is Dimensional US Core Equity 2 at 26% of the equity book. Cloning the disclosed picks since 2024 would be +35% (+18.2%/yr). That is a simulation of the disclosed long book, not audited returns.
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curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://arkolith.com/api/v1/funds/1965229/holdings"
Use Arkolith to show Sensible Money, LLC's latest holdings, largest changes, and filing provenance.
Following at the filing date actually beat the quarter-end book by 5.2 points over this window.
Growth of $10,000 cloning Sensible Money, LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: concentrated book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
4% mapped to company sectors
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices, no cost basis
Other tracked managers holding the same core names as Sensible Money, LLC
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| MORGAN STANLEY | 80 / 80 | $450.7B |
| LPL Financial LLC | 80 / 80 | $96.6B |
| RAYMOND JAMES FINANCIAL INC | 80 / 80 | $88.2B |
| OSAIC HOLDINGS, INC. | 80 / 80 | $17.9B |
| Asset Dedication, LLC | 80 / 80 | $1.1B |
| FMR LLC | 79 / 80 | $554.1B |
| BANK OF AMERICA CORP /DE/ | 79 / 80 | $378.5B |
| JPMORGAN CHASE & CO | 79 / 80 | $360.3B |
Ranked by how many of Sensible Money, LLC's top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.
Bars show each stock's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Dimensional ETF Trust US COR EQU 2 ETF | $98.6M | 2.22M | 26.1% | ▲+0.5% Added · +11K sh | |
| 2 | Dimensional ETF Trust US TARGETED VLU | $76.3M | 1.09M | 20.2% | ▲+2.1% Added · +23K sh | |
| 3 | Dimensional ETF Trust EMERGING MKTS VA | $31.9M | 748.1K | 8.5% | ▼−1.4% Reduced · −11K sh | |
| 4 | Dimensional ETF Trust EMERGING MKTS CO | $30.5M | 751.4K | 8.1% | ▼−0.2% Reduced · −1K sh | |
| 5 | Dimensional ETF Trust INTL CORE EQUITY | $28.3M | 760.8K | 7.5% | ▲+5.1% Added · +37K sh | |
| 6 | Dimensional ETF Trust WORLD EX US CORE | $24.9M | 675.3K | 6.6% | ▼−7.9% Reduced · −58K sh | |
| 7 | Dimensional ETF Trust INTL SMALL CAP V | $12.8M | 319.8K | 3.4% | ▲+2.2% Added · +7K sh | |
| 8 | Schwab Strategic TR US SML CAP ETF | $4.6M | 126.9K | 1.2% | ▼−0.4% Reduced · −463 sh | |
| 9 | Apple Inc COM | $4.0M | 14.0K | 1.1% | ▼−8.5% Reduced · −1K sh | |
| 10 | Schwab Strategic TR FUND EM EQUI ETF | $3.3M | 84.2K | 0.9% | ▼−0.7% Reduced · −594 sh | |
| 11 | Vanguard Index FDS TOTAL STK MKT | $3.0M | 8.1K | 0.8% | ▲+25% Added · +2K sh | |
| 12 | Dimensional ETF Trust US EQUI MARK ETF | $2.4M | 29.7K | 0.6% | ▲+6.8% Added · +2K sh | |
| 13 | Freeport McMoran Inc CL B | $2.4M | 38.4K | 0.6% | ▲+0.2% Added · +68 sh | |
| 14 | SPDR Series Trust ST STR SP600SM C | $2.2M | 19.8K | 0.6% | ▼−0.3% Reduced · −66 sh | |
| 15 | State STR SPDR S&P 500 ETF T TR UNIT | $2.1M | 2.8K | 0.6% | ▲+0.1% Added · +3 sh | |
| 16 | Vanguard Tax-Managed FDS VAN FTSE DEV MKT | $2.1M | 29.3K | 0.6% | ▲+19% Added · +5K sh | |
| 17 | Ishares Inc CORE MSCI EMKT | $1.9M | 22.4K | 0.5% | ▼−0.1% Reduced · −13 sh | |
| 18 | Ishares TR CORE S&P500 ETF | $1.8M | 2.4K | 0.5% | ▼−4.0% Reduced · −102 sh | |
| 19 | Alphabet Inc CAP STK CL A | $1.7M | 4.7K | 0.4% | ▼−1.7% Reduced · −82 sh | |
| 20 | Ishares TR RUSSELL 3000 ETF | $1.6M | 3.7K | 0.4% | —Held | |
| 21 | First TR Exchange-Traded FD SHS | $1.4M | 4.3K | 0.4% | —Held | |
| 22 | Vanguard Index FDS S&P 500 ETF SHS | $1.4M | 2.0K | 0.4% | ▲+0.9% Added · +18 sh | |
| 23 | Ishares TR CORE S&P SCP ETF | $1.1M | 7.5K | 0.3% | ▲+2.6% Added · +191 sh | |
| 24 | American Centy ETF TR EMERGING MKT VAL | $1.1M | 16.3K | 0.3% | ▲~0% Added · +2 sh | |
| 25 | Alphabet Inc CAP STK CL C | $1.0M | 2.9K | 0.3% | ▼−9.4% Reduced · −306 sh | |
| 26 | American Centy ETF TR AVANTIS EMGMKT | $970K | 10.0K | 0.3% | —Held | |
| 27 | Berkshire Hathaway Inc Del CL B NEW | $925K | 1.8K | 0.2% | ▼−9.3% Reduced · −189 sh | |
| 28 | Invesco Exch TRD SLF Idx FD INVSCO BLSH 28 | $907K | 44.5K | 0.2% | ▲+5.5% Added · +2K sh | |
| 29 | Microsoft Corp COM | $902K | 2.4K | 0.2% | ▼−5.2% Reduced · −133 sh | |
| 30 | Wisdomtree TR US MIDCAP FUND | $899K | 11.9K | 0.2% | —Held | |
| 31 | SPDR Series Trust ST STR P500ETF | $836K | 9.5K | 0.2% | ▲New New position | |
| 32 | Ishares TR MSCI USA MIN ETF | $835K | 8.7K | 0.2% | ▼−0.3% Reduced · −25 sh | |
| 33 | Amazon Com Inc COM | $815K | 3.4K | 0.2% | ▼−4.3% Reduced · −152 sh | |
| 34 | Ishares TR U.S. TECH ETF | $807K | 3.2K | 0.2% | —Held | |
| 35 | Invesco Exch Traded FD TR II S&P SMALLCAP 600 | $802K | 13.5K | 0.2% | ▲New New position | |
| 36 | Nvidia Corporation COM | $786K | 3.9K | 0.2% | ▲~0% Added · +1 sh | |
| 37 | Invesco Exchange Traded FD T S&P500 EQL HLT | $724K | 21.8K | 0.2% | —Held | |
| 38 | Dimensional ETF Trust WORLD EQUITY ETF | $714K | 8.6K | 0.2% | ▲+29% Added · +2K sh | |
| 39 | JPMorgan Chase & Co COM | $668K | 2.0K | 0.2% | ▼−8.8% Reduced · −198 sh | |
| 40 | Invesco Exch Traded FD TR II NASDAQ 100 ETF | $627K | 2.1K | 0.2% | ▲New New position | |
| 41 | Dimensional ETF Trust US LARG VALU ETF | $586K | 14.8K | 0.2% | ▲+0.3% Added · +48 sh | |
| 42 | Invesco QQQ TR UNIT SER 1 | $584K | 793 | 0.2% | ▲+2.7% Added · +21 sh | |
| 43 | Invesco Exchange Traded FD T BUYBACK ACHIEV | $564K | 4.0K | 0.1% | ▼−0.9% Reduced · −37 sh | |
| 44 | Invesco Exch Traded FD TR II RAFI DVLPD MRKTS | $557K | 12.4K | 0.1% | ▲+0.3% Added · +37 sh | |
| 45 | Schwab Strategic TR FUNDAMENTAL INTL | $539K | 11.1K | 0.1% | ▼−25% Reduced · −4K sh | |
| 46 | Invesco Exch TRD SLF Idx FD BULSHS 2027 CB | $535K | 27.3K | 0.1% | ▲+1.6% Added · +429 sh | |
| 47 | Ishares TR CORE MSCI EAFE | $534K | 5.5K | 0.1% | ▼−0.2% Reduced · −13 sh | |
| 48 | Invesco Exch TRD SLF Idx FD INVSCO 30 CORP | $529K | 31.8K | 0.1% | ▲+0.1% Added · +22 sh | |
| 49 | Vanguard Index FDS SML CP GRW ETF | $515K | 1.4K | 0.1% | ▲+0.9% Added · +13 sh | |
| 50 | Ishares TR IBOXX INV CP ETF | $506K | 4.6K | 0.1% | ▲New New position |
As-of date vs the date the SEC received each filing
| Quarter | As of | Filed | Positions | Value | Form |
|---|---|---|---|---|---|
| Q2 2026 | Jun 30, 2026 | Jul 30, 2026 | 101 | $377.1M | 13F-HR |
| Q1 2026 | Mar 31, 2026 | Apr 21, 2026 | 86 | $328.7M | 13F-HR |
| Q4 2025 | Dec 31, 2025 | Feb 9, 2026 | 86 | $313.1M | 13F-HR |
| Q3 2025 | Sep 30, 2025 | Nov 13, 2025 | 88 | $294.2M | 13F-HR |
| Q2 2025 | Jun 30, 2025 | Aug 5, 2025 | 87 | $263.8M | 13F-HR |
| Q1 2025 | Mar 31, 2025 | May 13, 2025 | 83 | $233.4M | 13F-HR |
| Q4 2024 | Dec 31, 2024 | Jan 29, 2025 | 82 | $228.1M | 13F-HR |
| Q3 2024 | Sep 30, 2024 | Oct 16, 2024 | 86 | $228.9M | 13F-HR |
Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.