Fee-Only Financial Planning, L.C. holds a concentrated book of 45 reported positions worth $186.6M as of Q2 2026 (disclosed Jul 29, 2026, a ~29-day 13F lag). This quarter they opened Ishares S&P Small-Cap 600 GR and trimmed Vanguard Value ETF. Their largest long position is Vanguard Growth ETF at 29% of the reported non-option book. Cloning the disclosed picks since 2024 would be +31% (+15.8%/yr). That is a simulation of the disclosed long book, not audited returns.
Fee-Only Financial Planning, L.C. is a wealth platform: this book aggregates client accounts across many advisers.
Following at the filing date actually beat the quarter-end book by 3.2 points over this window.
Growth of $10,000 cloning Fee-Only Financial Planning, L.C.'s disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~29 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.
Top-heavy: concentrated book
Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.
6% mapped to company sectors
+4 sectors below the cut, 1% together
Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.
Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis
Other tracked managers holding the same core names as Fee-Only Financial Planning, L.C.
| Manager / fund | Shared names | Their $ in those |
|---|---|---|
| West Virginia University Foundation, Inc | 4 / 45 | $1.2B |
| Kearns & Associates LLC | 9 / 45 | $181.0M |
| Prosperity Advisers, LLC | 11 / 45 | $115.5M |
| Stuart Investment Advisors, Inc. | 9 / 45 | $196.3M |
| Johnson Financial Group, LLC | 24 / 45 | $1.5B |
| Golden Road Advisors LLC | 17 / 45 | $161.4M |
| GP Brinson Investments LLC | 4 / 45 | $191.7M |
| Clayton Financial Group LLC | 18 / 45 | $139.2M |
Ranked by the share of each fund's own book sitting in the names it shares with Fee-Only Financial Planning, L.C.: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.
Bars show each position's share of the portfolio. Click a row for its position history.
| # | Security | Value | Shares | % Port | Last move | History |
|---|---|---|---|---|---|---|
| 1 | Vanguard Index FDS GROWTH ETF | $54.2M | 629.5K | 29.1% | ▲+493% Added · +523K sh | |
| 2 | Vanguard Index FDS VALUE ETF | $35.0M | 160.7K | 18.8% | ▼−2.2% Reduced · −4K sh | |
| 3 | Vanguard Index FDS MID CAP ETF | $16.1M | 200.2K | 8.6% | ▲+297% Added · +150K sh | |
| 4 | Vanguard Index FDS SMALL CP ETF | $13.0M | 42.7K | 6.9% | ▼−0.6% Reduced · −256 sh | |
| 5 | Vanguard Index FDS SM CP VAL ETF | $12.6M | 51.9K | 6.8% | ▼−1.3% Reduced · −679 sh | |
| 6 | Vanguard Index FDS SML CP GRW ETF | $10.8M | 29.5K | 5.8% | ▼−1.1% Reduced · −315 sh | |
| 7 | Vanguard Intl Equity Index F ALLWRLD EX US | $8.3M | 99.2K | 4.5% | ▼−1.0% Reduced · −962 sh | |
| 8 | Vanguard Index FDS S&P 500 ETF SHS | $4.7M | 6.9K | 2.5% | —Held | |
| 9 | Vanguard Index FDS MCAP VL IDXVIP | $4.5M | 22.5K | 2.4% | ▲+0.1% Added · +15 sh | |
| 10 | Vanguard Index FDS TOTAL STK MKT | $3.3M | 8.9K | 1.8% | ▼−0.1% Reduced · −8 sh | |
| 11 | Vanguard Index FDS EXTEND MKT ETF | $2.6M | 10.5K | 1.4% | —Held | |
| 12 | Vanguard Index FDS MCAP GR IDXVIP | $2.2M | 7.1K | 1.2% | ▲+0.4% Added · +30 sh | |
| 13 | Bank Of Amer Corp COM | $2.0M | 34.3K | 1.0% | —Held | |
| 14 | Vanguard World FD MEGA GRWTH IND | $1.8M | 20.5K | 1.0% | ▲+400% Added · +16K sh | |
| 15 | Philip Morris Intl Inc COM | $1.4M | 7.7K | 0.7% | —Held | |
| 16 | Vanguard Tax-Managed FDS VAN FTSE DEV MKT | $1.3M | 18.9K | 0.7% | ▼−6.4% Reduced · −1K sh | |
| 17 | Vanguard Index FDS LARGE CAP ETF | $980K | 2.9K | 0.5% | ▼−2.6% Reduced · −75 sh | |
| 18 | Vanguard World FD ENERGY ETF | $961K | 6.4K | 0.5% | ▼−8.6% Reduced · −600 sh | |
| 19 | Apple Inc COM | $804K | 2.8K | 0.4% | ▼−4.5% Reduced · −130 sh | |
| 20 | Altria Group Inc COM | $741K | 10.3K | 0.4% | —Held | |
| 21 | Truist Finl Corp COM | $711K | 14.3K | 0.4% | ▲+5.6% Added · +762 sh | |
| 22 | Exxon Mobil Corp COM | $707K | 5.2K | 0.4% | ▼−1.7% Reduced · −91 sh | |
| 23 | American Elec PWR Co Inc COM | $639K | 4.7K | 0.3% | ▼−2.1% Reduced · −100 sh | |
| 24 | Ge Aerospace COM NEW | $565K | 1.5K | 0.3% | ▼−3.2% Reduced · −50 sh | |
| 25 | Southern Co COM | $528K | 5.5K | 0.3% | ▼−6.0% Reduced · −350 sh | |
| 26 | AT&T Inc COM | $525K | 25.4K | 0.3% | —Held | |
| 27 | Ge Vernova Inc COM | $486K | 414 | 0.3% | ▼−4.6% Reduced · −20 sh | |
| 28 | Vanguard Intl Equity Index F FTSE EMR MKT ETF | $456K | 7.6K | 0.2% | —Held | |
| 29 | Microsoft Corp COM | $439K | 1.2K | 0.2% | —Held | |
| 30 | Mondelez Intl Inc CL A | $344K | 5.9K | 0.2% | —Held | |
| 31 | First TR Exchange Traded FD RISNG DIVD ACHIV | $335K | 4.1K | 0.2% | —Held | |
| 32 | Autozone Inc COM | $320K | 100 | 0.2% | —Held | |
| 33 | Dominion Energy Inc COM | $293K | 4.3K | 0.2% | ▼−2.3% Reduced · −100 sh | |
| 34 | Ishares TR S&P MC 400GR ETF | $289K | 2.5K | 0.2% | ▼−3.9% Reduced · −100 sh | |
| 35 | Adobe Inc COM | $288K | 1.4K | 0.2% | —Held | |
| 36 | Ishares TR EAFE SML CP ETF | $276K | 3.4K | 0.1% | —Held | |
| 37 | Johnson & Johnson COM | $267K | 1.1K | 0.1% | —Held | |
| 38 | Warner Bros Discovery Inc COM SER A | $265K | 9.9K | 0.1% | —Held | |
| 39 | Fidelity Covington Trust MSCI ENERGY IDX | $264K | 8.9K | 0.1% | ▼−3.8% Reduced · −350 sh | |
| 40 | Ishares TR S&P SML 600 GWT | $236K | 1.3K | 0.1% | ▲New New position | |
| 41 | Invesco QQQ TR UNIT SER 1 | $232K | 315 | 0.1% | ▲New New position | |
| 42 | Vanguard Star FDS VG TL INTL STK F | $225K | 2.6K | 0.1% | —Held | |
| 43 | Ishares TR SP SMCP600VL ETF | $219K | 1.6K | 0.1% | ▲New New position | |
| 44 | Ishares TR S&P MC 400VL ETF | $213K | 1.4K | 0.1% | ▲New New position | |
| 45 | Norfolk Southn Corp COM | $203K | 645 | 0.1% | ▲New New position |
This wealth platform page is the Follow view. The Build view lets your agent pull holdings, quarter changes, overlap, and source filings through API or MCP.
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Use Arkolith to show Fee-Only Financial Planning, L.C.'s latest holdings, largest changes, and filing provenance.
As-of date vs the date the SEC received each filing
Reported 13F total per quarter. Raw filing totals can include option notional.
| Quarter | As of | Filed | Lag | Positions | Value | Form |
|---|---|---|---|---|---|---|
| Q2 2026 | Jun 30, 2026 | Jul 29, 2026 | 29d | 45 | $186.6M | 13F-HR |
| Q1 2026 | Mar 31, 2026 | Apr 29, 2026 | 29d | 43 | $165.7M | 13F-HR |
| Q4 2025 | Dec 31, 2025 | Jan 26, 2026 | 26d | 42 | $171.5M | 13F-HR |
| Q3 2025 | Sep 30, 2025 | Oct 27, 2025 | 27d | 42 | $171.4M | 13F-HR |
| Q2 2025 | Jun 30, 2025 | Jul 17, 2025 | 17d | 41 | $161.5M | 13F-HR |
| Q1 2025 | Mar 31, 2025 | May 2, 2025 | 32d | 41 | $146.5M | 13F-HR |
| Q4 2024 | Dec 31, 2024 | Feb 5, 2025 | 36d | 40 | $154.8M | 13F-HR |
| Q3 2024 | Sep 30, 2024 | Nov 4, 2024 | 35d | 40 | $156.1M | 13F-HR |
Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.