Arkolith/Funds/ERn Financial, LLC

ERn Financial, LLC

CIK 1768302
Holdings as of Jun 30, 2026·disclosed Jul 23, 2026·~23-day 13F lag·13F-HR
Active Filer

ERn Financial, LLC holds a diversified book of 161 stocks worth $604.3M as of Q2 2026 (disclosed Jul 23, 2026, a ~45-day 13F lag). This quarter they opened FT Vest US Equity Buff ETF-J and trimmed Ste STR SPDR PT DW EU ETF. Their largest long position is SS SPDR P S&P 500 Growth ETF at 7% of the equity book. Cloning the disclosed picks since 2024 would be +26% (+14.0%/yr). That is a simulation of the disclosed long book, not audited returns.

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Use Arkolith to show ERn Financial, LLC's latest
holdings, largest changes, and filing provenance.
Opened
88
new positions
Added to
89
existing
Trimmed
41
reduced
Sold out
5
exited

Growth of $10,000: cloning the disclosed book

If you'd copied them
+26.3%
+14.0%/yr · since Oct '24
Their reported book
+20.6%
held from quarter-end
S&P 500
+29.7%
same window
$9K$10K$11K$12K$13KOct '24Feb '25Jul '25Nov '25Mar '26Jul '26
ERn Financial, LLC (copied at disclosure) S&P 500

Following at the filing date actually beat the quarter-end book by 5.7 points over this window.

Growth of $10,000 cloning ERn Financial, LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects the ~45-day reporting lag, no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

Concentration

Top-heavy: diversified book

Top 5 holdings
26%
Top 10 holdings
39%
Top 20 holdings
57%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

7% mapped to company sectors

ETF / fund or unclassified
93%
Information Technology
4%
Financials
1%
Consumer Discretionary
1%
Industrials
1%
Health Care
0%
Energy
0%
Consumer Staples
0%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as ERn Financial, LLC

Manager / fundShared namesTheir $ in those
MORGAN STANLEY80 / 80$433.7B
JPMORGAN CHASE & CO80 / 80$395.3B
LPL Financial LLC80 / 80$104.5B
Cetera Investment Advisers80 / 80$25.4B
OSAIC HOLDINGS, INC.80 / 80$17.6B
ROYAL BANK OF CANADA79 / 80$119.8B
ENVESTNET ASSET MANAGEMENT INC79 / 80$101.6B
RAYMOND JAMES FINANCIAL INC79 / 80$85.2B

Ranked by how many of ERn Financial, LLC's top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

161 positions
#SecurityValueShares% PortLast moveHistory
1SPDR Series Trust
ST STR P500GRW
$44.5M373.6K
7.4%
+0.1%
Added · +431 sh
2SPDR Series Trust
ST STR P500VAL
$43.3M712.6K
7.2%
+2.0%
Added · +14K sh
3SPDR Index SHS FDS
ST STR PO EX ETF
$32.9M652.8K
5.4%
−0.5%
Reduced · −3K sh
4Ishares TR
CORE MSCI EAFE
$20.9M216.2K
3.5%
+3.2%
Added · +7K sh
5Victory Portfolios II
SHORT TRM BD ETF
$17.7M349.7K
2.9%
+4.6%
Added · +16K sh
6American Centy ETF TR
AVANTIS EMGMKT
$16.6M171.6K
2.7%
−0.7%
Reduced · −1K sh
7SPDR Series Trust
ST STR SP400VAL
$16.2M171.1K
2.7%
+1.0%
Added · +2K sh
8SPDR Index SHS FDS
ST PORT MARK ETF
$14.0M269.9K
2.3%
+1.4%
Added · +4K sh
9J P Morgan Exchange Traded F
U S TEC LEA ETF
$13.4M120.3K
2.2%
+1.1%
Added · +1K sh
10Pimco ETF TR
MULTISECTOR BD
$13.3M500.1K
2.2%
+7.4%
Added · +34K sh
11Ishares TR
MSCI USA QLT FCT
$12.4M56.6K
2.1%
−0.6%
Reduced · −346 sh
12Ishares TR
GLOBAL REIT ETF
$12.1M439.4K
2.0%
+1.4%
Added · +6K sh
13John Hancock Exchange Traded
MLTFCTR LRG CAP
$12.1M135.6K
2.0%
+2.0%
Added · +3K sh
14Dimensional ETF Trust
CORE FIXE IN ETF
$11.9M282.2K
2.0%
+7.2%
Added · +19K sh
15Dimensional ETF Trust
WORLD EX US CORE
$11.7M318.9K
1.9%
+0.6%
Added · +2K sh
16Vanguard Index FDS
GROWTH ETF
$11.4M132.6K
1.9%
+498%
Added · +110K sh
17SPDR Series Trust
ST STR SP400GRW
$10.3M91.4K
1.7%
+0.4%
Added · +389 sh
18SPDR Series Trust
ST STR AGGRE ETF
$10.1M397.5K
1.7%
+11%
Added · +39K sh
19SPDR Series Trust
ST STR TIPS ETF
$9.6M371.9K
1.6%
+7.3%
Added · +25K sh
20SPDR Series Trust
ST STR P500ETF
$9.5M108.2K
1.6%
+5.8%
Added · +6K sh
21American Centy ETF TR
FOCUSED DYNAMIC
$9.5M71.0K
1.6%
+8.3%
Added · +5K sh
22Invesco Exch TRD SLF Idx FD
RUSL 1000 DYNM
$9.2M133.7K
1.5%
−6.1%
Reduced · −9K sh
23Ishares TR
CRE U S REIT ETF
$8.8M132.5K
1.5%
+1.6%
Added · +2K sh
24Vaneck ETF Trust
REAL ASSETS ETF
$8.7M218.8K
1.4%
+4.2%
Added · +9K sh
25Hartford FDS Exchange Traded
MUN OPORTUNITE
$8.2M208.7K
1.4%
~0%
Added · +2 sh
26First TR Exch Traded FD III
MANAGD MUN ETF
$7.8M152.8K
1.3%
+0.3%
Added · +496 sh
27American Centy ETF TR
US SML CP VALU
$7.6M61.3K
1.3%
−0.5%
Reduced · −293 sh
28Vanguard Scottsdale FDS
VNG RUS1000GRW
$7.4M58.1K
1.2%
−1.3%
Reduced · −748 sh
29Vanguard Index FDS
S&P 500 ETF SHS
$7.4M10.8K
1.2%
+0.3%
Added · +32 sh
30Pimco ETF TR
INTER MUN BD ACT
$7.3M138.2K
1.2%
+2.2%
Added · +3K sh
31Ishares TR
MSCI EAFE ETF
$7.0M67.9K
1.2%
−2.2%
Reduced · −1K sh
32Putnam ETF Trust
FOCUSED LAR CAP
$6.7M132.5K
1.1%
+0.8%
Added · +1K sh
33Apple Inc
COM
$6.6M22.8K
1.1%
+2.5%
Added · +559 sh
34First TR Exchng Traded FD VI
SMITH OPPORT FXD
$6.2M143.2K
1.0%
+5.0%
Added · +7K sh
35Ishares TR
CORE S&P SCP ETF
$6.2M41.7K
1.0%
+0.6%
Added · +260 sh
36J P Morgan Exchange Traded F
ULTRA SHT MUNCPL
$5.9M115.9K
1.0%
+9.9%
Added · +10K sh
37J P Morgan Exchange Traded F
ACTIVE BOND ETF
$5.9M109.6K
1.0%
+6.8%
Added · +7K sh
38SPDR Series Trust
ST STR SP600GRWO
$5.8M48.7K
1.0%
−1.1%
Reduced · −571 sh
39BlackRock ETF Trust
ISHARES US EQUIT
$5.2M76.1K
0.9%
−1.0%
Reduced · −777 sh
40Ishares TR
CORE S&P500 ETF
$4.5M6.1K
0.8%
+0.1%
Added · +6 sh
41John Hancock Exchange Traded
MULTIFACTOR MI
$4.4M58.8K
0.7%
+0.3%
Added · +193 sh
42Vanguard Index FDS
VALUE ETF
$4.4M20.1K
0.7%
+0.1%
Added · +17 sh
43Nvidia Corporation
COM
$3.6M17.9K
0.6%
+22%
Added · +3K sh
44First TR Exchng Traded FD VI
FT VEST US EQT
$3.4M57.3K
0.6%
+0.7%
Added · +397 sh
45Dimensional ETF Trust
INTL CORE EQT MK
$3.1M76.3K
0.5%
−15%
Reduced · −14K sh
46Dimensional ETF Trust
US CORE EQT MKT
$3.1M60.0K
0.5%
−1.7%
Reduced · −1K sh
47Capital Group Intl Focus Eqt
SHS CREAT UNIT
$3.0M86.3K
0.5%
+12%
Added · +9K sh
48BlackRock ETF Trust II
ISHARES LRG CAP
$2.5M72.5K
0.4%
+4.0%
Added · +3K sh
49Vanguard Index FDS
MCAP GR IDXVIP
$2.5M8.1K
0.4%
−2.3%
Reduced · −188 sh
50Schwab Strategic TR
FUND EM EQUI ETF
$2.4M61.1K
0.4%
+0.5%
Added · +292 sh
Showing 50 of 161 positions

Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Jul 23, 2026161$604.3M13F-HR
Q1 2026Mar 31, 2026Apr 24, 2026150$531.8M13F-HR
Q4 2025Dec 31, 2025Jan 15, 2026146$531.9M13F-HR
Q3 2025Sep 30, 2025Oct 30, 2025140$506.5M13F-HR
Q2 2025Jun 30, 2025Jul 17, 2025145$474.0M13F-HR
Q1 2025Mar 31, 2025Apr 21, 2025180$632.9M13F-HR
Q4 2024Dec 31, 2024Jan 14, 2025190$666.5M13F-HR
Q3 2024Sep 30, 2024Oct 15, 2024187$657.3M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly ~45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.