CZFS

Citizens Financial Services$74.83 2.21%
FinancialsUSCUSIP 174615104· EOD Jul 16, 2026◍ Confluence graph
Tracked 13F Holders
77
+6 QoQ
13F Value (tracked)
$82.8M
Insider Net · 180d
$48K
2↑ 1↓
Recent Filings
15
Smart-money sentimentBullish
BearishBullish
13F funds (latest Q)14 adding · 10 trimming
Insider net (180d)+$48K

Price & smart-money activity

$74.83 2.21%5Y +18.6%
$35.51$50.34$65.16$79.98$94.812021202220232024202520266223464510242332686629378221751311412122151223
Hover for who · click for detailEnd-of-day closing prices52w $52.42 – $74.83

Who owns CZFS?

77 tracked 13F filers

77 tracked 13F filers disclose a position in CZFS as of the latest SEC 13F filings, a combined $82.8M in reported value. Holders and values reflect the 13F filers Arkolith currently tracks, not the entire institutional universe. Counts and totals are a floor, not the full institutional ownership.

All quarters use one ordinary-share-equivalent series. Historical ADS are converted at 2 ADS = 1 ordinary share. Expand a row for the exact calculation; the residual is not classified as a trade.
#FundPosition valueSharesLast moveAs ofHistory
1BlackRock, Inc.
$20.3M
331K
−1.4%
Reduced · −5K sh
Q1 2026
2VANGUARD CAPITAL MANAGEMENT LLC
$12.3M
202K
First observed position
No prior filed position
Q1 2026
3CITIZENS & NORTHERN CORP
$8.5M
117K
Held
Q2 2026
4GEODE CAPITAL MANAGEMENT, LLC
$6.9M
112K
+1.4%
Added · +2K sh
Q1 2026
5STATE STREET CORP
$5.7M
94K
−5.7%
Reduced · −6K sh
Q1 2026
6AMERICAN CENTURY COMPANIES INC
$2.7M
44K
+58%
Added · +16K sh
Q1 2026
7CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$2.3M
38K
−3.6%
Reduced · −1K sh
Q1 2026
8NORTHERN TRUST CORP
$2.3M
37K
+5.8%
Added · +2K sh
Q1 2026
9VANGUARD FIDUCIARY TRUST CO
$1.9M
31K
First observed position
No prior filed position
Q1 2026
10DIMENSIONAL FUND ADVISORS LP
$1.7M
29K
+17%
Added · +4K sh
Q1 2026
11VANGUARD PORTFOLIO MANAGEMENT LLC
$1.6M
26K
First observed position
No prior filed position
Q1 2026
12SEGALL BRYANT & HAMILL, LLC
$1.3M
21K
+28%
Added · +5K sh
Q1 2026
13MARSHALL WACE, LLP
$1.1M
18K
+146%
Added · +11K sh
Q1 2026
14GOLDMAN SACHS GROUP INC
$1.1M
18K
+109%
Added · +9K sh
Q1 2026
15Cyndeo Wealth Partners, LLC
$1.2M
16K
+0.5%
Added · +88 sh
Q2 2026
16Bank of New York Mellon Corp
$946K
15K
−21%
Reduced · −4K sh
Q1 2026
17Quantinno Capital Management LP
$847K
14K
+35%
Added · +4K sh
Q1 2026
18MORGAN STANLEY
$782K
13K
+100%
Added · +6K sh
Q1 2026
19LAWOOD & CO
$777K
11K
Held
Q2 2026
20Squarepoint Ops LLC
$630K
10K
New
+10K sh
Q1 2026
21Trexquant Investment LP
$605K
10K
−6.8%
Reduced · −724 sh
Q1 2026
22GREAT LAKES ADVISORS, LLC
$491K
8K
−12%
Reduced · −1K sh
Q1 2026
23BANK OF AMERICA CORP /DE/
$490K
8K
+69%
Added · +3K sh
Q1 2026
24MILLENNIUM MANAGEMENT LLC
$474K
8K
−41%
Reduced · −5K sh
Q1 2026
25Nuveen, LLC
$440K
7K
Held
Q1 2026

Holders and values reflect the 13F filers Arkolith currently tracks, not the entire institutional universe. Counts and totals are a floor, not the full institutional ownership.

Is CZFS being bought or sold by institutions?

Last quarter, 4 funds opened a new position in CZFS and 10 added to an existing one, while 10 reduced and 0 exited entirely — based on 13F filings from active, signal-eligible managers (passive index funds and other mechanical holders are excluded from this count).

Opened (NEW)
4
funds
Added
10
funds
Reduced
10
funds
Exited
0
funds

Funds that own CZFS also own

CompanyCo-held byCombined value
NVIDIA CORPNVDA24 funds$11.4B
APPLE INCAAPL24 funds$9.6B
MICROSOFT CORPMSFT24 funds$7.4B
AMAZON.COM INCAMZN24 funds$6.4B
ALPHABET INC-CL AGOOGL24 funds$4.9B
ALPHABET INC-CL CGOOG24 funds$4.3B
META PLATFORMS INC-CLASS AMETA24 funds$3.3B
JPMORGAN CHASE & COJPM24 funds$3.0B
BERKSHIRE HATHAWAY INC-CL BBRK/B24 funds$2.8B
JOHNSON & JOHNSONJNJ24 funds$2.0B
VISA INC-CLASS A SHARESV24 funds$1.7B
WALMART INCWMT24 funds$1.6B

Ranked by how many of CZFS's institutional holders also hold each name, a cross-fund conviction signal.

Insider activity (Form 4)

Full insider page →
Buys · 180d
$53K
2 insiders
Sells · 180d
$5K
1 insiders
Net
$48K
7 P/S txns
Signal
Net Buying
open-market
DateInsiderRoleActionSharesValue
Jul 9, 2026Gephart LeeAnnEXECUTIVE VICE PRESIDENTSell (S)15$1K
Jun 25, 2026Gephart LeeAnnEXECUTIVE VICE PRESIDENTSell (S)29$2K
May 29, 2026Guillaume Stephen JSENIOR VICE PRESIDENTBuy (P)34$2K
May 28, 2026Gephart LeeAnnEXECUTIVE VICE PRESIDENTSell (S)24$2K
May 12, 2026Painter John P IIDirectorBuy (P)140$9K
Mar 6, 2026Painter John P IIDirectorBuy (P)675$41K
Feb 27, 2026Guillaume Stephen JSENIOR VICE PRESIDENTBuy (P)13$742
Nov 28, 2025Guillaume Stephen JSENIOR VICE PRESIDENTBuy (P)16$850
Nov 4, 2025BLACK RANDALL ECEO & PRESIDENT, DirectorBuy (P)22$1K
Nov 3, 2025BLACK RANDALL ECEO & PRESIDENT, DirectorBuy (P)278$15K
Nov 3, 2025BLACK RANDALL ECEO & PRESIDENT, DirectorBuy (P)200$11K
Aug 31, 2025Guillaume Stephen JSENIOR VICE PRESIDENTBuy (P)13$740

Institutional ownership over time

77 funds+33 since Q3 2024
03977Q3 2024Q1 2025Q3 2025Q1 2026
funds holding aggregate valuelatest $81.1M

Recent filings

15 shown

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Ask your agent what changed in CZFS

This stock page is the public Follow view. For one current, evidence-backed answer, use capital_change_brief through REST or MCP. It compares tracked 13F changes with qualifying Form 4 activity and cites the SEC evidence.

Copy-paste
curl -H "Authorization: Bearer YOUR_API_KEY" \
  "https://arkolith.com/api/v1/stocks/CZFS/capital-change-brief"
Ask your agent
Use Arkolith's capital_change_brief for CZFS.
Tell me what changed, whether insider activity
corroborates it, and cite the SEC evidence.

13F holdings + Form 4 insider transactions + end-of-day price history + the live filing stream, joined for CZFS. Filings are public domain, sourced to SEC EDGAR; price series derived from end-of-day closes.