Arkolith/Funds/Gradient Capital Advisors, LLC

Gradient Capital Advisors, LLC

CIK 1727917
Holdings as of Jun 30, 2026·disclosed Jul 13, 2026·~13-day 13F lag·13F-HR
Active Filer

Gradient Capital Advisors, LLC holds a diversified book of 179 reported positions worth $431.8M as of Q2 2026 (disclosed Jul 13, 2026, a ~13-day 13F lag). This quarter they opened ExxonMobil Holdings Corp and trimmed Ishares Core S&P 500 ETF. Their largest long position is Ishares Core S&P 500 ETF at 9% of the reported non-option book. Cloning the disclosed picks since 2024 would be +32% (+15.6%/yr). That is a simulation of the disclosed long book, not audited returns.

Growth of $10,000: cloning the disclosed book

If you'd copied them
+31.8%
+15.6%/yr · since Oct '24
Their reported book
+30.3%
held from quarter-end
S&P 500
+33.6%
same window
$9K$10K$11K$12K$14KOct '24Mar '25Jul '25Dec '25Apr '26Sep '26
Gradient Capital Advisors, LLC (copied at disclosure) S&P 500

Growth of $10,000 cloning Gradient Capital Advisors, LLC's disclosed long 13F book, rebalanced on each filing date (so it reflects each quarter's actual reporting lag, ~13 days for the latest filing, with no look-ahead), total-return basis (dividends reinvested), derived from end-of-day prices. “Their reported book” values the same picks from quarter-end, before they were public. S&P 500 is SPY total return over the same window. Excludes shorts, cash, options and non-13F holdings. Not investment advice.

How much sits in the biggest positions

Top-heavy: diversified book

Top 5 holdings
24%
Top 10 holdings
36%
Top 20 holdings
54%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Where the money is, by sector

28% mapped to company sectors

ETFs / funds
69%
Information Technology
15%
Financials
6%
No sector on file yet
3%
Consumer Discretionary
3%
Industrials
2%
Health Care
1%

+5 sectors below the cut, 1% together

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices (an exit at the prior quarter-end), no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Gradient Capital Advisors, LLC

Manager / fundShared namesTheir $ in those
Innovator Capital Management, LLC8 / 80$2.9B
Donor Advised Charitable Giving, Inc.9 / 80$4.4B
Dumac, Inc.8 / 80$1.1B
United American Securities Inc. (d/b/a UAS Asset Management)9 / 80$448.5M
Hoffman, Alan N Investment Management8 / 80$161.4M
Swiss Re Ltd25 / 80$1.0B
Prospect Hill Management, LLC8 / 80$240.9M
Greenbrier Partners Capital Management, LLC8 / 80$1.2B

Ranked by the share of each fund's own book sitting in the names it shares with Gradient Capital Advisors, LLC: only funds sharing at least a tenth of the book qualify. Index giants, bank custody books and market makers are excluded. They hold everything, so their overlap says nothing.

Holdings: largest first

Bars show each position's share of the portfolio. Click a row for its position history.

179 positions
#SecurityValueShares% PortLast moveHistory
1Ishares Core S&P 500 ETF
ETF
$39.2M52.4K
9.1%
−1.0%
Reduced · −520 sh
2Apple Inc Com
Stock
$20.6M71.1K
4.8%
−0.7%
Reduced · −529 sh
3State Street SPDR Portfolio Developed World Ex-US ETF
ETF
$15.6M309.5K
3.6%
−1.8%
Reduced · −6K sh
4Vanguard Short-Term Corporate Bond ETF
ETF
$14.2M180.1K
3.3%
+2.2%
Added · +4K sh
5Dimensional Global Core Plus Fixed Income ETF
ETF
$12.8M234.8K
3.0%
+8.2%
Added · +18K sh
6Dimensional Short-Duration Fixed Income ETF
ETF
$12.3M257.2K
2.8%
+10%
Added · +23K sh
7Schwab International Equity ETF
ETF
$11.8M424.6K
2.7%
−2.4%
Reduced · −11K sh
8Schwab U.S. Mid-Cap ETF
ETF
$11.1M300.5K
2.6%
−3.0%
Reduced · −9K sh
9Dimensional U.S. Targeted Value ETF
ETF
$9.4M134.6K
2.2%
−2.8%
Reduced · −4K sh
10Alphabet Inc Cap STK CL A
Stock
$9.4M26.2K
2.2%
+4.5%
Added · +1K sh
11Dimensional Emerging Markets Core Equity 2 ETF
ETF
$9.0M222.2K
2.1%
−3.2%
Reduced · −7K sh
12Vanguard Large-Cap ETF
ETF
$8.5M24.8K
2.0%
−1.5%
Reduced · −387 sh
13Vanguard Short-Term Inflation-Protected Securities ETF
ETF
$8.5M169.8K
2.0%
+4.9%
Added · +8K sh
14Vanguard Ftse Developed Markets ETF
ETF
$8.1M114.3K
1.9%
−0.6%
Reduced · −679 sh
15Dimensional US Small Cap Value ETF
ETF
$8.1M209.8K
1.9%
+3.0%
Added · +6K sh
16Schwab U.S. Large-Cap ETF
ETF
$7.6M259.8K
1.8%
−0.5%
Reduced · −1K sh
17JPMorgan Chase & Co Com
Stock
$7.4M22.7K
1.7%
+0.1%
Added · +19 sh
18Dimensional US Marketwide Value ETF
ETF
$6.9M124.8K
1.6%
−0.9%
Reduced · −1K sh
19Lam Research Corp Com New
Stock
$6.8M15.6K
1.6%
−24%
Reduced · −5K sh
20Nvidia Corporation Com
Stock
$6.5M32.3K
1.5%
−0.6%
Reduced · −200 sh
21Dimensional US Real Estate ETF
ETF
$5.7M219.2K
1.3%
+2.3%
Added · +5K sh
22Tesla Inc Com
Stock
$5.5M13.2K
1.3%
−3.2%
Reduced · −430 sh
23Berkshire Hathaway Inc Del CL B New
Stock
$5.5M11.1K
1.3%
+13%
Added · +1K sh
24JPMorgan Ultra-Short Income ETF
ETF
$5.5M108.7K
1.3%
+4.3%
Added · +4K sh
25Dimensional World Ex U.S. Core Equity 2 ETF
ETF
$5.4M147.0K
1.3%
+2.2%
Added · +3K sh
26Dimensional US Large Cap Value ETF
ETF
$5.3M133.9K
1.2%
+4.0%
Added · +5K sh
27Microsoft Corp Com
Stock
$5.1M13.7K
1.2%
−2.3%
Reduced · −321 sh
28Vanguard S&P 500 ETF
ETF
$4.8M7.0K
1.1%
−0.1%
Reduced · −8 sh
29Vanguard Total International Stock ETF
ETF
$4.8M56.2K
1.1%
+0.6%
Added · +323 sh
30Schwab US Dividend Equity ETF
ETF
$4.7M147.7K
1.1%
−0.8%
Reduced · −1K sh
31Ishares 1-5 Year Investment Grade Corporate Bond ETF
ETF
$4.6M88.0K
1.1%
+2.8%
Added · +2K sh
32Vanguard Mid-Cap ETF
ETF
$4.4M55.0K
1.0%
+284%
Added · +41K sh
33Ishares Msci Emerging Markets Ex China ETF
ETF
$4.1M40.5K
1.0%
+7.0%
Added · +3K sh
34Broadcom Inc Com
Stock
$4.1M10.8K
0.9%
−3.0%
Reduced · −330 sh
35Vanguard Small-Cap ETF
ETF
$3.9M12.8K
0.9%
−1.1%
Reduced · −150 sh
36Vanguard Global Ex-U.S. Real Estate ETF
ETF
$3.9M86.2K
0.9%
+5.1%
Added · +4K sh
37Dimensional International Small Cap Value ETF
ETF
$3.7M91.7K
0.9%
+0.5%
Added · +444 sh
38SPDR Gold Shares
ETF
$3.6M9.8K
0.8%
+4.2%
Added · +400 sh
39Vanguard Growth ETF
ETF
$3.5M40.6K
0.8%
+461%
Added · +33K sh
40Meta Platforms Inc CL A
Stock
$3.5M6.2K
0.8%
−3.1%
Reduced · −198 sh
41Cisco Sys Inc Com
Stock
$2.9M24.4K
0.7%
+0.4%
Added · +100 sh
42Taiwan Semiconductor Manufact Sponsored Ads
ADR
$2.9M6.0K
0.7%
+1.8%
Added · +106 sh
43Advanced Micro Devices Inc Com
Stock
$2.8M4.8K
0.6%
−2.9%
Reduced · −144 sh
44State Street SPDR Bloomberg 3-12 Month T-Bill ETF
ETF
$2.6M26.3K
0.6%
+19%
Added · +4K sh
45Vanguard Value ETF
ETF
$2.5M11.5K
0.6%
+1.9%
Added · +219 sh
46Amazon Com Inc Com
Stock
$2.3M9.8K
0.5%
−1.3%
Reduced · −132 sh
47Vanguard Small Cap Value ETF
ETF
$2.3M9.5K
0.5%
−3.9%
Reduced · −383 sh
48Dimensional Emerging Core Equity Market ETF
ETF
$2.3M56.7K
0.5%
−3.5%
Reduced · −2K sh
49Avantis U.S. Mid Cap Equity ETF
ETF
$2.2M27.0K
0.5%
+19%
Added · +4K sh
50Avantis International Small Cap Value ETF
ETF
$2.1M20.8K
0.5%
−3.2%
Reduced · −693 sh
Showing 50 of 179 positions
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Filing history

As-of date vs the date the SEC received each filing

$431.8M · Q2 2026Q3 2024 · $302.0MQ2 2026 · $431.8M

Reported 13F total per quarter. Raw filing totals can include option notional.

QuarterAs ofFiledLagPositionsValueForm
Q2 2026Jun 30, 2026Jul 13, 202613d179$431.8M13F-HR
Q1 2026Mar 31, 2026Apr 16, 202616d177$385.8M13F-HR
Q4 2025Dec 31, 2025Feb 6, 202637d174$388.0M13F-HR
Q3 2025Sep 30, 2025Oct 27, 202527d167$373.1M13F-HR
Q2 2025Jun 30, 2025Jul 16, 202516d162$338.5M13F-HR
Q1 2025Mar 31, 2025May 5, 202535d155$306.4M13F-HR
Q4 2024Dec 31, 2024Jan 29, 202529d152$310.2M13F-HR
Q3 2024Sep 30, 2024Oct 16, 202416d148$302.0M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. Book totals and portfolio weights cover reported non-option positions, which can include notes and warrants. Disclosed put/call options are listed separately and excluded from those totals. The performance line is a simulation of the disclosed long book, not an audited return.