Arkolith/Funds/Retirement Income Solutions, Inc

Retirement Income Solutions, Inc

CIK 1730386
Holdings as of Jun 30, 2026·disclosed Aug 3, 2026·~34-day 13F lag·13F-HR
Active Filer

Retirement Income Solutions, Inc holds a focused book of 172 stocks worth $580.8M as of Q2 2026 (disclosed Aug 3, 2026, a ~34-day 13F lag). This quarter they opened SS Health Care Select Sector and trimmed Ste STR SPDR PT S&P 500 ETF. Their largest long position is Ste STR SPDR PT S&P 500 ETF at 24% of the equity book.

Opened
34
bought for the first time
Added to
6
already held, bought more
Trimmed
20
sold some, still holds it
Sold out
1
exited the position entirely

Concentration

Top-heavy: focused book

Top 5 holdings
52%
Top 10 holdings
67%
Top 20 holdings
78%

Share of the disclosed book in its largest positions. A higher top-5 share means a more concentrated, higher-conviction portfolio.

Direct sector allocation

9% mapped to company sectors

ETF / fund or unclassified
91%
Financials
4%
Information Technology
3%
Health Care
1%
Consumer Discretionary
1%
Industrials
0%
Materials
0%
Utilities
0%

Direct operating-company sectors from our SIC-based security master. ETF/fund and unclassified holdings stay visible separately; this is not ETF look-through exposure.

Biggest moves: latest quarter

Estimated $ traded · quarter-end prices, no cost basis

Bought
Trimmed / exited

Funds with the most overlap

Other tracked managers holding the same core names as Retirement Income Solutions, Inc

Manager / fundShared namesTheir $ in those
LPL Financial LLC80 / 80$109.4B
ENVESTNET ASSET MANAGEMENT INC80 / 80$106.5B
RAYMOND JAMES FINANCIAL INC80 / 80$95.7B
HighTower Advisors, LLC80 / 80$32.3B
Cetera Investment Advisers80 / 80$27.5B
COMMONWEALTH EQUITY SERVICES, LLC80 / 80$22.1B
OSAIC HOLDINGS, INC.80 / 80$20.9B
MML INVESTORS SERVICES, LLC80 / 80$14.5B

Ranked by how many of Retirement Income Solutions, Inc's top 80 disclosed names each fund also holds: a cross-fund conviction signal from the latest 13F of every tracked manager.

Holdings: largest first

Bars show each stock's share of the portfolio. Click a row for its position history.

172 positions
#SecurityValueShares% PortLast moveHistory
1SPDR Series Trust
ST STR P500ETF
$141.6M1.85M
24.4%
−0.5%
Reduced · −10K sh
2State STR SPDR S&P 500 ETF T
TR UNIT
$45.3M69.7K
7.8%
−0.1%
Reduced · −102 sh
3SPDR Series Trust
ST STR P400MID
$42.3M714.5K
7.3%
−0.4%
Reduced · −3K sh
4J P Morgan Exchange Traded F
ULTRA SHRT ETF
$36.4M718.7K
6.3%
−0.1%
Reduced · −719 sh
5Ishares TR
CORE S&P500 ETF
$35.8M54.9K
6.2%
−0.4%
Reduced · −200 sh
6Pimco ETF TR
ENHAN SHRT MA AC
$34.9M346.9K
6.0%
−0.1%
Reduced · −457 sh
7Ishares TR
RUS 1000 GRW ETF
$18.0M42.2K
3.1%
+0.6%
Added · +233 sh
8Ishares TR
CORE S&P MCP ETF
$15.6M231.0K
2.7%
−1.5%
Reduced · −3K sh
9World Gold TR
SPDR GLD MINIS
$12.0M129.8K
2.1%
Held
10SPDR Series Trust
ST STR SP500FF
$8.7M164.7K
1.5%
−2.8%
Reduced · −5K sh
11Ishares TR
ESG AWR MSCI USA
$7.7M54.5K
1.3%
Held
12Invesco QQQ TR
UNIT SER 1
$7.7M13.3K
1.3%
Held
13Invesco Exchange Traded FD T
S&P500 EQL WGT
$7.1M36.8K
1.2%
Held
14J P Morgan Exchange Traded F
MUNICIPAL ETF
$7.0M139.5K
1.2%
−1.4%
Reduced · −2K sh
15Ishares TR
RUS 1000 VAL ETF
$6.9M32.4K
1.2%
Held
16State STR SPDR S&P Midcap 40
UTSER1 S&PDCRP
$6.3M10.1K
1.1%
−0.8%
Reduced · −83 sh
17Ishares TR
RUS 1000 ETF
$6.2M17.3K
1.1%
Held
18Fidelity Covington Trust
ENHANCED SML CAP
$5.7M150.0K
1.0%
Held
19Ishares TR
MSCI ACWI ETF
$5.6M40.6K
1.0%
Held
20Apple Inc
COM
$5.1M20.2K
0.9%
Held
21American Centy ETF TR
INTL EQT ETF
$4.8M56.6K
0.8%
−1.9%
Reduced · −1K sh
22Dimensional ETF Trust
EMGR CRE EQT MNG
$4.4M130.0K
0.8%
Held
23Vanguard Index FDS
MID CAP ETF
$4.0M14.0K
0.7%
Held
24SPDR Series Trust
ST STR P500GRW
$3.3M33.4K
0.6%
−1.1%
Reduced · −384 sh
25Ishares TR
MSCI EAFE ETF
$3.2M33.4K
0.6%
Held
26Berkshire Hathaway Inc Del
CL B NEW
$3.1M6.5K
0.5%
Held
27Select Sector SPDR TR
ST STR TECHN ETF
$3.1M23.2K
0.5%
Held
28Ishares TR
S&P 500 GRWT ETF
$3.0M26.3K
0.5%
Held
29Vanguard Index FDS
S&P 500 ETF SHS
$2.8M4.7K
0.5%
Held
30Alphabet Inc
CAP STK CL A
$2.5M8.6K
0.4%
Held
31Vanguard Index FDS
GROWTH ETF
$2.4M5.5K
0.4%
Held
32SPDR Series Trust
ST STR P500VAL
$2.4M42.3K
0.4%
+0.7%
Added · +309 sh
33Microsoft Corp
COM
$2.3M6.3K
0.4%
Held
34Ishares TR
RUS MID CAP ETF
$2.3M23.7K
0.4%
Held
35Vanguard Index FDS
TOTAL STK MKT
$2.3M7.0K
0.4%
Held
36Ishares TR
S&P 500 VAL ETF
$2.1M9.9K
0.4%
Held
37Alphabet Inc
CAP STK CL C
$2.0M6.8K
0.3%
Held
38Innovator Etfs Trust
US EQTY PWR BUF
$1.9M45.2K
0.3%
Held
39Schwab Strategic TR
US LCAP GR ETF
$1.8M62.8K
0.3%
Held
40Amazon Com Inc
COM
$1.8M8.5K
0.3%
−49%
Reduced · −8K sh
41Eli Lilly & Co
COM
$1.7M1.9K
0.3%
Held
42Nvidia Corporation
COM
$1.7M9.9K
0.3%
Held
43Vaneck ETF Trust
SEMICONDUCTR ETF
$1.6M4.2K
0.3%
Held
44SPDR Gold TR
GOLD SHS
$1.6M3.7K
0.3%
Held
45Vanguard Intl Equity Index F
ALLWRLD EX US
$1.6M20.9K
0.3%
Held
46Innovator Etfs Trust
US EQTY PWR BUF
$1.6M38.0K
0.3%
−4.1%
Reduced · −2K sh
47Select Sector SPDR TR
ST STR ENERG ETF
$1.5M25.3K
0.3%
Held
48J P Morgan Exchange Traded F
ACTIVE BOND ETF
$1.5M28.4K
0.3%
Held
49Ishares TR
MSCI EMG MKT ETF
$1.3M22.2K
0.2%
Held
50JPMorgan Chase & Co
COM
$1.2M4.1K
0.2%
Held
Showing 50 of 172 positions
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Filing history

As-of date vs the date the SEC received each filing

QuarterAs ofFiledPositionsValueForm
Q2 2026Jun 30, 2026Aug 3, 2026172$580.8M13F-HR
Q1 2026Mar 31, 2026May 4, 2026173$585.1M13F-HR
Q4 2025Dec 31, 2025Jan 27, 2026170$589.6M13F-HR
Q3 2025Sep 30, 2025Oct 14, 2025165$584.8M13F-HR
Q2 2025Jun 30, 2025Jul 15, 2025158$545.0M13F-HR
Q1 2025Mar 31, 2025May 6, 2025146$477.9M13F-HR
Q4 2024Dec 31, 2024Jan 31, 2025149$495.6M13F-HR
Q3 2024Sep 30, 2024Nov 8, 2024146$437.7M13F-HR

Data source

Holdings from SEC EDGAR 13F-HR filings, updated quarterly, filed up to 45 days after quarter-end. Public domain. The book and weighting are long equity only; disclosed put/call options are listed separately and excluded from those totals. Price-derived performance is withheld until the price-source policy and freshness gate are green.